RBS Direct Saver
The Direct Saver from the Royal Bank of Scotland is an online-only account which can be opened with just £1. The account comes with tiered interest rates (depending on balance) that are calculated daily and paid annually. For more information on the RBS Direct Saver or to apply online please click on the links below.
Compare RBS Direct Saver
| Account | Interest (AER)
The account’s Annual Equivalent Rate: shows the interest you will earn over a year as a percentage. If interest is paid monthly, this rate will be higher than the gross interest rate (as the interest will be compounded). |
Interest Paid
This shows how often the interest is calculated and paid. |
Account Type / Term Type of savings account and length of account term (if applicable). |
Account Access
Online - Access via internet banking. |
Min / Max Balance Some accounts have minimum and maximum balances. If the account holder’s balance falls outside these limits they may be subject to interest penalties or account closure. |
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 | RBS Direct Saver | 1.50%
| Yearly | Easy Access | OnlineTelephoneBranchPost | No limit | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Other savings accounts by RBS
| Account | Interest (AER)
The account’s Annual Equivalent Rate: shows the interest you will earn over a year as a percentage. If interest is paid monthly, this rate will be higher than the gross interest rate (as the interest will be compounded). |
Interest Paid
This shows how often the interest is calculated and paid. |
Account Type / Term Type of savings account and length of account term (if applicable). |
Account Access
Online - Access via internet banking. |
Min / Max Balance Some accounts have minimum and maximum balances. If the account holder’s balance falls outside these limits they may be subject to interest penalties or account closure. |
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| RBS 3 Year Fixed Rate ISA 4.20% AER is a preferential rate for customers transferring from another provider | 4.20%
| Yearly | Fixed Rate ISA / 3 years | OnlineTelephoneBranchPost | £1,000 - No limit | MORE INFO Read this before you proceed. This Product is a 3 Year Fixed Rate ISA To qualify for this product you need to meet the following criteria.
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| RBS 2 Year Fixed Rate ISA 3.90% AER is a preferential rate for customers transferring from another provider | 3.90%
| Yearly | Fixed Rate ISA / 2 years | OnlineTelephoneBranchPost | £1,000 - No limit | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| RBS 2 Year Fixed Rate Bond Only available to RBS Current or Savings Account customers | 3.40%
| Monthly / Yearly | Fixed Term / 2 Year | OnlineTelephoneBranchPost | £5,000 - £500,000 | MORE INFO Read this before you proceed. In order to access this rate you need to open or currently have an RBS current account To qualify for this product you need to meet the following criteria.
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| RBS 1 Year Fixed Rate ISA 3.35% AER is a preferential rate for customers transferring from another provider | 3.35%
| Yearly | Fixed Rate ISA / 1 year | OnlineTelephoneBranchPost | £1,000 - No limit | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| RBS 1 Year Fixed Rate Bond Only available to RBS Current or Savings Account customers | 3.20%
| Monthly / Yearly | Fixed Term / 1 Year | OnlineTelephoneBranchPost | £5,000 - £500,000 | MORE INFO Read this before you proceed. In order to access this rate you need to open or currently have an RBS current account To qualify for this product you need to meet the following criteria.
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| RBS Business 12 Month Enhanced Fixed Rate Deposit | 3.00% | On Maturity | Fixed Term / 12 Months | OnlineTelephoneBranchPost | £5,000 - No limit | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| RBS Business 12 Month General Fixed Rate Deposit | 2.25% | On Maturity | Fixed Term / 12 Months | OnlineTelephoneBranchPost | £5,000 - No limit | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| RBS Instant Access ISA | 2.00% | Monthly / Yearly | Cash ISA | OnlineTelephoneBranchPost | £1 - £5,100 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| RBS Business 6 Month General Fixed Rate Deposit | 1.81% | On Maturity | Fixed Term / 6 Months | OnlineTelephoneBranchPost | £5,000 - No limit | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Other popular savings accounts
| Account | Interest (AER)
The account’s Annual Equivalent Rate: shows the interest you will earn over a year as a percentage. If interest is paid monthly, this rate will be higher than the gross interest rate (as the interest will be compounded). |
Interest Paid
This shows how often the interest is calculated and paid. |
Account Type / Term Type of savings account and length of account term (if applicable). |
Account Access
Online - Access via internet banking. |
Min / Max Balance Some accounts have minimum and maximum balances. If the account holder’s balance falls outside these limits they may be subject to interest penalties or account closure. |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | Halifax 2 Year Fixed Online Saver | 3.75% | Monthly / Yearly | Fixed Term / 2 Year | OnlineTelephoneBranchPost | £500 - No limit | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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 | United National Bank 90 Day Notice Account | 3.00% | Yearly | 90 Day Notice Account | OnlineTelephoneBranchPost | £2,000 - £500,000 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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 | ING Direct Savings Account | 2.90%
| Monthly | Easy Access | OnlineTelephoneBranchPost | £1 - £250,000 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
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More from RBS
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- RBS 1 Year Fixed Rate ISA
- RBS 2 Year Fixed Rate Bond
- RBS 2 Year Fixed Rate ISA
- RBS 3 Year Fixed Rate ISA
- RBS Business 12 Month Enhanced Fixed Rate Deposit
- RBS Business 12 Month General Fixed Rate Deposit
- RBS Business 6 Month General Fixed Rate Deposit
- RBS Buy to Let Mortgages
- RBS Cash ISA
- RBS Direct Saver
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- RBS Home Insurance
- RBS Interest-Only Mortgages
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- RBS Low Deposit Mortgages
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- RBS Offset Mortgages
- RBS Platinum Credit Card
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- RBS Select Account
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- RBS Tracker Mortgages
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