RBS Black Credit Card

The RBS Black Credit Card is an exclusive card that comes with a minimum credit limit of £15,000 and a range of excellent features. Eligibility criteria is high (cardholders must be over 25 and have an income of at least £75,000), as is the annual fee. However, cardholders can make the most of an extensive range of benefits including travel insurance, roadside assistance, travel and home emergency services, airport lounge access, 24-hour personal assistance service and much more. For more information on the RBS Black Credit Card or to apply online please click on the links below.

Other cards by RBS

Credit Card Representative APR
Variable

Annual Percentage Rate: the interest that you will pay per year on purchases. This rate includes annual fees but does not factor in other charges such as default fees. Rates shown are 'typical' interest rates and may vary depending on your credit rating.

Balance Transfers

A balance transfer is when you transfer the debt owed on one credit card (the balance) to another.

Purchases
Rate

This indicates the introductory interest rate on balance transfers that a credit card offers.

Duration

The duration of time that the introductory interest rate on balance transfers will apply.

Fee

Balance transfer fees are usually applied to any balances transferred from one card to another. They are calculated as a percentage (typically between 2-4%) of the amount being transferred.

Rate

This indicates the introductory interest rate on new purchases that a credit card offers.

Duration

The duration of time that the introductory interest rate on new purchase will apply.

RBS
YourPoints World Mastercard
17.9%0%13 months2.90%0%13 monthsMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Permanent UK ResidentYes
Minimum Age18
Existing CustomerOnly available to NatWest Current Account customers
Credit RatingGood
Minimum Income£10,000
REVIEW
Representative Example: 17.9% APR (variable) based on assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
Royal Bank of Scotland
RBS Platinum Credit Card
Travel and retail discounts
17.9%0%20 months2.90%0%6 monthsMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Permanent UK ResidentYes
Minimum Age18
Existing CustomerAvailable exclusively to customers with an RBS current account
Credit RatingGood
Minimum Income£10,000
REVIEW
Representative Example: 17.9% APR (variable) based on assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable).
Royal Bank of Scotland
Student Credit Card
Retail discounts + Royal Bank Wine Club offers.
18.9%n/an/aMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Permanent UK ResidentYes
Minimum Age18
Existing CustomerYes
Credit RatingGood
REVIEW
Representative Example: 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £500.

Other popular cards

Credit Card Representative APR
Variable

Annual Percentage Rate: the interest that you will pay per year on purchases. This rate includes annual fees but does not factor in other charges such as default fees. Rates shown are 'typical' interest rates and may vary depending on your credit rating.

Balance Transfers

A balance transfer is when you transfer the debt owed on one credit card (the balance) to another.

Purchases
Rate

This indicates the introductory interest rate on balance transfers that a credit card offers.

Duration

The duration of time that the introductory interest rate on balance transfers will apply.

Fee

Balance transfer fees are usually applied to any balances transferred from one card to another. They are calculated as a percentage (typically between 2-4%) of the amount being transferred.

Rate

This indicates the introductory interest rate on new purchases that a credit card offers.

Duration

The duration of time that the introductory interest rate on new purchase will apply.

Halifax
22 Month Balance Transfer Card
0% for the first 22 months on balance transfers
17.9%0%22 months3.50%0%3 monthsMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Permanent UK ResidentYes
Minimum Age18
Existing CustomerNo
Credit RatingGood
Minimum Income£20,000
REVIEW
Representative Example: 17.95% p.a. variable on card purchases. This is equivalent to 17.9% APR representative (variable) based on a credit limit of £1,200. The purchase rate is 17.95% pa (variable).
Virgin Money
Balance Transfer Card
16.8%0%20 months2.99%0%3 monthsMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Permanent UK ResidentYes
Minimum Age18
Existing CustomerNo
Credit RatingGood
REVIEW
Representative Example: 16.8% p.a. (variable) on card purchases. Equivalent to 16.8% APR representative (variable) based on a credit limit of £1,200.
Post Office
Post Office Credit Card
Various 0% offers…
16.9%0%14 months2.98%0%3 monthsMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Permanent UK ResidentYes
Minimum Age18
Existing CustomerNo
Credit RatingGood
Minimum Income£15,000
REVIEW
Representative Example: 16.9% p.a. variable on card purchases. This is equivalent to 16.9% APR representative (variable) based on a credit limit of £1,200

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