RBS Royal Deposit ISA

RBS offers The Royal Deposit ISA aiming to provide a regular fixed income with full capital return provided the ISA is held to maturity. For the entire investment term you can receive a fixed annual interest payment of 3.50%.

The Plan is covered by the Financial Services Compensation Scheme and is available as a 2009/2010 Cash ISA, 2010/2011 Cash ISA, Cash ISA Transfer, SIPP and SSAS Investments and Direct Investment.

Other savings accounts by RBS

Account Interest (AER)

The account’s Annual Equivalent Rate: shows the interest you will earn over a year as a percentage. If interest is paid monthly, this rate will be higher than the gross interest rate (as the interest will be compounded).

Interest Paid

This shows how often the interest is calculated and paid.

Account
Type / Term

Type of savings account and length of account term (if applicable).

Account Access

Online - Access via internet banking.
Telephone - Access via telephone banking.
Branch - Access via your local branch.
Post - Postal access.

Min / Max
Balance

Some accounts have minimum and maximum balances. If the account holder’s balance falls outside these limits they may be subject to interest penalties or account closure.

RBS
3 Year Fixed Rate ISA
4.20% AER is a preferential rate for customers transferring from another provider
4.20%
  • 4.20% AER is a preferential rate for customers transferring from another provider. The standard rate is 3.80% AER.
YearlyFixed Rate ISA / 3 yearsOnlineTelephoneBranchPost£1,000 -
No limit
MORE INFO
Read this before you proceed.
This Product is a 3 Year Fixed Rate ISA
To qualify for this product you need to meet the following criteria.
Minimum Investment£1,000
Permanent UK ResidentYes
Minimum Age16
Review
RBS
2 Year Fixed Rate ISA
3.90% AER is a preferential rate for customers transferring from another provider
3.90%
  • 3.90% AER is a preferential rate for customers transferring from another provider. The standard rate is 3.50% AER.
YearlyFixed Rate ISA / 2 yearsOnlineTelephoneBranchPost£1,000 -
No limit
MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Investment£1,000
Permanent UK ResidentYes
Minimum Age16
Review
RBS
2 Year Fixed Rate Bond
Only available to RBS Current or Savings Account customers
3.40%
  • AER depends on balance:
  • £5,000 - £24,999: 3.40%
  • £25,000 - £500,000: 3.70%
Monthly / YearlyFixed Term / 2 YearOnlineTelephoneBranchPost£5,000 -
£500,000
MORE INFO
Read this before you proceed.
In order to access this rate you need to open or currently have an RBS current account
To qualify for this product you need to meet the following criteria.
Minimum Investment£5,000
Permanent UK ResidentYes
Minimum Age18
Review
RBS
1 Year Fixed Rate ISA
3.35% AER is a preferential rate for customers transferring from another provider
3.35%
  • 3.35% AER is a preferential rate for customers transferring from another provider. The standard rate is 2.60% AER.
YearlyFixed Rate ISA / 1 yearOnlineTelephoneBranchPost£1,000 -
No limit
MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Investment£1,000
Permanent UK ResidentYes
Minimum Age16
Review
RBS
1 Year Fixed Rate Bond
Only available to RBS Current or Savings Account customers
3.20%
  • AER depends on balance:
  • £5,000 - £24,999: 3.00%
  • £25,000 - £500,000: 3.20%
Monthly / YearlyFixed Term / 1 YearOnlineTelephoneBranchPost£5,000 -
£500,000
MORE INFO
Read this before you proceed.
In order to access this rate you need to open or currently have an RBS current account
To qualify for this product you need to meet the following criteria.
Minimum Investment£5,000
Permanent UK ResidentYes
Minimum Age18
Review
RBS
Business 12 Month Enhanced Fixed Rate Deposit
3.00% On MaturityFixed Term / 12 MonthsOnlineTelephoneBranchPost£5,000 -
No limit
MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Investment£5,000
Review
RBS
Business 12 Month General Fixed Rate Deposit
2.25% On MaturityFixed Term / 12 Months OnlineTelephoneBranchPost£5,000 -
No limit
MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Investment£5,000
Review
RBS
Instant Access ISA
2.00% Monthly / YearlyCash ISAOnlineTelephoneBranchPost£1 -
£5,100
MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Investment£1
Permanent UK ResidentYes
Minimum Age16
Review
RBS
Business 6 Month General Fixed Rate Deposit
1.81% On MaturityFixed Term / 6 MonthsOnlineTelephoneBranchPost£5,000 -
No limit
MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Investment£5,000
Review
RBS
Direct Saver
1.50%
  • AER Dependent on Balance
  • £1+ = 1.00%
  • £10k+ = 1.10%
  • £25k = 1.20%
  • £50k = 1.50%
YearlyEasy AccessOnlineTelephoneBranchPostNo limitMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Investment£1
Permanent UK ResidentYes
Minimum Age18
Review

asteriskAccounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.

Other popular savings accounts

Account Interest (AER)

The account’s Annual Equivalent Rate: shows the interest you will earn over a year as a percentage. If interest is paid monthly, this rate will be higher than the gross interest rate (as the interest will be compounded).

Interest Paid

This shows how often the interest is calculated and paid.

Account
Type / Term

Type of savings account and length of account term (if applicable).

Account Access

Online - Access via internet banking.
Telephone - Access via telephone banking.
Branch - Access via your local branch.
Post - Postal access.

Min / Max
Balance

Some accounts have minimum and maximum balances. If the account holder’s balance falls outside these limits they may be subject to interest penalties or account closure.

Halifax
2 Year Fixed Online Saver
3.75% Monthly / YearlyFixed Term / 2 YearOnlineTelephoneBranchPost£500 -
No limit
MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Investment£500
Permanent UK ResidentYes
Minimum Age16
Review
United National Bank
90 Day Notice Account
3.00% Yearly90 Day Notice AccountOnlineTelephoneBranchPost£2,000 -
£500,000
MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Investment£2,00
Permanent UK ResidentYes
Minimum Age18
Review
ING Direct
Savings Account
2.90%
  • AER Includes Bonus
  • 2.36% gross p.a. bonus fixed for 12 months from account opening
Monthly Easy AccessOnlineTelephoneBranchPost£1 -
£250,000
MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Investment£1
Permanent UK ResidentYes
Minimum Age18
Review

asteriskAccounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.

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