No Fee Mortgages

We compare 5638 mortgages of which 1761 are No Fee Mortgages.

Fee-free mortgages are popular with home buyers that want to keep their initial costs down. You can compare the latest interest rates on a range of mortgages that do not come with a fee in the table below.

Choose a type of mortgage to compare

  • Post Office Money® - 2 Year 1.72% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.72%
    reverting to4.49%
  • Overall cost for comparison
    4.00%
  • LTV
    60%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      1.72% Fixed to 31/03/2018; Reverting to a 4.49% Variable for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 31/3/18: 3/2% Sum Repaid; Deferred Arrangement Fee £195.00
    • Early Repayment Charges:
      to 31/3/18: 3/2% Sum Repaid
    • Product Features:
      Portable, Split Repayment, Tracker
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 60% LTV Min Salary £50K), Interest only Pension lump sum (max 60% LTV Min Salary £50K), Interest Only Stocks & Shares ISA (max 60% LTV Min Salary £50K)
    • Incentives:
      No arrangement fees. free valuation fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • Post Office Money® - 2 Year 1.73% Variable
  • Mortgage Type
    Variable
    Until 31/03/2018
  • Initial Rate
    1.73%
    reverting to4.49%
  • Overall cost for comparison
    4.00%
  • LTV
    60%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      1.73% Variable to 31/03/2018; Reverting to a 4.49% Variable for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 31/3/18: 3/2% Sum Repaid; Deferred Arrangement Fee £195.00
    • Early Repayment Charges:
      to 31/3/18: 3/2% Sum Repaid
    • Product Features:
      Portable, Tracker
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 60% LTV Min Salary £50K), Interest only Pension lump sum (max 60% LTV Min Salary £50K), Interest Only Stocks & Shares ISA (max 60% LTV Min Salary £50K)
    • Incentives:
      No arrangement fees. free valuation fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • Available as a Right to Buy mortgage.
  • Clydesdale Bank - 2 Year 1.79% Fixed
  • Available as a Right to Buy mortgage.
  • Mortgage Type
    Fixed
    Until 30/04/2018
  • Initial Rate
    1.79%
    reverting to4.95%
  • Overall cost for comparison
    4.40%
  • LTV
    60%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      1.79% Fixed to 30/04/2018; Reverting to an Existing Borrowers Rate of 4.95% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      1st 2 yrs: 3/2% Outstanding Balance; Deeds Fee £195.00 Fixed
    • Early Repayment Charges:
      1st 2 yrs: 3/2% Outstanding Balance
    • Product Features:
      Option to choose combination of mortgage types, Portable
    • ProductNotes:
      Available upon opening a Private Account. Max term dependent on applicant age.
    • Product Repayment Methods:
      Repayment
    • Incentives:
      Free legal fees. free valuation fees. No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      No
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      Yes
    • Help To Buy:
      No
  • Available as a Right to Buy mortgage.
  • Yorkshire Bank - 2 Year 1.79% Fixed
  • Available as a Right to Buy mortgage.
  • Mortgage Type
    Fixed
    Until 30/04/2018
  • Initial Rate
    1.79%
    reverting to4.95%
  • Overall cost for comparison
    4.40%
  • LTV
    60%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      1.79% Fixed to 30/04/2018; Reverting to an Existing Borrowers Rate of 4.95% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      1st 2 yrs: 3/2% Outstanding Balance; Deeds Fee £195.00 Fixed
    • Early Repayment Charges:
      1st 2 yrs: 3/2% Outstanding Balance
    • Product Features:
      Option to choose combination of mortgage types, Portable
    • ProductNotes:
      Available upon opening a Private Account. Max term dependent on applicant age.
    • Product Repayment Methods:
      Repayment
    • Incentives:
      Free valuation fees. free legal fees. No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      No
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      Yes
    • Help To Buy:
      No
  • Post Office Money® - 2 Year 1.83% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.83%
    reverting to4.49%
  • Overall cost for comparison
    4.10%
  • LTV
    75%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      1.83% Fixed to 31/03/2018; Reverting to a 4.49% Variable for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 31/3/18: 3/2% Sum Repaid; Deferred Arrangement Fee £195.00
    • Early Repayment Charges:
      to 31/3/18: 3/2% Sum Repaid
    • Product Features:
      Portable, Tracker
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 60% LTV Min Salary £50K), Interest only Pension lump sum (max 60% LTV Min Salary £50K), Interest Only Stocks & Shares ISA (max 60% LTV Min Salary £50K)
    • Incentives:
      No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.84% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.84%
    reverting to3.94%
  • Overall cost for comparison
    3.60%
  • LTV
    70%
  • Fees
  • ERC
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Call Direct: 0800 077 4339
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more

    Product Details

    • Product Rate:
      1.84% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No arrangement fees. free valuation fees. free valuation admin fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • first direct - 2 Year 1.99% Variable
  • Mortgage Type
    Variable
    for 2 years
  • Initial Rate
    1.99%
    reverting to3.69%
  • Overall cost for comparison
    3.50%
  • LTV
    60%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      1.99% Variable for 2 years; Reverting to an Existing Borrowers Rate of 3.69% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
    • Early Repayment Charges:
      None
    • Product Features:
      CamOffset, Portable, Tracker
    • ProductNotes:
      Non First Direct Customers must open current a/c alongside mortgage
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV), Interest only Unit TrustOEIC (max 75% LTV), Interest only Cash ISA (max 75% LTV), Interest only Investment Bonds (max 75% LTV), Interest only Stocks & Shares Portfolio (max 75% LTV), Interest only Sale of Second/Investment property (max 75% LTV), Interest Only Stocks & Shares ISA (max 75% LTV)
    • Incentives:
      Free legal fees Remortgages. free valuation fees. No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • first direct - 2 Year 1.99% Fixed
  • Mortgage Type
    Fixed
    for 2 years
  • Initial Rate
    1.99%
    reverting to3.69%
  • Overall cost for comparison
    3.40%
  • LTV
    60%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      1.99% Fixed for 2 years; Reverting to an Existing Borrowers Rate of 3.69% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      1st 2 yrs: 3/2% Mortgage Advance
    • Early Repayment Charges:
      1st 2 yrs: 3/2% Mortgage Advance
    • Product Features:
      Portable
    • ProductNotes:
      Non First Direct Customers must open current a/c alongside mortgage
    • Product Repayment Methods:
      Repayment
    • Incentives:
      Free legal fees Remortgages. free valuation fees. No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • Available as a Right to Buy mortgage.
  • Clydesdale Bank - 2 Year 1.99% Fixed
  • Available as a Right to Buy mortgage.
  • Mortgage Type
    Fixed
    Until 30/04/2018
  • Initial Rate
    1.99%
    reverting to4.95%
  • Overall cost for comparison
    4.40%
  • LTV
    60%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      1.99% Fixed to 30/04/2018; Reverting to an Existing Borrowers Rate of 4.95% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      1st 2 yrs: 3/2% Outstanding Balance; Deeds Fee £195.00 Fixed
    • Early Repayment Charges:
      1st 2 yrs: 3/2% Outstanding Balance
    • Product Features:
      Option to choose combination of mortgage types, Portable
    • Product Repayment Methods:
      Repayment
    • Incentives:
      Free legal fees. free valuation fees. No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      No
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      Yes
    • Help To Buy:
      No
  • Available as a Right to Buy mortgage.
  • Yorkshire Bank - 2 Year 1.99% Fixed
  • Available as a Right to Buy mortgage.
  • Mortgage Type
    Fixed
    Until 30/04/2018
  • Initial Rate
    1.99%
    reverting to4.95%
  • Overall cost for comparison
    4.40%
  • LTV
    60%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      1.99% Fixed to 30/04/2018; Reverting to an Existing Borrowers Rate of 4.95% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      1st 2 yrs: 3/2% Outstanding Balance; Deeds Fee £195.00 Fixed
    • Early Repayment Charges:
      1st 2 yrs: 3/2% Outstanding Balance
    • Product Features:
      Option to choose combination of mortgage types, Portable
    • Product Repayment Methods:
      Repayment
    • Incentives:
      Free valuation fees. free legal fees. No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      No
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      Yes
    • Help To Buy:
      No
  • Post Office Money® - 2 Year 2.05% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    2.05%
    reverting to4.49%
  • Overall cost for comparison
    4.10%
  • LTV
    75%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      2.05% Fixed to 31/03/2018; Reverting to a 4.49% Variable for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 31/3/18: 3/2% Sum Repaid; Deferred Arrangement Fee £195.00
    • Early Repayment Charges:
      to 31/3/18: 3/2% Sum Repaid
    • Product Features:
      Portable, Tracker
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 60% LTV Min Salary £50K), Interest only Pension lump sum (max 60% LTV Min Salary £50K), Interest Only Stocks & Shares ISA (max 60% LTV Min Salary £50K)
    • Incentives:
      Free valuation fees. free valuation admin fees. free legal fees Remortgages. No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 2.09% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    2.09%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    75%
  • Fees
  • ERC
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Call Direct: 0800 077 4339
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more

    Product Details

    • Product Rate:
      2.09% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No arrangement fees. free valuation fees. free valuation admin fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • Post Office Money® - 2 Year 2.09% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    2.09%
    reverting to4.49%
  • Overall cost for comparison
    4.10%
  • LTV
    80%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      2.09% Fixed to 31/03/2018; Reverting to a 4.49% Variable for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 31/3/18: 3/2% Sum Repaid; Deferred Arrangement Fee £195.00
    • Early Repayment Charges:
      to 31/3/18: 3/2% Sum Repaid
    • Product Features:
      Portable, Tracker
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 60% LTV Min Salary £50K), Interest only Pension lump sum (max 60% LTV Min Salary £50K), Interest Only Stocks & Shares ISA (max 60% LTV Min Salary £50K)
    • Incentives:
      Free valuation fees. free valuation admin fees. free legal fees Remortgages. No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • Cashback Options Available.
  • Post Office Money® - 2 Year 2.15% Fixed
  • Cashback Options Available.
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    2.15%
    reverting to4.49%
  • Overall cost for comparison
    4.10%
  • LTV
    80%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      2.15% Fixed to 31/03/2018; Reverting to a 4.49% Variable for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 31/3/18: 3/2% Sum Repaid; Deferred Arrangement Fee £195.00
    • Early Repayment Charges:
      to 31/3/18: 3/2% Sum Repaid
    • Product Features:
      Portable, Tracker
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 60% LTV Min Salary £50K), Interest only Pension lump sum (max 60% LTV Min Salary £50K), Interest Only Stocks & Shares ISA (max 60% LTV Min Salary £50K)
    • Incentives:
      Free valuation fees. No arrangement fees. £300 rebate. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      Yes
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • Post Office Money® - 3 Year 2.18% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2019
  • Initial Rate
    2.18%
    reverting to4.49%
  • Overall cost for comparison
    3.90%
  • LTV
    60%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      2.18% Fixed to 31/03/2019; Reverting to a 4.49% Variable for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 31/3/19: 3/3/2% Sum Repaid; Deferred Arrangement Fee £195.00
    • Early Repayment Charges:
      to 31/3/19: 3/3/2% Sum Repaid
    • Product Features:
      Portable, Tracker
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 60% LTV Min Salary £50K), Interest only Pension lump sum (max 60% LTV Min Salary £50K), Interest Only Stocks & Shares ISA (max 60% LTV Min Salary £50K)
    • Incentives:
      Free valuation fees. free valuation admin fees. free legal fees Remortgages. No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • first direct - 2 Year 2.19% Fixed
  • Mortgage Type
    Fixed
    for 2 years
  • Initial Rate
    2.19%
    reverting to3.69%
  • Overall cost for comparison
    3.50%
  • LTV
    75%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      2.19% Fixed for 2 years; Reverting to an Existing Borrowers Rate of 3.69% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      1st 2 yrs: 3/2% Mortgage Advance; Redemption Admin Fee £149.00
    • Early Repayment Charges:
      1st 2 yrs: 3/2% Mortgage Advance
    • Product Features:
      Portable
    • ProductNotes:
      Non First Direct Customers must open current a/c alongside mortgage
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV), Interest only Unit TrustOEIC (max 75% LTV), Interest only Cash ISA (max 75% LTV), Interest only Investment Bonds (max 75% LTV), Interest only Stocks & Shares Portfolio (max 75% LTV), Interest only Sale of Second/Investment property (max 75% LTV), Interest Only Stocks & Shares ISA (max 75% LTV)
    • Incentives:
      Free legal fees Remortgages. free valuation fees. No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 2.19% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    2.19%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    80%
  • Fees
  • ERC
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Call Direct: 0800 077 4339
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more

    Product Details

    • Product Rate:
      2.19% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No arrangement fees. free valuation fees. free valuation admin fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • Available for existing borrowers only.
  • Halifax - 2 Year 2.19% Fixed
  • Available for existing borrowers only.
  • Mortgage Type
    Fixed
    Until 30/04/2018
  • Initial Rate
    2.19%
    reverting to3.99%
  • Overall cost for comparison
    -
  • LTV
    60%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      2.19% Fixed to 30/04/2018; Reverting to an Existing Borrowers Rate of 3.99% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 30/4/18: 3/1.5% Mortgage Advance
    • Early Repayment Charges:
      to 30/4/18: 3/1.5% Mortgage Advance
    • Product Features:
      Portable
    • ProductNotes:
      Option to choose a combination of selected products.
    • Product Repayment Methods:
      Repayment, Interest Only (No Repayment Plan), Interest only Endowment, Interest only Pension lump sum, Interest only Unit TrustOEIC, Interest only Cash ISA, Interest only Investment Bonds, Interest only Stocks & Shares Portfolio, Interest only Sale of Second/Investment property, Interest only Sale of Mortgaged Property, Interest Only Stocks & Shares ISA
    • Incentives:
      No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      No
    • Buy To Let:
      No
    • Remortgage:
      No
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • Available for existing borrowers only.
  • Halifax - 2 Year 2.19% Fixed
  • Available for existing borrowers only.
  • Mortgage Type
    Fixed
    Until 30/04/2018
  • Initial Rate
    2.19%
    reverting to3.99%
  • Overall cost for comparison
    3.70%
  • LTV
    60%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      2.19% Fixed to 30/04/2018; Reverting to an Existing Borrowers Rate of 3.99% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 30/4/18: 3/2% Mortgage Advance
    • Early Repayment Charges:
      to 30/4/18: 3/2% Mortgage Advance
    • Product Features:
      Option to choose combination of mortgage types, Portable
    • ProductNotes:
      Option to choose a combination of selected products.
    • Product Repayment Methods:
      Repayment, Interest Only (No Repayment Plan), Interest only Endowment, Interest only Pension lump sum, Interest only Unit TrustOEIC, Interest only Cash ISA, Interest only Investment Bonds, Interest only Stocks & Shares Portfolio, Interest only Sale of Second/Investment property, Interest only Sale of Mortgaged Property, Interest Only Stocks & Shares ISA
    • Incentives:
      No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      No
    • Buy To Let:
      No
    • Remortgage:
      No
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • Available as a Right to Buy mortgage.
  • Clydesdale Bank - 2 Year 2.19% Fixed
  • Available as a Right to Buy mortgage.
  • Mortgage Type
    Fixed
    Until 30/04/2018
  • Initial Rate
    2.19%
    reverting to4.95%
  • Overall cost for comparison
    4.50%
  • LTV
    75%
  • Fees
  • ERC
  • More Info+ Product Details
  • Product Details

    • Product Rate:
      2.19% Fixed to 30/04/2018; Reverting to an Existing Borrowers Rate of 4.95% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      1st 2 yrs: 3/2% Outstanding Balance; Deeds Fee £195.00 Fixed
    • Early Repayment Charges:
      1st 2 yrs: 3/2% Outstanding Balance
    • Product Features:
      Option to choose combination of mortgage types, Portable
    • Product Repayment Methods:
      Repayment
    • Incentives:
      Free legal fees. free valuation fees. No arrangement fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      No
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      Yes
    • Help To Buy:
      No

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We may receive a commission from some of the companies we refer you to, these are displayed with a green 'Goto Site' button. Listings with a green 'Enquire' button refer you to an FCA regulated mortgage broker where we also receive a fixed fee. Tables initially display lenders from whom we receive commission, ordered by initial rate.

Mortgage data supplied by Moneyfacts. Last updated 11:30, 05/02/2016.

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HSBC Mortgages

Call: 0800 077 4339

Whether you are a first time buyer or looking to remortgage, HSBC offers a range of mortgages that are designed to assist our customers.

Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

More about no fee mortgages

Usually when you take out a mortgage you have to pay an arrangement fee. This is to reimburse the lender for their time and effort in setting it up. Sometimes this will only be a couple of hundred pounds, in other cases it can run into thousands.

There is no hard and fast rule about how much an arrangement fee will cost you - each bank will offer an array of different options - but it will affect the value of the mortgage. It is included in the overall cost of comparison figure that you see with the rates.

However, some lenders offer mortgages where you don't have to pay any fees at all. Instead, the bank or building society covers the cost of the obligatory administration with the authorities involved, saving you the added expense. Often used as an enticement towards certain deals or to draw customers away from competitors, these 'no fee mortgages' remove one of the road blocks for people who are already struggling to get onto the housing ladder.

Lenders usually allow you to add any arrangements fees you have to pay onto the total amount you are borrowing if you can't afford to pay it upfront. However, this will mean that you pay interest on it just like the rest of the loan. If you're already struggling for capital - perhaps because you need a hefty deposit - a no fee mortgage could be ideal.

Remember though, if the absence of a fee is a smokescreen for uncompetitive rates, it almost certainly won't be worth it.

Click here to learn more about mortgages with Know Your Money.

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