Post Office Low Deposit Mortgages

The Post Office mortgage range includes a number of low deposit options, covering a variety of mortgage types and offering various interest rates and product fees. You can compare the latest rates on Post Office low deposit mortgages below or click on the links for more information.

Compare Post Office Low Deposit Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

Cost For Comparison

This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

Post Office Ltd
2yr BBR + 3.29% Tracker LTV 85%
[Show Details]		Tracker3.79%30/06/20144.49%4.50%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
2yr 4.19% Fixed BBR LTV 85% Fee Assist
[Show Details]		Fixed4.19%30/06/20144.49%4.60%85%£495MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
3yr 4.19% Fixed BBR LTV 85%
[Show Details]		Fixed4.19%30/06/20154.49%4.60%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
2yr 4.39% Fixed BBR C/B LTV 85%
[Show Details]		Fixed4.39%30/06/20144.49%4.60%85%£495MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
5yr 4.39% Fixed BBR LTV 85%
[Show Details]		Fixed4.39%30/06/20174.49%4.60%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
5yr 4.59% Fixed BBR LTV 85% Fee Assist
[Show Details]		Fixed4.59%30/06/20174.49%4.70%85%£495MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
3yr 4.79% Fixed BBR LTV 85% C/B
[Show Details]		Fixed4.79%30/06/20154.49%4.70%85%£495MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
2yr 4.99% Fixed BBR LTV 90%
[Show Details]		Fixed4.99%30/06/20144.49%4.80%90%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
2yr BBR + 4.59% Tracker LTV 90%
[Show Details]		Tracker5.09%30/06/20144.49%4.80%90%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
3yr 5.29% Fixed BBR LTV 90%
[Show Details]		Fixed5.29%30/06/20154.49%4.90%90%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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