No Fee Mortgages

Fee-free mortgages are popular with home buyers that want to keep their initial costs down. You can compare the latest interest rates on a range of mortgages that do not come with a fee in the table below.

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The following results are based on a loan to value (LTV) of 90%.
  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.49%
    Fixed to 31/07/2018
  • APRC
    3.70%
  • Monthly Payment
    £1,008.25
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      2.49% Fixed to 31/07/2018
    • Incentives:
      Free legal fees Remortgages.
      No arrangement fees.
      free valuation fees.
      free valuation admin fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,008.25 x 27
    • Ongoing Monthly Payments:
      £1,165.89 x 273
    • Total Amount Payable:
      £345,510.70
    • Total Interest Payable:
      £120,510.70
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.49% and then reverting to our variable rate of 3.94% variable for remaining term. 27 monthly payments of £1,008.25 and 273 monthly payments of £1,165.89. The total amount payable would be £345,560.70 made up of the loan amount plus interest £120,510.70 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • Chelsea BS
  • Chelsea BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.74%
    Fixed to 31/07/2018
  • APRC
    4.80%
  • Monthly Payment
    £1,036.80
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Chelsea BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      2.74% Fixed to 31/07/2018
    • Incentives:
      Free valuation fees.
      No arrangement fees.
      free valuation admin fees.
      £250 rebate On Completion.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,036.80 x 27
    • Ongoing Monthly Payments:
      £1,310.18 x 273
    • Total Amount Payable:
      £386,012.80
    • Total Interest Payable:
      £160,672.70
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.74% and then reverting to our variable rate of 5.15% variable for remaining term. 27 monthly payments of £1,036.80 and 273 monthly payments of £1,310.18. The total amount payable would be £385,812.80 made up of the loan amount plus interest £160,672.70 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.80% APRC representative.

  • Chelsea BS
  • Chelsea BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.74%
    Fixed to 31/07/2018
  • APRC
    4.80%
  • Monthly Payment
    £1,036.80
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Chelsea BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      2.74% Fixed to 31/07/2018
    • Incentives:
      Free valuation fees.
      free valuation admin fees.
      free legal fees.
      No arrangement fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,036.80 x 27
    • Ongoing Monthly Payments:
      £1,310.18 x 273
    • Total Amount Payable:
      £385,762.80
    • Total Interest Payable:
      £160,672.70
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.74% and then reverting to our variable rate of 5.15% variable for remaining term. 27 monthly payments of £1,036.80 and 273 monthly payments of £1,310.18. The total amount payable would be £385,947.80 made up of the loan amount plus interest £160,672.70 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.80% APRC representative.

  • Yorkshire BS
  • Yorkshire BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.74%
    Fixed to 31/07/2018
  • APRC
    4.60%
  • Monthly Payment
    £1,036.80
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Yorkshire BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      2.74% Fixed to 31/07/2018
    • Incentives:
      Free valuation fees.
      No arrangement fees.
      £250 rebate.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,036.80 x 27
    • Ongoing Monthly Payments:
      £1,290.95 x 273
    • Total Amount Payable:
      £380,762.90
    • Total Interest Payable:
      £155,423
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.74% and then reverting to our variable rate of 4.99% variable for remaining term. 27 monthly payments of £1,036.80 and 273 monthly payments of £1,290.95. The total amount payable would be £380,562.90 made up of the loan amount plus interest £155,423 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • Yorkshire BS
  • Yorkshire BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.74%
    Fixed to 31/07/2018
  • APRC
    4.60%
  • Monthly Payment
    £1,036.80
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Yorkshire BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      2.74% Fixed to 31/07/2018
    • Incentives:
      Free valuation fees.
      free legal fees.
      No arrangement fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,036.80 x 27
    • Ongoing Monthly Payments:
      £1,290.95 x 273
    • Total Amount Payable:
      £380,512.90
    • Total Interest Payable:
      £155,423
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.74% and then reverting to our variable rate of 4.99% variable for remaining term. 27 monthly payments of £1,036.80 and 273 monthly payments of £1,290.95. The total amount payable would be £380,697.90 made up of the loan amount plus interest £155,423 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • Nationwide BS
  • Nationwide BS
  • Mortgage Type
    tracker
  • Initial Rate
    2.89%
    Variable for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £1,054.15
  • ERC
    No
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.89% Variable for 2 years
    • Incentives:
      No arrangement fees.
      No valuation fees.
      No valuation admin fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,054.15 x 24
    • Ongoing Monthly Payments:
      £1,176.91 x 276
    • Total Amount Payable:
      £350,626.80
    • Total Interest Payable:
      £125,126.80
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a tracker rate for 24 months at 2.89% and then reverting to our variable rate of 3.99% variable for remaining term. 24 monthly payments of £1,054.15 and 276 monthly payments of £1,176.91. The total amount payable would be £350,176.80 made up of the loan amount plus interest £125,126.80 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Nationwide BS
  • Nationwide BS
  • Mortgage Type
    tracker
  • Initial Rate
    2.89%
    Variable for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £1,054.15
  • ERC
    No
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.89% Variable for 2 years
    • Incentives:
      No arrangement fees.
      No valuation fees.
      No valuation admin fees.
      £500 rebate.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,054.15 x 24
    • Ongoing Monthly Payments:
      £1,176.91 x 276
    • Total Amount Payable:
      £350,126.80
    • Total Interest Payable:
      £125,126.80
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a tracker rate for 24 months at 2.89% and then reverting to our variable rate of 3.99% variable for remaining term. 24 monthly payments of £1,054.15 and 276 monthly payments of £1,176.91. The total amount payable would be £350,176.80 made up of the loan amount plus interest £125,126.80 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    2.89%
    Fixed to 01/08/2018
  • APRC
    4.40%
  • Monthly Payment
    £1,054.15
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      2.89% Fixed to 01/08/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No arrangement fees.
      £300 rebate House Purchase,First Time Buyers.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,054.15 x 28
    • Ongoing Monthly Payments:
      £1,268.06 x 56
    • Total Amount Payable:
      £368,910.30
    • Total Interest Payable:
      £144,160.30
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/8/18: 2.5% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 28 months at 2.89% and then reverting to our variable rate of 4.79% variable for remaining term. 28 monthly payments of £1,054.15 and 56 monthly payments of £1,268.06. The total amount payable would be £369,260.30 made up of the loan amount plus interest £144,160.30 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.98%
    Fixed to 31/07/2019
  • APRC
    3.70%
  • Monthly Payment
    £1,064.64
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      2.98% Fixed to 31/07/2019
    • Incentives:
      Free legal fees Remortgages.
      No arrangement fees.
      free valuation fees.
      free valuation admin fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,064.64 x 39
    • Ongoing Monthly Payments:
      £1,166.74 x 261
    • Total Amount Payable:
      £346,040.10
    • Total Interest Payable:
      £121,040.10
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/19: 3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 39 months at 2.98% and then reverting to our variable rate of 3.94% variable for remaining term. 39 monthly payments of £1,064.64 and 261 monthly payments of £1,166.74. The total amount payable would be £346,090.10 made up of the loan amount plus interest £121,040.10 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • NatWest
  • NatWest
  • Mortgage Type
    fixed
  • Initial Rate
    2.98%
    Fixed to 30/09/2018
  • APRC
    3.90%
  • Monthly Payment
    £1,064.64
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info
    Call Direct0800 158 2907
    Call: 0800 158 2907+ Product Details
  • Call NatWest for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday 9am - 4pm (excl. public holidays). Calls may be recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £25,000
    • Max Loan:
      £550,000
    • Product Description:
      2.98% Fixed to 30/09/2018
    • Incentives:
      Free valuation fees Remortgages.
      free valuation admin fees Remortgages.
      free legal fees Remortgages.
      No arrangement fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,064.64 x 29
    • Ongoing Monthly Payments:
      £1,177.03 x 271
    • Total Amount Payable:
      £349,849.70
    • Total Interest Payable:
      £124,849.70
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 29 months at 2.98% and then reverting to our variable rate of 4.00% variable for remaining term. 29 monthly payments of £1,064.64 and 271 monthly payments of £1,177.03. The total amount payable would be £349,899.70 made up of the loan amount plus interest £124,849.70 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Royal Bank of Scotland
  • Mortgage Type
    fixed
  • Initial Rate
    2.98%
    Fixed to 30/09/2018
  • APRC
    3.90%
  • Monthly Payment
    £1,064.64
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • Call Direct0800 096 7446
    Call: 0800 096 7446+ Product Details
  • Call Royal Bank of Scotland for more information about this mortgage
    Lines open from Monday - Friday 8am - 8pm / Saturday 9am - 4pm. (closed on Sunday).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £25,000
    • Max Loan:
      £550,000
    • Product Description:
      2.98% Fixed to 30/09/2018
    • Incentives:
      Free valuation fees Remortgages.
      free valuation admin fees Remortgages.
      free legal fees Remortgages.
      No arrangement fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,064.64 x 29
    • Ongoing Monthly Payments:
      £1,177.03 x 271
    • Total Amount Payable:
      £349,849.70
    • Total Interest Payable:
      £124,849.70
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 29 months at 2.98% and then reverting to our variable rate of 4.00% variable for remaining term. 29 monthly payments of £1,064.64 and 271 monthly payments of £1,177.03. The total amount payable would be £349,899.70 made up of the loan amount plus interest £124,849.70 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Chelsea BS
  • Chelsea BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.04%
    Fixed to 31/07/2019
  • APRC
    4.70%
  • Monthly Payment
    £1,071.66
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Chelsea BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      3.04% Fixed to 31/07/2019
    • Incentives:
      Free valuation fees.
      No arrangement fees.
      free valuation admin fees.
      £250 rebate On Completion.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,071.66 x 39
    • Ongoing Monthly Payments:
      £1,303.89 x 261
    • Total Amount Payable:
      £382,450
    • Total Interest Payable:
      £157,110
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/19: 3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 39 months at 3.04% and then reverting to our variable rate of 5.15% variable for remaining term. 39 monthly payments of £1,071.66 and 261 monthly payments of £1,303.89. The total amount payable would be £382,250 made up of the loan amount plus interest £157,110 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.70% APRC representative.

  • Chelsea BS
  • Chelsea BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.04%
    Fixed to 31/07/2019
  • APRC
    4.70%
  • Monthly Payment
    £1,071.66
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Chelsea BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      3.04% Fixed to 31/07/2019
    • Incentives:
      Free valuation fees.
      free valuation admin fees.
      free legal fees.
      No arrangement fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,071.66 x 39
    • Ongoing Monthly Payments:
      £1,303.89 x 261
    • Total Amount Payable:
      £382,200
    • Total Interest Payable:
      £157,110
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/19: 3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 39 months at 3.04% and then reverting to our variable rate of 5.15% variable for remaining term. 39 monthly payments of £1,071.66 and 261 monthly payments of £1,303.89. The total amount payable would be £382,385 made up of the loan amount plus interest £157,110 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.70% APRC representative.

  • Nationwide BS
  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.04%
    Fixed for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £1,071.66
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      3.04% Fixed for 2 years
    • Incentives:
      No arrangement fees.
      No valuation fees.
      No valuation admin fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,071.66 x 24
    • Ongoing Monthly Payments:
      £1,178.26 x 276
    • Total Amount Payable:
      £351,419.60
    • Total Interest Payable:
      £125,919.60
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 24 months at 3.04% and then reverting to our variable rate of 3.99% variable for remaining term. 24 monthly payments of £1,071.66 and 276 monthly payments of £1,178.26. The total amount payable would be £350,969.60 made up of the loan amount plus interest £125,919.60 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Nationwide BS
  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.04%
    Fixed for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £1,071.66
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      3.04% Fixed for 2 years
    • Incentives:
      No arrangement fees.
      No valuation fees.
      No valuation admin fees.
      £500 rebate.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,071.66 x 24
    • Ongoing Monthly Payments:
      £1,178.26 x 276
    • Total Amount Payable:
      £350,919.60
    • Total Interest Payable:
      £125,919.60
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 24 months at 3.04% and then reverting to our variable rate of 3.99% variable for remaining term. 24 monthly payments of £1,071.66 and 276 monthly payments of £1,178.26. The total amount payable would be £350,969.60 made up of the loan amount plus interest £125,919.60 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Yorkshire BS
  • Yorkshire BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.04%
    Fixed to 31/07/2019
  • APRC
    4.50%
  • Monthly Payment
    £1,071.66
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Yorkshire BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      3.04% Fixed to 31/07/2019
    • Incentives:
      Free valuation fees.
      No arrangement fees.
      £250 rebate.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,071.66 x 39
    • Ongoing Monthly Payments:
      £1,285.40 x 261
    • Total Amount Payable:
      £377,624.10
    • Total Interest Payable:
      £152,284.10
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/19: 3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 39 months at 3.04% and then reverting to our variable rate of 4.99% variable for remaining term. 39 monthly payments of £1,071.66 and 261 monthly payments of £1,285.40. The total amount payable would be £377,424.10 made up of the loan amount plus interest £152,284.10 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.50% APRC representative.

  • Yorkshire BS
  • Yorkshire BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.04%
    Fixed to 31/07/2019
  • APRC
    4.50%
  • Monthly Payment
    £1,071.66
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Yorkshire BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      3.04% Fixed to 31/07/2019
    • Incentives:
      Free valuation fees.
      free legal fees.
      No arrangement fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,071.66 x 39
    • Ongoing Monthly Payments:
      £1,285.40 x 261
    • Total Amount Payable:
      £377,374.10
    • Total Interest Payable:
      £152,284.10
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/19: 3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 39 months at 3.04% and then reverting to our variable rate of 4.99% variable for remaining term. 39 monthly payments of £1,071.66 and 261 monthly payments of £1,285.40. The total amount payable would be £377,559.10 made up of the loan amount plus interest £152,284.10 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.50% APRC representative.

  • Clydesdale Bank
  • Clydesdale Bank
  • Mortgage Type
    fixed
  • Initial Rate
    3.09%
    Fixed to 30/06/2018
  • APRC
    4.70%
  • Monthly Payment
    £1,077.54
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      3.09% Fixed to 30/06/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees.
      No arrangement fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,077.54 x 26
    • Ongoing Monthly Payments:
      £1,290.77 x 274
    • Total Amount Payable:
      £381,882
    • Total Interest Payable:
      £156,687
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 26 months at 3.09% and then reverting to our variable rate of 4.95% variable for remaining term. 26 monthly payments of £1,077.54 and 274 monthly payments of £1,290.77. The total amount payable would be £381,932 made up of the loan amount plus interest £156,687 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.70% APRC representative.

  • Clydesdale Bank
  • Clydesdale Bank
  • Mortgage Type
    fixed
  • Initial Rate
    3.09%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £1,077.54
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £175,000
    • Max Loan:
      £0
    • Product Description:
      3.09% Fixed to 30/06/2019
    • Incentives:
      Free valuation fees.
      No arrangement fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,077.54 x 38
    • Ongoing Monthly Payments:
      £1,282.31 x 262
    • Total Amount Payable:
      £377,606.80
    • Total Interest Payable:
      £151,911.70
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 6/5/4% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 38 months at 3.09% and then reverting to our variable rate of 4.95% variable for remaining term. 38 monthly payments of £1,077.54 and 262 monthly payments of £1,282.31. The total amount payable would be £377,156.80 made up of the loan amount plus interest £151,911.70 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.50% APRC representative.

  • Clydesdale Bank
  • Clydesdale Bank
  • Mortgage Type
    fixed
  • Initial Rate
    3.19%
    Fixed to 30/06/2019
  • APRC
    4.60%
  • Monthly Payment
    £1,089.34
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £999,999
    • Product Description:
      3.19% Fixed to 30/06/2019
    • Incentives:
      Free valuation fees.
      No arrangement fees.
      £250 rebate On Completion Min £75K of Mortgage Advance.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,089.34 x 38
    • Ongoing Monthly Payments:
      £1,283.85 x 262
    • Total Amount Payable:
      £378,208.60
    • Total Interest Payable:
      £152,763.60
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 6/5/4% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 38 months at 3.19% and then reverting to our variable rate of 4.95% variable for remaining term. 38 monthly payments of £1,089.34 and 262 monthly payments of £1,283.85. The total amount payable would be £378,008.60 made up of the loan amount plus interest £152,763.60 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    3.29%
    Fixed to 31/07/2021
  • APRC
    3.70%
  • Monthly Payment
    £1,101.22
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      3.29% Fixed to 31/07/2021
    • Incentives:
      Free legal fees Remortgages.
      No arrangement fees.
      free valuation fees.
      free valuation admin fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,101.22 x 63
    • Ongoing Monthly Payments:
      £1,165.50 x 237
    • Total Amount Payable:
      £345,600.40
    • Total Interest Payable:
      £120,600.40
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/21: 5/4/3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 63 months at 3.29% and then reverting to our variable rate of 3.94% variable for remaining term. 63 monthly payments of £1,101.22 and 237 monthly payments of £1,165.50. The total amount payable would be £345,650.40 made up of the loan amount plus interest £120,600.40 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    3.34%
    Fixed to 01/08/2019
  • APRC
    4.30%
  • Monthly Payment
    £1,107.19
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      3.34% Fixed to 01/08/2019
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No arrangement fees.
      £300 rebate House Purchase,First Time Buyers.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,107.19 x 40
    • Ongoing Monthly Payments:
      £1,266.60 x 44
    • Total Amount Payable:
      £368,091.80
    • Total Interest Payable:
      £143,341.80
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/8/19: 3.5% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 40 months at 3.34% and then reverting to our variable rate of 4.79% variable for remaining term. 40 monthly payments of £1,107.19 and 44 monthly payments of £1,266.60. The total amount payable would be £368,441.80 made up of the loan amount plus interest £143,341.80 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Nationwide BS
  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.44%
    Fixed for 3 years
  • APRC
    3.90%
  • Monthly Payment
    £1,119.18
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      3.44% Fixed for 3 years
    • Incentives:
      No arrangement fees.
      No valuation fees.
      No valuation admin fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,119.18 x 36
    • Ongoing Monthly Payments:
      £1,179.42 x 264
    • Total Amount Payable:
      £352,157.40
    • Total Interest Payable:
      £126,657.40
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3/2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 36 months at 3.44% and then reverting to our variable rate of 3.99% variable for remaining term. 36 monthly payments of £1,119.18 and 264 monthly payments of £1,179.42. The total amount payable would be £351,707.40 made up of the loan amount plus interest £126,657.40 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Nationwide BS
  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.44%
    Fixed for 3 years
  • APRC
    3.90%
  • Monthly Payment
    £1,119.18
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      3.44% Fixed for 3 years
    • Incentives:
      No arrangement fees.
      No valuation fees.
      No valuation admin fees.
      £500 rebate.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,119.18 x 36
    • Ongoing Monthly Payments:
      £1,179.42 x 264
    • Total Amount Payable:
      £351,657.40
    • Total Interest Payable:
      £126,657.40
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3/2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 36 months at 3.44% and then reverting to our variable rate of 3.99% variable for remaining term. 36 monthly payments of £1,119.18 and 264 monthly payments of £1,179.42. The total amount payable would be £351,707.40 made up of the loan amount plus interest £126,657.40 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    3.54%
    Fixed to 01/08/2021
  • APRC
    4.20%
  • Monthly Payment
    £1,131.24
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      3.54% Fixed to 01/08/2021
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No arrangement fees.
      £300 rebate House Purchase,First Time Buyers.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,131.24 x 64
    • Ongoing Monthly Payments:
      £1,258.37 x 20
    • Total Amount Payable:
      £363,895.30
    • Total Interest Payable:
      £139,145.30
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/8/21: 5% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 64 months at 3.54% and then reverting to our variable rate of 4.79% variable for remaining term. 64 monthly payments of £1,131.24 and 20 monthly payments of £1,258.37. The total amount payable would be £364,245.30 made up of the loan amount plus interest £139,145.30 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.20% APRC representative.

  • Chelsea BS
  • Chelsea BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.64%
    Fixed to 31/07/2021
  • APRC
    4.60%
  • Monthly Payment
    £1,143.37
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Chelsea BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      3.64% Fixed to 31/07/2021
    • Incentives:
      Free valuation fees.
      free valuation admin fees.
      free legal fees.
      No arrangement fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,143.37 x 63
    • Ongoing Monthly Payments:
      £1,299.51 x 237
    • Total Amount Payable:
      £380,106.20
    • Total Interest Payable:
      £155,016.20
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/21: 4/4/3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 63 months at 3.64% and then reverting to our variable rate of 5.15% variable for remaining term. 63 monthly payments of £1,143.37 and 237 monthly payments of £1,299.51. The total amount payable would be £380,291.20 made up of the loan amount plus interest £155,016.20 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • Chelsea BS
  • Chelsea BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.64%
    Fixed to 31/07/2021
  • APRC
    4.60%
  • Monthly Payment
    £1,143.37
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Chelsea BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      3.64% Fixed to 31/07/2021
    • Incentives:
      Free valuation fees.
      No arrangement fees.
      free valuation admin fees.
      £250 rebate On Completion.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,143.37 x 63
    • Ongoing Monthly Payments:
      £1,299.51 x 237
    • Total Amount Payable:
      £380,356.20
    • Total Interest Payable:
      £155,016.20
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/21: 4/4/3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 63 months at 3.64% and then reverting to our variable rate of 5.15% variable for remaining term. 63 monthly payments of £1,143.37 and 237 monthly payments of £1,299.51. The total amount payable would be £380,156.20 made up of the loan amount plus interest £155,016.20 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • Yorkshire BS
  • Yorkshire BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.64%
    Fixed to 31/07/2021
  • APRC
    4.50%
  • Monthly Payment
    £1,143.37
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Yorkshire BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      3.64% Fixed to 31/07/2021
    • Incentives:
      Free valuation fees.
      free legal fees.
      No arrangement fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,143.37 x 63
    • Ongoing Monthly Payments:
      £1,282.45 x 237
    • Total Amount Payable:
      £376,063
    • Total Interest Payable:
      £150,973
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/21: 4/4/3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 63 months at 3.64% and then reverting to our variable rate of 4.99% variable for remaining term. 63 monthly payments of £1,143.37 and 237 monthly payments of £1,282.45. The total amount payable would be £376,248 made up of the loan amount plus interest £150,973 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.50% APRC representative.

  • Yorkshire BS
  • Yorkshire BS
  • Mortgage Type
    fixed
  • Initial Rate
    3.64%
    Fixed to 31/07/2021
  • APRC
    4.50%
  • Monthly Payment
    £1,143.37
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info+ Product Details
    • Summary

    • Lender:
      Yorkshire BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £50,000
    • Max Loan:
      £500,000
    • Product Description:
      3.64% Fixed to 31/07/2021
    • Incentives:
      Free valuation fees.
      No arrangement fees.
      £250 rebate.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,143.37 x 63
    • Ongoing Monthly Payments:
      £1,282.45 x 237
    • Total Amount Payable:
      £376,313
    • Total Interest Payable:
      £150,973
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/21: 4/4/3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 63 months at 3.64% and then reverting to our variable rate of 4.99% variable for remaining term. 63 monthly payments of £1,143.37 and 237 monthly payments of £1,282.45. The total amount payable would be £376,113 made up of the loan amount plus interest £150,973 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    3.69%
    Fixed to 31/07/2018
  • APRC
    4.00%
  • Monthly Payment
    £1,149.46
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    95%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      3.69% Fixed to 31/07/2018
    • Incentives:
      No arrangement fees.
      free valuation fees.
      free valuation admin fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £1,149.46 x 27
    • Ongoing Monthly Payments:
      £1,177.86 x 273
    • Total Amount Payable:
      £353,091.20
    • Total Interest Payable:
      £127,591.20
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/7/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 3.69% and then reverting to our variable rate of 3.94% variable for remaining term. 27 monthly payments of £1,149.46 and 273 monthly payments of £1,177.86. The total amount payable would be £352,641.20 made up of the loan amount plus interest £127,591.20 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above results are based on a repayment mortgage of £225,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 90%. Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 29/04/2016.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a repayment mortgage of £225,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 90%. Our mortgage comparison service includes providers from whom we may receive commission. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 12:00 29/04/2016.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
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HSBC Mortgages

Call: 0800 077 4339

Whether you are a first time buyer or looking to remortgage, HSBC offers a range of mortgages that are designed to assist our customers.

Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

More about no fee mortgages

Usually when you take out a mortgage you have to pay an arrangement fee. This is to reimburse the lender for their time and effort in setting it up. Sometimes this will only be a couple of hundred pounds, in other cases it can run into thousands.

There is no hard and fast rule about how much an arrangement fee will cost you - each bank will offer an array of different options - but it will affect the value of the mortgage. It is included in the overall cost of comparison figure that you see with the rates.

However, some lenders offer mortgages where you don't have to pay any fees at all. Instead, the bank or building society covers the cost of the obligatory administration with the authorities involved, saving you the added expense. Often used as an enticement towards certain deals or to draw customers away from competitors, these 'no fee mortgages' remove one of the road blocks for people who are already struggling to get onto the housing ladder.

Lenders usually allow you to add any arrangements fees you have to pay onto the total amount you are borrowing if you can't afford to pay it upfront. However, this will mean that you pay interest on it just like the rest of the loan. If you're already struggling for capital - perhaps because you need a hefty deposit - a no fee mortgage could be ideal.

Remember though, if the absence of a fee is a smokescreen for uncompetitive rates, it almost certainly won't be worth it.

Click here to learn more about mortgages with Know Your Money.

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