Principality Building Society Mortgages

With over fifty branches and more than 400,000 members the Principality is Wales's largest building society. Since 1860 the mutual organisation has been dedicated to looking after its members' finances and investing in communities in throughout Wales and the Borders.

The Principality Building Society's range of mortgage products is fairly comprehensive. They offer all the usual fixed, tracker, flexible and discount rate mortgages with competitive rates. Furthermore, they also provide a number of buy-to-let schemes and a selection of 'fee saver' mortgages which come with no administration, valuation or solicitor fees.

Compare Principality Building Society Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

Cost For Comparison

This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

Principality Building Society
2yr 1.70% Discount BTL LTV 60%
[Show Details]
Buy To Let3.29%na4.99%4.90%60%£3750MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:40%
First time buyer:no
Homemover:yes
Remortgage:yes
Principality Building Society
2yr 3.49% Fixed LTV 75% Direct
[Show Details]
Fixed3.49%31/05/20144.99%4.90%75%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£500000
First time buyer:yes
Homemover:yes
Remortgage:yes
Principality Building Society
3yr 1.40% Disc LTV 50% Full or Part Interest only
[Show Details]
Discount3.59%31/05/20154.99%4.90%50%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:50%
First time buyer:yes
Homemover:yes
Remortgage:yes
Principality Building Society
Flex 3yr 1.40% Disc LTV 50% Full or Part Int only
[Show Details]
Discount3.59%31/05/20154.99%4.90%50%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:50%
First time buyer:yes
Homemover:yes
Remortgage:yes
Principality Building Society
2yr 1.40% Discount BTL LTV 60%
[Show Details]
Buy To Let3.59%na4.99%5.10%60%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:40%
First time buyer:no
Homemover:yes
Remortgage:yes
Principality Building Society
2yr 1.30% Discount BTL LTV 60% Semi Exclusive
[Show Details]
Buy To Let3.69%na4.99%5.00%60%£1500MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:40%
First time buyer:no
Homemover:yes
Remortgage:yes
Principality Building Society
2yr 1.20% Discount LTV 75%
[Show Details]
Discount3.79%31/05/20144.99%5.00%75%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Principality Building Society
2yr 1.20% Discount LTV 75% No ERC
[Show Details]
Discount3.79%31/05/20144.99%5.00%75%£1500MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Principality Building Society
Flexible 2yr 1.20% Disc LTV 75%
[Show Details]
Discount3.79%31/05/20144.99%5.00%75%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Principality Building Society
Flexible 2yr 1.20% Disc LTV 75% No ERC
[Show Details]
Discount3.79%31/05/20144.99%5.00%75%£1500MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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