No Fee Mortgages

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  • Compare the latest interest rates and other important features of no fee mortgages in the table below.
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HSBC Mortgages
Call HSBC Mortgages on
Whether you are a first time buyer or looking to remortgage, HSBC offers a range of mortgages that are designed to assist our customers.
Lines open 8am - 10pm everyday. Calls may be monitored and recorded. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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The following results are based on a loan to value (LTV) of 60%
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  • Nationwide BS 1.50% 1.50% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.50%
    1.50% Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £599.90
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £150,000
    • Product Description:
      1.50% Variable for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £250 cashback On Completion or free legal feesGreat Britain
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £599.90 x 24
    • Ongoing Monthly Payments:
      £756.83 x 276
    • Total Amount Payable:
      £223,282.70
    • Total Interest Payable:
      £73,282.68
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.50% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £599.90 and 276 monthly payments of £756.83. The total amount payable would be £223,467.70 made up of the loan amount plus interest £73,282.68 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS 1.50% 1.50% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.50%
    1.50% Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £599.90
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.50% Variable for 2 years
    • Incentives:
      Free valuation fees
      free legal fees Great Britain
      free valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £599.90 x 24
    • Ongoing Monthly Payments:
      £756.83 x 276
    • Total Amount Payable:
      £223,282.70
    • Total Interest Payable:
      £73,282.68
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.50% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £599.90 and 276 monthly payments of £756.83. The total amount payable would be £223,467.70 made up of the loan amount plus interest £73,282.68 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS 1.50% 1.50% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    1.50%
    1.50% Fixed for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £599.90
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £150,000
    • Product Description:
      1.50% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £250 cashback On Completion or free legal feesGreat Britain
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £599.90 x 24
    • Ongoing Monthly Payments:
      £756.83 x 276
    • Total Amount Payable:
      £223,282.70
    • Total Interest Payable:
      £73,282.68
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.50% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £599.90 and 276 monthly payments of £756.83. The total amount payable would be £223,467.70 made up of the loan amount plus interest £73,282.68 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS 1.50% 1.50% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    1.50%
    1.50% Fixed for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £599.90
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.50% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free legal fees Great Britain
      free valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £599.90 x 24
    • Ongoing Monthly Payments:
      £756.83 x 276
    • Total Amount Payable:
      £223,282.70
    • Total Interest Payable:
      £73,282.68
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.50% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £599.90 and 276 monthly payments of £756.83. The total amount payable would be £223,467.70 made up of the loan amount plus interest £73,282.68 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • HSBC 1.54% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.54%
    Fixed to 30/09/2019
  • APRC
    3.30%
  • Monthly Payment
    £602.73
  • Max LTV
    60%
  • Fees
    No Fees
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.54% Fixed to 30/09/2019
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £602.73 x 28
    • Ongoing Monthly Payments:
      £751.20 x 272
    • Total Amount Payable:
      £221,202.80
    • Total Interest Payable:
      £71,202.84
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.54% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £602.73 and 272 monthly payments of £751.20. The total amount payable would be £221,252.80 made up of the loan amount plus interest £71,202.84 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.30% APRC representative.

  • Nationwide BS 1.59% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.59%
    Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £606.27
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.59% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £606.27 x 24
    • Ongoing Monthly Payments:
      £757.43 x 276
    • Total Amount Payable:
      £224,101.20
    • Total Interest Payable:
      £73,601.16
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.59% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £606.27 and 276 monthly payments of £757.43. The total amount payable would be £223,651.20 made up of the loan amount plus interest £73,601.16 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS 1.59% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.59%
    Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £606.27
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.59% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £606.27 x 24
    • Ongoing Monthly Payments:
      £757.43 x 276
    • Total Amount Payable:
      £223,601.20
    • Total Interest Payable:
      £73,601.16
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.59% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £606.27 and 276 monthly payments of £757.43. The total amount payable would be £223,651.20 made up of the loan amount plus interest £73,601.16 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS 1.59% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.59%
    Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £606.27
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £150,000
    • Product Description:
      1.59% Variable for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £250 cashback On Completion or free legal feesGreat Britain
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £606.27 x 24
    • Ongoing Monthly Payments:
      £757.43 x 276
    • Total Amount Payable:
      £223,601.20
    • Total Interest Payable:
      £73,601.16
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.59% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £606.27 and 276 monthly payments of £757.43. The total amount payable would be £223,786.20 made up of the loan amount plus interest £73,601.16 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS 1.59% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.59%
    Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £606.27
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.59% Variable for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £250 cashback On Completion or free legal feesGreat Britain
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £606.27 x 24
    • Ongoing Monthly Payments:
      £757.43 x 276
    • Total Amount Payable:
      £223,601.20
    • Total Interest Payable:
      £73,601.16
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.59% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £606.27 and 276 monthly payments of £757.43. The total amount payable would be £223,786.20 made up of the loan amount plus interest £73,601.16 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS 1.59% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    1.59%
    Fixed for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £606.27
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.59% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £250 cashback On Completion or free legal feesGreat Britain
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £606.27 x 24
    • Ongoing Monthly Payments:
      £757.43 x 276
    • Total Amount Payable:
      £223,601.20
    • Total Interest Payable:
      £73,601.16
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.59% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £606.27 and 276 monthly payments of £757.43. The total amount payable would be £223,786.20 made up of the loan amount plus interest £73,601.16 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS 1.59% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    1.59%
    Fixed for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £606.27
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £150,000
    • Product Description:
      1.59% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £250 cashback On Completion or free legal feesGreat Britain
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £606.27 x 24
    • Ongoing Monthly Payments:
      £757.43 x 276
    • Total Amount Payable:
      £223,601.20
    • Total Interest Payable:
      £73,601.16
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.59% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £606.27 and 276 monthly payments of £757.43. The total amount payable would be £223,786.20 made up of the loan amount plus interest £73,601.16 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS 1.59% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    1.59%
    Fixed for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £606.27
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.59% Fixed for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £606.27 x 24
    • Ongoing Monthly Payments:
      £757.43 x 276
    • Total Amount Payable:
      £223,601.20
    • Total Interest Payable:
      £73,601.16
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.59% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £606.27 and 276 monthly payments of £757.43. The total amount payable would be £223,651.20 made up of the loan amount plus interest £73,601.16 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS 1.59% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    1.59%
    Fixed for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £606.27
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.59% Fixed for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £606.27 x 24
    • Ongoing Monthly Payments:
      £757.43 x 276
    • Total Amount Payable:
      £224,101.20
    • Total Interest Payable:
      £73,601.16
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.59% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £606.27 and 276 monthly payments of £757.43. The total amount payable would be £223,651.20 made up of the loan amount plus interest £73,601.16 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • HSBC 1.64% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 30/09/2019
  • APRC
    3.30%
  • Monthly Payment
    £609.82
  • Max LTV
    75%
  • Fees
    No Fees
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.64% Fixed to 30/09/2019
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £609.82 x 28
    • Ongoing Monthly Payments:
      £751.96 x 272
    • Total Amount Payable:
      £221,608.10
    • Total Interest Payable:
      £71,608.08
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.64% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £609.82 and 272 monthly payments of £751.96. The total amount payable would be £221,658.10 made up of the loan amount plus interest £71,608.08 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.30% APRC representative.

  • HSBC 1.64% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 30/09/2019
  • APRC
    3.30%
  • Monthly Payment
    £609.82
  • Max LTV
    70%
  • Fees
    No Fees
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.64% Fixed to 30/09/2019
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £609.82 x 28
    • Ongoing Monthly Payments:
      £751.96 x 272
    • Total Amount Payable:
      £221,608.10
    • Total Interest Payable:
      £71,608.08
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.64% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £609.82 and 272 monthly payments of £751.96. The total amount payable would be £221,658.10 made up of the loan amount plus interest £71,608.08 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.30% APRC representative.

  • Clydesdale Bank 1.69% Fixed to 31/07/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.69%
    Fixed to 31/07/2019
  • APRC
    4.20%
  • Monthly Payment
    £613.39
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £100,000
    • Max Loan:
      £999,999
    • Product Description:
      1.69% Fixed to 31/07/2019
    • Incentives:
      Free valuation fees Min £25K of Mortgage Advance
      free legal fees Min £25K of Mortgage Advance
      No arrangement fees
      £750 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £613.39 x 26
    • Ongoing Monthly Payments:
      £830.32 x 274
    • Total Amount Payable:
      £242,900.80
    • Total Interest Payable:
      £93,455.82
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
    Clydesdale Bank
    Visit Clydesdale Bank for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.69% and then reverting to our variable rate of 4.70% variable for remaining term. 26 monthly payments of £613.39 and 274 monthly payments of £830.32. The total amount payable would be £243,835.80 made up of the loan amount plus interest £93,455.82 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.20% APRC representative.

  • HSBC 1.69% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.69%
    Fixed to 30/09/2019
  • APRC
    3.30%
  • Monthly Payment
    £613.39
  • Max LTV
    80%
  • Fees
    No Fees
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.69% Fixed to 30/09/2019
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £613.39 x 28
    • Ongoing Monthly Payments:
      £752.34 x 272
    • Total Amount Payable:
      £221,811.40
    • Total Interest Payable:
      £71,811.40
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.69% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £613.39 and 272 monthly payments of £752.34. The total amount payable would be £221,861.40 made up of the loan amount plus interest £71,811.40 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.30% APRC representative.

  • Yorkshire Bank 1.69% Fixed to 31/07/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.69%
    Fixed to 31/07/2019
  • APRC
    4.20%
  • Monthly Payment
    £613.39
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Yorkshire Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £100,000
    • Max Loan:
      £999,999
    • Product Description:
      1.69% Fixed to 31/07/2019
    • Incentives:
      Free valuation fees
      free legal fees
      No arrangement fees
      £750 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £613.39 x 26
    • Ongoing Monthly Payments:
      £830.32 x 274
    • Total Amount Payable:
      £242,900.80
    • Total Interest Payable:
      £93,455.82
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
    Yorkshire Bank
    Visit Yorkshire Bank for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.69% and then reverting to our variable rate of 4.70% variable for remaining term. 26 monthly payments of £613.39 and 274 monthly payments of £830.32. The total amount payable would be £243,835.80 made up of the loan amount plus interest £93,455.82 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.20% APRC representative.

  • HSBC 1.74% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.74%
    Fixed to 30/09/2019
  • APRC
    3.40%
  • Monthly Payment
    £616.97
  • Max LTV
    85%
  • Fees
    No Fees
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.74% Fixed to 30/09/2019
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £616.97 x 28
    • Ongoing Monthly Payments:
      £752.72 x 272
    • Total Amount Payable:
      £222,015
    • Total Interest Payable:
      £72,015
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.74% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £616.97 and 272 monthly payments of £752.72. The total amount payable would be £222,065 made up of the loan amount plus interest £72,015 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Virgin Money 1.74% Fixed to 01/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.74%
    Fixed to 01/09/2019
  • APRC
    3.90%
  • Monthly Payment
    £616.97
  • Max LTV
    65%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.74% Fixed to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £616.97 x 28
    • Ongoing Monthly Payments:
      £816.78 x 56
    • Total Amount Payable:
      £236,067.90
    • Total Interest Payable:
      £86,017.88
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1.5% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.74% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £616.97 and 56 monthly payments of £816.78. The total amount payable would be £236,117.90 made up of the loan amount plus interest £86,017.88 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Virgin Money 1.78% Fixed to 01/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.78%
    Fixed to 01/09/2019
  • APRC
    3.90%
  • Monthly Payment
    £619.84
  • Max LTV
    70%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.78% Fixed to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £619.84 x 28
    • Ongoing Monthly Payments:
      £817.11 x 56
    • Total Amount Payable:
      £236,235.80
    • Total Interest Payable:
      £86,185.84
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1.5% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.78% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £619.84 and 56 monthly payments of £817.11. The total amount payable would be £236,285.80 made up of the loan amount plus interest £86,185.84 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • HSBC 1.79% Fixed to 30/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.79%
    Fixed to 30/09/2020
  • APRC
    3.20%
  • Monthly Payment
    £620.56
  • Max LTV
    60%
  • Fees
    No Fees
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.79% Fixed to 30/09/2020
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £620.56 x 40
    • Ongoing Monthly Payments:
      £747.41 x 260
    • Total Amount Payable:
      £219,149
    • Total Interest Payable:
      £69,149
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/20: 3/2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 40 months at 1.79% and then reverting to our variable rate of 3.69% variable for remaining term. 40 monthly payments of £620.56 and 260 monthly payments of £747.41. The total amount payable would be £219,199 made up of the loan amount plus interest £69,149 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.20% APRC representative.

  • Clydesdale Bank 1.89% Fixed to 31/07/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 31/07/2019
  • APRC
    4.30%
  • Monthly Payment
    £627.78
  • Max LTV
    75%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £100,000
    • Max Loan:
      £999,999
    • Product Description:
      1.89% Fixed to 31/07/2019
    • Incentives:
      Free valuation fees Min £25K of Mortgage Advance
      free legal fees Min £25K of Mortgage Advance
      No arrangement fees
      £750 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £627.78 x 26
    • Ongoing Monthly Payments:
      £831.87 x 274
    • Total Amount Payable:
      £243,699.70
    • Total Interest Payable:
      £94,254.66
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
    Clydesdale Bank
    Visit Clydesdale Bank for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.89% and then reverting to our variable rate of 4.70% variable for remaining term. 26 monthly payments of £627.78 and 274 monthly payments of £831.87. The total amount payable would be £244,634.70 made up of the loan amount plus interest £94,254.66 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • HSBC 1.89% Fixed to 30/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 30/09/2020
  • APRC
    3.20%
  • Monthly Payment
    £627.78
  • Max LTV
    75%
  • Fees
    No Fees
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.89% Fixed to 30/09/2020
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £627.78 x 40
    • Ongoing Monthly Payments:
      £748.48 x 260
    • Total Amount Payable:
      £219,716
    • Total Interest Payable:
      £69,716
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/20: 3/2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 40 months at 1.89% and then reverting to our variable rate of 3.69% variable for remaining term. 40 monthly payments of £627.78 and 260 monthly payments of £748.48. The total amount payable would be £219,766 made up of the loan amount plus interest £69,716 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.20% APRC representative.

  • HSBC 1.89% Fixed to 30/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 30/09/2020
  • APRC
    3.20%
  • Monthly Payment
    £627.78
  • Max LTV
    70%
  • Fees
    No Fees
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.89% Fixed to 30/09/2020
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £627.78 x 40
    • Ongoing Monthly Payments:
      £748.48 x 260
    • Total Amount Payable:
      £219,716
    • Total Interest Payable:
      £69,716
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/20: 3/2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 40 months at 1.89% and then reverting to our variable rate of 3.69% variable for remaining term. 40 monthly payments of £627.78 and 260 monthly payments of £748.48. The total amount payable would be £219,766 made up of the loan amount plus interest £69,716 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.20% APRC representative.

  • Virgin Money 1.89% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.89%
    Variable to 01/09/2019
  • APRC
    4.00%
  • Monthly Payment
    £627.78
  • Max LTV
    65%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.89% Variable to 01/09/2019
    • Incentives:
      Free valuation fees
      free legal fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £627.78 x 28
    • Ongoing Monthly Payments:
      £818 x 56
    • Total Amount Payable:
      £236,698.10
    • Total Interest Payable:
      £86,648.08
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.89% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £627.78 and 56 monthly payments of £818. The total amount payable would be £236,883.10 made up of the loan amount plus interest £86,648.08 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money 1.89% Fixed to 01/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 01/09/2019
  • APRC
    4.00%
  • Monthly Payment
    £627.78
  • Max LTV
    75%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.89% Fixed to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £627.78 x 28
    • Ongoing Monthly Payments:
      £818 x 56
    • Total Amount Payable:
      £236,698.10
    • Total Interest Payable:
      £86,648.08
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1.5% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.89% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £627.78 and 56 monthly payments of £818. The total amount payable would be £236,748.10 made up of the loan amount plus interest £86,648.08 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money 1.89% Fixed to 01/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 01/09/2020
  • APRC
    3.80%
  • Monthly Payment
    £627.78
  • Max LTV
    65%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.89% Fixed to 01/09/2020
    • Incentives:
      Free valuation fees
      free legal fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £627.78 x 40
    • Ongoing Monthly Payments:
      £809.75 x 44
    • Total Amount Payable:
      £232,302.80
    • Total Interest Payable:
      £82,252.84
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/20: 2% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 40 months at 1.89% and then reverting to our variable rate of 4.54% variable for remaining term. 40 monthly payments of £627.78 and 44 monthly payments of £809.75. The total amount payable would be £232,487.80 made up of the loan amount plus interest £82,252.84 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.80% APRC representative.

The above results are based on a repayment mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 26/05/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a repayment mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 01:36 27/05/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
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More about no fee mortgages

Usually when you take out a mortgage you have to pay an arrangement fee. This is to reimburse the lender for their time and effort in setting it up. Sometimes this will only be a couple of hundred pounds, in other cases it can run into thousands.

There is no hard and fast rule about how much an arrangement fee will cost you - each bank will offer an array of different options - but it will affect the value of the mortgage. It is included in the overall cost of comparison figure that you see with the rates.

However, some lenders offer mortgages where you don't have to pay any fees at all. Instead, the bank or building society covers the cost of the obligatory administration with the authorities involved, saving you the added expense. Often used as an enticement towards certain deals or to draw customers away from competitors, these 'no fee mortgages' remove one of the road blocks for people who are already struggling to get onto the housing ladder.

Lenders usually allow you to add any arrangements fees you have to pay onto the total amount you are borrowing if you can't afford to pay it upfront. However, this will mean that you pay interest on it just like the rest of the loan. If you're already struggling for capital - perhaps because you need a hefty deposit - a no fee mortgage could be ideal.

Remember though, if the absence of a fee is a smokescreen for uncompetitive rates, it almost certainly won't be worth it.

Click here to learn more about mortgages with Know Your Money.