Compare Pet Insurance
Whether you have a cat, a dog or something more exotic, pet insurance is vital to both your pet's health and your wallet. Check out our best buy table below and click on the 'more info' buttons to find your ideal policy.
Compare pet insurance
| Provider | Dog | Cat | Online Discount | Max Vet Fees | Min Excess | ||
|---|---|---|---|---|---|---|---|
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![]() | Sainsbury's 12 months cover for the price of 9 when you buy online. Minimum premium applies. Ends 8th July 2013. | Quote required | Quote required | 12 months for the price of 9 for Nectar card holders | up to £7,500 | £75 + 10% of claims cost | MORE INFO |
![]() | MORE THAN As a MORE THAN policyholder, you'll have access to your own Personal Customer Manager so every time you contact them, you'll get through to the same person! | Quote required | Quote required | 15% off Premier Cover | up to £7,000 | £50 + 10% of the treatment cost | MORE INFO |
![]() | John Lewis Insurance Long term cover for your pet. | Quote required | from £5 | 10% | up to £10,000 | £60 | MORE INFO |
![]() | Gocompare Search through 20 insurance companies to find the policy which best suits your needs with Gocompare.com. | Quote Required | Quote Required | Quote Required | Quote Required | Quote Required | MORE INFO |
![]() | The Co-operative Insurance 20% off for new customers when you buy online before 31/05/2013. | Quote required | Quote required | 20% | up to £5,000 | £75 | MORE INFO |
![]() | Asda Up to 10% online discount as standard and up to 20% online discount when you cover 2 or more pets. | from £8 | from £4 | 10% | up to £6,000 | Quote required | MORE INFO |
![]() | M&S Save 15% when you buy online (new customers only). M&S Cardholders get 250 M&S points for new policies. | Quote required | Quote required | 15% | up to £7,000 | £50 | MORE INFO |
![]() | Liverpool Victoria Liverpool Victoria now provides pet insurance for cats and dogs with two levels of cover. | From £6.71 | From £4.31 | 10% | up to £5,000 | £60 | MORE INFO |
![]() | VetsMediCover Monthly or annual payments. Cover for dental treatment. One price irrespective of breed, postcode or age | from £28 | £17 | 0% | up to £10,000 | £95 | MORE INFO |
![]() | Virgin Money Choose between 3 levels of affordable Pet Insurance and receive a 15% reduction if you insure more than one pet. | From £7.59 | From £7.59 | 10% | up to £6,000 | £70 cats / £80 dogs | MORE INFO |
![]() | Animal Friends Insurance Cat and dog cover from the ethical pet insurance provider. 10% multi-pet discount. | from £2.98 | from £2.98 | 0% | up to £40,000 | £69 | MORE INFO |
![]() | Petplan Receive 10% off your first year's premium when you take out a new policy plus multi-pet discount. | Quote required | Quote required | 10% | up to £12,000 | Quote required | MORE INFO |
![]() | Direct Line 12 months' cover for the price of 10 plus your choice of gift (Offer ends 25th June 2013) | Quote Required | Quote Required | 12 months for the price of 10 | up to £6,000 | £70 cats / £80 dogs | MORE INFO |
![]() | Churchill Churchill Pet Insurance offers two types of cover for availability and 20% discount if you purchase online. | Quote required | Quote required | 20% | up to £3,000 | £55 cats / £65 dogs | MORE INFO |
![]() | E & L Specialist Pet Insurance providers offer introductory 25% online discount and a further 10% for insuring more than one pet. | from £8.19 | from £4.50 | 25% | up to £6,000 | Quote required | MORE INFO |
![]() | Homebase FREE £20 Homebase gift card when you enter promo code 'CARD4' before 31/07/13 PLUS get up to 20% off when you insure 2 or more pets online. | £8.41 | £3.85 | up to 20% | up to £7,500 | £75 | MORE INFO |
![]() | helpucover Apply online and your quoted premium will include a 10% discount. | Quote required | Quote required | 10% | up to £6,000 | £40 | MORE INFO |
![]() | The Green Insurance Company Choose to donate to environmental charities with your policy at no extra cost. | Quote required | £5.86 | 0% | up to £7,000 | £60 | MORE INFO |
Pet insurance
Dogs, cats, rabbits, guinea pigs, gerbils, budgies, snakes, hamsters, fish, ostriches… OK, well maybe not ostriches, but all of the other aforementioned enjoy a special place in the hearts of millions of us, as our much-loved pets.
The animal lovers among us see our pets as part of the family. But looking after them when they are not well can get very expensive. None of us would deny our pets the medical treatments they need but the sad truth is that many have no choice. The fees for consultations alone can be steep; the astronomical prices of regular medicinal prescriptions or operations can become simply unmanageable, running into the thousands per year.
Unfortunately, the NHS doesn't stretch to the winged, nor the four-legged. But you can avoid these fees - and some very difficult decisions - by taking out pet insurance. Cover is most commonly available for cats and dogs, but you can find policies for just about any of our furry friends, however exotic they might be.
To help you find the cheapest and best deal, Know Your Money has a range of the leading pet insurance products on the market here for you to compare.
Pet insurance is actually a lot like health insurance for people. The healthier your pet is, the cheaper your insurance policy will be. What's more, if your pet has certain medical conditions or is at an older age when you seek cover, you might find that you are unable secure a policy at all.
Therefore, we advise Know Your Money readers to take out insurance for their pets while they are young and healthy. If you wait until they develop a problem before you look for cover, you may pay a heavy price, and, without wanting to scaremonger, that price might unfortunately not be a financial one.
There are a few other things that you need to consider as you look to compare to make sure that you get not only the best insurance for your pet, but the cheapest too.
Firstly, look what you'll be covered for, including illnesses, accidents, vaccinations and dental work. Then consider the excess that you'll have to pay if you need to make a claim. Sometimes this will be a set figure, with other policies it might be a percentage of the total cost of the treatment. Thirdly, check out what the maximum amount is that you'll be able to claim for.
Then look at ways to bring the price down. If you pay annually, rather than monthly, you will often be able to negotiate a discount. Other providers might offer you a cheaper premium if you pay by direct debit because of the security in longevity that they perceive it offers them.
Finally, you might be able to get a cheaper deal by insuring two or more pets on the same policy. Whichever offer you opt for, make sure you are comfortable with the cover. You don't want to take any risks when it comes to a family member, whatever species they may be. If you want more information about pet insurance before you look to compare, check out Know Your Money's impartial and informative guide.
Featured Products
- Animal Friends Pet Insurance
- Asda Pet Insurance
- Churchill Pet Insurance
- Debenhams Pet Insurance
- Direct Line Pet Insurance
- E and L Horse Insurance
- E and L Pet Insurance
- Gocompare Pet Insurance
- Healthy Pets Insurance
- helpucover Pet Insurance
- Homebase Pet Insurance
- John Lewis Pet Insurance
- Liverpool Victoria Pet Insurance
- Marks and Spencer Pet Insurance
- MORE THAN Pet Insurance
- Pet Protect Pet Insurance
- Petplan Insurance
- Sainsbury's Pet Insurance
- The Co-operative Pet Insurance
- The Green Insurance Company Pet Insurance
- VetsMediCover
- Virgin Money Pet Insurance



















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