Ocean Finance Loans

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Ocean Finance is both a broker and a lender who have sourced loans for an estimated 250,000+ borrowers. They provide secured loans for UK homeowners for any purpose from £3,000 to £100,000 with repayments spread over 3 to 25 years. They consider all applicants on an individual basis, offer rebates for early settlements and provide optional accident, sickness and involuntary unemployment protection.

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Headline ratePayment per monthTotal charge for creditTotal amount repayableMin/Max AmountInfo.
Nationwide
An extra 0.3% discount available for Nationwide FlexAccount holders on loans up to £14,999
6.2%Representative Example: If you borrow £10,000 over 4 years at representative APR of 6.2% (fixed) and an annual interest rate of 6.2% you would pay:£7,500
£14,999
  • An extra 0.3% discount available for main FlexAccount customers for personal loans of £7,500 to £14,999.
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Payment Per
month£234.99
Total Charge For Credit£1,279.52Total Amount Repayable£11,279.52
Sainsbury's Small Loan
For Sainsbury's shoppers with a Nectar card
7.0%Representative Example: If you borrow £5,000 over 5 years at representative APR of 7.00% (fixed) and an annual interest rate of 7.00% you would pay:£5,000
£7,499
  • Different rates apply if you don't have a Nectar Card.
  • Price Promise - if you're offered a better rate on a like-for-like loan elsewhere, Sainsbury's will beat it.
  • Choose to repay from 1-5 years.
  • Choose to pay over 1- 3 years and the rate could be as low as 7.5% APR.
MORE INFOReview
Payment Per
month£101.05
Total Charge For Credit£1,063Total Amount Repayable£6,063

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