RBS Current Accounts

Check out RBS's range of current accounts below to find the ideal product for your individual circumstances.

Compare RBS Current Accounts

AccountInterest (AER)

The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details.

Overdraft Rate

The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details.

Max Overdraft

The maximum authorised overdraft amount permitted on the account.

Min Monthly Payment

Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits.

Monthly Fee

The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month.

RBS Royalties Gold
Brings a host of great benefits together for you. Includes insurance for world wide travel and Mobile phone (including iPhone), Green Flag car breakdown cover and access to selected UK airport lounges. £12.95 monthly fee.
0.00%19.24%Not statedNone£12.95MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Age18
Permanent UK ResidentYes
Monthly Fee£12.95
REVIEW
Representative Example: If you use an overdraft limit of £250 a 19.24% EAR (variable) charge will apply
RBS Select Account
Includes free app for your iPhone and overdraft (subject to eligibility)
0%19.89%Not statedNoneFreeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Age18
Permanent UK ResidentYes
REVIEW
Representative Example: If you use an overdraft limit of £100 a 19.89% EAR (variable) charge will apply

asteriskAccounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.

Other popular current accounts

AccountInterest (AER)

The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details.

Overdraft Rate

The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details.

Max Overdraft

The maximum authorised overdraft amount permitted on the account.

Min Monthly Payment

Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits.

Monthly Fee

The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month.

Barclays Basic Bank Account
Straightforward account with access to telephone and online banking
0%19.3%
Representative Example: Up to £5,000 19.3% interest p.a (variable) Subject to status and application.
£5,000NoneFreeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Age18
Permanent UK ResidentYes
REVIEW
Representative Example: If you use an overdraft limit of £5,000 a 19.3% EAR (variable) charge will apply
NatWest Select Account
Includes free app for your iPhone and overdraft (subject to eligibility)
0.00%19.89%Not statedNoneFreeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Age18
Permanent UK ResidentYes
REVIEW
Representative Example: If you use an overdraft limit of £100 a 19.89% EAR (variable) charge will apply
NatWest Select Silver Account
Includes free hmvdigital music downloads and LOVEFiLM DVD rentals, insurance for European travel and mobile phones, Withdraw up to £300 if you lose your card. £8 monthly fee.
0%19.49%Not statedNone£8.00MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Age18
Permanent UK ResidentYes
Monthly Fee£8.00
REVIEW
Representative Example: If you use an overdraft limit of £100 a 19.49% EAR (variable) charge will apply

asteriskAccounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.

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