Compare Fee Free Mortgages

No Fee Mortgages

		Mortgage Type Buy to Let: For landlords purchasing a property for letting. Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period. Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years. Offset: Mortgage interest payments are offset against any savings you may hold. Tracker: The interest rate rises and falls with the Bank of England base rate. Variable: The interest rate rises and falls with the provider’s standard interest rate (SVR).	Initial Rate The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.	Initial Term The length of time that the initial interest rate applies to the mortgage.	Final Rate Also referred to as Subsequent Rate - the interest rate that your mortgage will revert to after any introductory rates have finished.	Cost For Comparison This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.	Loan to value The percentage of a property’s value for which the mortgage can be used. Example: 75% loan to value = 25% deposit.	Fee to Apply This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.
	HSBC 2yr 2.59% Fixed LTV 60% Fee Free Special + More Details	Fixed	2.59%	31/08/2015	3.94%	3.80%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% Max Loan: £500000 First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Max Mortgage Amount £500000 Shared Ownership yes Initial Rate 2.59% Initial Term 31/08/2015 Final Rate 3.94% Overall Cost for Comparison 3.80% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan yes
	HSBC Lifetime BBR+2.19% LTV 60% Fee Free Special Direct + More Details	Tracker	2.69%	term	n/a	2.70%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership yes Initial Rate 2.69% Initial Term term Final Rate n/a Overall Cost for Comparison 2.70% Product Type Tracker Current Account/Offset no Early Repayment Charge no Application Fee Added to Loan na
	NatWest 2yr BBR + 2.19% LTV 60% Direct No Fee + More Details	Tracker	2.69%	31/10/2015	4.00%	3.90%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Initial Rate 2.69% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 3.90% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 2yr BBR + 2.19% LTV 60% Direct No Fee + More Details	Tracker	2.69%	31/10/2015	4.00%	3.90%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Initial Rate 2.69% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 3.90% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 2yr 2.75% Fxd LTV 60% Direct No fee + More Details	Fixed	2.75%	31/10/2015	4.00%	3.90%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Initial Rate 2.75% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 3.90% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 2yr 2.75% Fxd LTV 60% Ex/B Direct No Fee + More Details	Fixed	2.75%	31/10/2015	4.00%	Pending	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: no Remortgage: no Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers no Available for Home Movers no Minimum Deposit 40% Shared Ownership no Initial Rate 2.75% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison Pending Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 2yr 2.75% Fxd LTV 60% Direct No Fee + More Details	Fixed	2.75%	31/10/2015	4.00%	3.90%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Initial Rate 2.75% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 3.90% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 2yr BBR + 2.40% LTV 70% Direct No Fee + More Details	Tracker	2.90%	31/10/2015	4.00%	4.00%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Initial Rate 2.90% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 2yr BBR + 2.40% LTV 70% Direct No Fee + More Details	Tracker	2.90%	31/10/2015	4.00%	4.00%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Initial Rate 2.90% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	HSBC 2yr 2.99% Fixed LTV 70% Fee Free Direct + More Details	Fixed	2.99%	31/08/2015	3.94%	3.80%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% Max Loan: £1000000 First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Max Mortgage Amount £1000000 Shared Ownership yes Initial Rate 2.99% Initial Term 31/08/2015 Final Rate 3.94% Overall Cost for Comparison 3.80% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	HSBC 5yr 2.99% Fixed LTV 60% Fee Free Special + More Details	Fixed	2.99%	31/08/2018	3.94%	3.60%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% Max Loan: £500000 First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Max Mortgage Amount £500000 Shared Ownership yes Initial Rate 2.99% Initial Term 31/08/2018 Final Rate 3.94% Overall Cost for Comparison 3.60% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 2yr 2.99% Fxd LTV 70% Direct No fee + More Details	Fixed	2.99%	31/10/2015	4.00%	4.00%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Initial Rate 2.99% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 2yr 2.99% Fxd LTV 70% Ex/B Direct No Fee + More Details	Fixed	2.99%	31/10/2015	4.00%	Pending	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: no Homemover: no Remortgage: no Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers no Available for Home Movers no Minimum Deposit 30% Shared Ownership no Initial Rate 2.99% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison Pending Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Post Office Ltd 2yr 2.99% Fixed BBR LTV 75% Fee Free + Incentives + More Details	Fixed	2.99%	31/05/2015	4.49%	4.30%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Max Loan: £1000000 First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Max Mortgage Amount £1000000 Shared Ownership no Initial Rate 2.99% Initial Term 31/05/2015 Final Rate 4.49% Overall Cost for Comparison 4.30% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 2yr 2.99% Fxd LTV 70% Direct No Fee + More Details	Fixed	2.99%	31/10/2015	4.00%	4.00%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Initial Rate 2.99% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 2yr 2.99% Fixed H/P C/B LTV 70% + More Details	Fixed	2.99%	02/07/2015	4.74%	4.60%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% Max Loan: £550000 First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 115 1299
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Max Mortgage Amount £550000 Shared Ownership yes Initial Rate 2.99% Initial Term 02/07/2015 Final Rate 4.74% Overall Cost for Comparison 4.60% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 2yr 2.99% Fixed R/M C/B LTV 70% + More Details	Fixed	2.99%	02/07/2015	4.74%	4.40%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% Max Loan: £550000 First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 115 1299
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 30% Max Mortgage Amount £550000 Shared Ownership yes Initial Rate 2.99% Initial Term 02/07/2015 Final Rate 4.74% Overall Cost for Comparison 4.40% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	HSBC Lifetime BBR + 2.49% LTV 70% Fee Free Direct + More Details	Tracker	2.99%	term	n/a	3.00%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership yes Initial Rate 2.99% Initial Term term Final Rate n/a Overall Cost for Comparison 3.00% Product Type Tracker Current Account/Offset no Early Repayment Charge no Application Fee Added to Loan na
	Santander UK plc 2yr BBR + 2.49% H/P C/B LTV 70% + More Details	Tracker	2.99%	24 months	4.74%	4.60%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership yes Initial Rate 2.99% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.60% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 2yr BBR + 2.49% R/M C/B LTV 70% + More Details	Tracker	2.99%	24 months	4.74%	4.40%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 30% Shared Ownership yes Initial Rate 2.99% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.40% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 5yr 3.09% Fxd LTV 60% Direct No Fee + More Details	Fixed	3.09%	31/10/2018	4.00%	3.80%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Initial Rate 3.09% Initial Term 31/10/2018 Final Rate 4.00% Overall Cost for Comparison 3.80% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 5yr 3.09% Fxd LTV 60% Ex/B Direct No fee + More Details	Fixed	3.09%	31/10/2018	4.00%	Pending	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: no Remortgage: no Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers no Available for Home Movers no Minimum Deposit 40% Shared Ownership no Initial Rate 3.09% Initial Term 31/10/2018 Final Rate 4.00% Overall Cost for Comparison Pending Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Post Office Ltd 3yr 3.09% Fixed BBR LTV 75% Fee Free + Incentives + More Details	Fixed	3.09%	31/05/2016	4.49%	4.40%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Max Loan: £1000000 First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Max Mortgage Amount £1000000 Shared Ownership no Initial Rate 3.09% Initial Term 31/05/2016 Final Rate 4.49% Overall Cost for Comparison 4.40% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 5yr 3.09% Fxd LTV 60% Direct No Fee + More Details	Fixed	3.09%	31/10/2018	4.00%	3.80%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Initial Rate 3.09% Initial Term 31/10/2018 Final Rate 4.00% Overall Cost for Comparison 3.80% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 2yr 3.15% Fxd H/P LTV 75% Direct Shared Equity + More Details	Fixed	3.15%	31/10/2015	4.00%	4.00%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: no Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 3.15% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 2yr 3.15% Fxd H/P LTV 75% Shared Equity Help 2 Buy + More Details	Fixed	3.15%	31/10/2015	4.00%	4.00%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Max Loan: £450000 First time buyer: yes Homemover: yes Remortgage: no Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Max Mortgage Amount £450000 Shared Ownership no Initial Rate 3.15% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Post Office Ltd 5yr 3.15% Fixed BBR LTV 60% Fee Free + Incentives + More Details	Fixed	3.15%	31/05/2018	4.49%	4.00%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% Max Loan: £1000000 First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Max Mortgage Amount £1000000 Shared Ownership no Initial Rate 3.15% Initial Term 31/05/2018 Final Rate 4.49% Overall Cost for Comparison 4.00% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 2yr 3.15% Fxd H/P LTV 75% Direct Shared Equity + More Details	Fixed	3.15%	31/10/2015	4.00%	4.00%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: no Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 3.15% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 2yr 3.15% Fxd H/P LTV 75% Shared Equity Help 2 Buy + More Details	Fixed	3.15%	31/10/2015	4.00%	4.00%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Max Loan: £450000 First time buyer: yes Homemover: yes Remortgage: no Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Max Mortgage Amount £450000 Shared Ownership no Initial Rate 3.15% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 2yr 3.19% Fixed H/P C/B LTV 75% + More Details	Fixed	3.19%	02/07/2015	4.74%	4.60%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Max Loan: £550000 First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 115 1299
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Max Mortgage Amount £550000 Shared Ownership yes Initial Rate 3.19% Initial Term 02/07/2015 Final Rate 4.74% Overall Cost for Comparison 4.60% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 2yr 3.19% Fixed R/M C/B LTV 75% + More Details	Fixed	3.19%	02/07/2015	4.74%	4.60%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Max Loan: £550000 First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 115 1299
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Max Mortgage Amount £550000 Shared Ownership yes Initial Rate 3.19% Initial Term 02/07/2015 Final Rate 4.74% Overall Cost for Comparison 4.60% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 3yr 3.19% Fixed H/P C/B LTV 70% No Fee + More Details	Fixed	3.19%	02/07/2016	4.74%	4.50%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% Max Loan: £550000 First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 115 1299
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Max Mortgage Amount £550000 Shared Ownership yes Initial Rate 3.19% Initial Term 02/07/2016 Final Rate 4.74% Overall Cost for Comparison 4.50% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 3yr 3.19% Fixed R/M C/B LTV 70% No Fee + More Details	Fixed	3.19%	02/07/2016	4.74%	4.40%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% Max Loan: £550000 First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 115 1299
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 30% Max Mortgage Amount £550000 Shared Ownership yes Initial Rate 3.19% Initial Term 02/07/2016 Final Rate 4.74% Overall Cost for Comparison 4.40% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 3yr 3.19% Fixed R/M LTV 70% No Fee + More Details	Fixed	3.19%	02/07/2016	4.74%	4.40%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% Max Loan: £550000 First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 115 1299
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 30% Max Mortgage Amount £550000 Shared Ownership yes Initial Rate 3.19% Initial Term 02/07/2016 Final Rate 4.74% Overall Cost for Comparison 4.40% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 2yr BBR + 2.69% H/P C/B LTV 75% + More Details	Tracker	3.19%	24 months	4.74%	4.60%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership yes Initial Rate 3.19% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.60% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 2yr BBR + 2.69% R/M C/B LTV 75% + More Details	Tracker	3.19%	24 months	4.74%	4.50%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership yes Initial Rate 3.19% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.50% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 2yr BBR + 2.75% LTV 75% Ex/B Direct No Fee + More Details	Tracker	3.25%	31/10/2015	4.00%	4.00%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: no Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership no Initial Rate 3.25% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 2yr BBR + 2.75% LTV 75% Ex/B Direct No Fee + More Details	Tracker	3.25%	31/10/2015	4.00%	3.90%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: no Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership no Initial Rate 3.25% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 3.90% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Post Office Ltd 5yr 3.28% Fixed BBR LTV 75% Fee Free + Incentives + More Details	Fixed	3.28%	31/05/2018	4.49%	4.10%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Max Loan: £1000000 First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Max Mortgage Amount £1000000 Shared Ownership no Initial Rate 3.28% Initial Term 31/05/2018 Final Rate 4.49% Overall Cost for Comparison 4.10% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 2yr 3.29% Fxd LTV 75% Ex/B Direct No Fee + More Details	Fixed	3.29%	31/10/2015	4.00%	Pending	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: no Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership no Initial Rate 3.29% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison Pending Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Precise Mortgages 2yr 3.29% Fixed R/M BBR LTV 75% Semi Excl Fee Free + More Details	Fixed	3.29%	30/06/2015	4.49%	Varies	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Max Loan: £1000000 Regional Restriction Yes: See lender. First time buyer: no Homemover: no Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Max Mortgage Amount £1000000 Shared Ownership no Initial Rate 3.29% Initial Term 30/06/2015 Final Rate 4.49% Overall Cost for Comparison Varies Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan no
	Royal Bank of Scotland 2yr 3.29% Fxd LTV 75% Ex/B Direct No Fee + More Details	Fixed	3.29%	31/10/2015	4.00%	Pending	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: no Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership no Initial Rate 3.29% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison Pending Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 5yr 3.29% Fixed H/P C/B LTV 70% + More Details	Fixed	3.29%	02/07/2018	4.74%	4.20%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% Max Loan: £550000 First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 115 1299
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Max Mortgage Amount £550000 Shared Ownership yes Initial Rate 3.29% Initial Term 02/07/2018 Final Rate 4.74% Overall Cost for Comparison 4.20% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 5yr 3.29% Fixed R/M C/B LTV 70% + More Details	Fixed	3.29%	02/07/2018	4.74%	4.10%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% Max Loan: £550000 First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 115 1299
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 30% Max Mortgage Amount £550000 Shared Ownership yes Initial Rate 3.29% Initial Term 02/07/2018 Final Rate 4.74% Overall Cost for Comparison 4.10% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Precise Mortgages 2yr BBR + 2.79% R/M LTV 75% Semi Excl Fee Free + More Details	Tracker	3.29%	24 months	4.49%	Varies	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Regional Restriction Yes: See lender. First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 3.29% Initial Term 24 months Final Rate 4.49% Overall Cost for Comparison Varies Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Precise Mortgages 5yr 3.39% Fixed R/M BBR LTV 75% Semi Excl Fee Free + More Details	Fixed	3.39%	30/06/2018	4.49%	Varies	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Max Loan: £1000000 Regional Restriction Yes: See lender. First time buyer: no Homemover: no Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Max Mortgage Amount £1000000 Shared Ownership no Initial Rate 3.39% Initial Term 30/06/2018 Final Rate 4.49% Overall Cost for Comparison Varies Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan no
	NatWest 5yr 3.45% Fxd LTV 70% Direct No Fee + More Details	Fixed	3.45%	31/10/2018	4.00%	3.90%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Initial Rate 3.45% Initial Term 31/10/2018 Final Rate 4.00% Overall Cost for Comparison 3.90% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 5yr 3.45% Fxd LTV 70% Ex/B Direct No Fee + More Details	Fixed	3.45%	31/10/2018	4.00%	Pending	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: no Homemover: no Remortgage: no Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers no Available for Home Movers no Minimum Deposit 30% Shared Ownership no Initial Rate 3.45% Initial Term 31/10/2018 Final Rate 4.00% Overall Cost for Comparison Pending Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 5yr 3.45% Fxd LTV 70% Direct No Fee + More Details	Fixed	3.45%	31/10/2018	4.00%	3.90%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Initial Rate 3.45% Initial Term 31/10/2018 Final Rate 4.00% Overall Cost for Comparison 3.90% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
	HSBC 5yr 3.49% Fixed LTV 70% Fee Free Direct + More Details	Fixed	3.49%	31/08/2018	3.94%	3.80%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% Max Loan: £1000000 First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Max Mortgage Amount £1000000 Shared Ownership yes Initial Rate 3.49% Initial Term 31/08/2018 Final Rate 3.94% Overall Cost for Comparison 3.80% Product Type Fixed Current Account/Offset no Overpayments Allowed? restricted Early Repayment Charge yes Application Fee Added to Loan na
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

About no fee mortgages

Usually when you take out a mortgage you have to pay an arrangement fee. This is to reimburse the lender for their time and effort in setting it up. Sometimes this will only be a couple of hundred pounds, in other cases it can run into thousands.

There is no hard and fast rule about how much an arrangement fee will cost you - each bank will offer an array of different options - but it will affect the value of the mortgage. It is included in the overall cost of comparison figure that you see with the rates.

However, some lenders offer mortgages where you don't have to pay any fees at all. Instead, the bank or building society covers the cost of the obligatory administration with the authorities involved, saving you the added expense. Often used as an enticement towards certain deals or to draw customers away from competitors, these 'no fee mortgages' remove one of the road blocks for people who are already struggling to get onto the housing ladder.

Lenders usually allow you to add any arrangements fees you have to pay onto the total amount you are borrowing if you can't afford to pay it upfront. However, this will mean that you pay interest on it just like the rest of the loan. If you're already struggling for capital - perhaps because you need a hefty deposit - a no fee mortgage could be ideal.

Remember though, if the absence of a fee is a smokescreen for uncompetitive rates, it almost certainly won't be worth it.

Click here to learn more about mortgages with Know Your Money.

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