Post Office Mortgages

Post Office's award-winning mortgage provision (Your Mortgage's Best Online Mortgage Provider 2009-2010) offers a range of competitive products ideal for first time buyers, homeowners looking to move and landlords.

Click below on the buttons below to compare Post Office Mortgages


Tracker Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

APR

This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison).

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

Post Office Ltd
2yr BBR + 2.55% Tracker LTV 75%
[Show Details]
Tracker3.05%31/12/20133.99%4.00%75%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
2yr BBR + 2.69% Tracker LTV 85%
[Show Details]
Tracker3.19%31/12/20133.99%4.00%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Fixed Rate Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

APR

This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison).

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

Post Office Ltd
2yr 3.40% Fixed BBR LTV 75%
[Show Details]
Fixed3.40%31/12/20133.99%4.00%75%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
2yr 3.45% Fixed BBR LTV 85%
[Show Details]
Fixed3.45%31/12/20133.99%4.10%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
2yr 3.69% Fixed BBR LTV 75% Fee Assist
[Show Details]
Fixed3.69%31/12/20133.99%4.10%75%£495MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
3yr 3.69% Fixed BBR LTV 75%
[Show Details]
Fixed3.69%31/12/20143.99%4.10%75%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
3yr 3.79% Fixed BBR LTV 85%
[Show Details]
Fixed3.79%31/12/20143.99%4.10%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Remortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

APR

This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison).

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

Post Office Ltd
2yr BBR + 2.55% Tracker LTV 75%
[Show Details]
Tracker3.05%31/12/20133.99%4.00%75%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
2yr BBR + 2.69% Tracker LTV 85%
[Show Details]
Tracker3.19%31/12/20133.99%4.00%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
2yr 3.40% Fixed BBR LTV 75%
[Show Details]
Fixed3.40%31/12/20133.99%4.00%75%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
2yr 3.45% Fixed BBR LTV 85%
[Show Details]
Fixed3.45%31/12/20133.99%4.10%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
Post Office Ltd
2yr 3.69% Fixed BBR LTV 75% Fee Assist
[Show Details]
Fixed3.69%31/12/20133.99%4.10%75%£495MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0121 270 3556
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.