Remortgages

  • Remortgaging could save you substantial amounts of money on your repayment whether you are moving house or not.
  • Compare the latest interest rates and other important features of remortgages in the table below.
  • Or use our powerful mortgage search, including all deals available to brokers and direct deals too.

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The following results are based on a loan to value (LTV) of 60%
  • Post Office Money®
  • Mortgage Type
    fixed
  • Initial Rate
    1.22%
    Fixed to 31/01/2019
  • APRC
    3.90%
  • Monthly Payment
    £580.37
  • ERC
    Yes
  • Fees
    £1,805
  • Max LTV
    60%
  • More Info
    Call Direct 0808 178 6691
    Call: 0808 178 6691 + Product Details
  • Call Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Click here to find out more
    • Summary

    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      1.22% Fixed to 31/01/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £580.37 x 24
    • Ongoing Monthly Payments:
      £792.77 x 276
    • Total Amount Payable:
      £235,133.40
    • Total Interest Payable:
      £82,733.40
    • Fees

    • Product Fee:
      £1,495
    • Valuation Fee:
      £310
    • Charges

    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/19: 3/2% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.22% and then reverting to our variable rate of 4.24% tracker for remaining term. 24 monthly payments of £580.37 and 276 monthly payments of £792.77. The total amount payable would be £234,918.40 made up of the loan amount plus interest £82,733.40 and a product fee £1,495 and valuation fee £310. The overall cost for comparison is 3.90% APRC representative.

  • Nationwide BS
  • Mortgage Type
    tracker
  • Initial Rate
    1.24%
    Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £581.75
  • ERC
    No
  • Fees
    £999
  • Max LTV
    60%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £150,000
    • Product Description:
      1.24% Variable for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      £250 cashback On Completion or free legal feesGreat Britain
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £581.75 x 24
    • Ongoing Monthly Payments:
      £755.08 x 276
    • Total Amount Payable:
      £223,363.10
    • Total Interest Payable:
      £72,364.08
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.24% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £581.75 and 276 monthly payments of £755.08. The total amount payable would be £223,548.10 made up of the loan amount plus interest £72,364.08 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS
  • Mortgage Type
    tracker
  • Initial Rate
    1.24%
    Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £581.75
  • ERC
    No
  • Fees
    £999
  • Max LTV
    60%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.24% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £581.75 x 24
    • Ongoing Monthly Payments:
      £755.08 x 276
    • Total Amount Payable:
      £223,763.10
    • Total Interest Payable:
      £72,364.08
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.24% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £581.75 and 276 monthly payments of £755.08. The total amount payable would be £223,548.10 made up of the loan amount plus interest £72,364.08 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.29%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £585.22
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    60%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.29% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £585.22 x 26
    • Ongoing Monthly Payments:
      £750.48 x 274
    • Total Amount Payable:
      £222,043.20
    • Total Interest Payable:
      £70,847.24
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.29% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £585.22 and 274 monthly payments of £750.48. The total amount payable would be £222,228.20 made up of the loan amount plus interest £70,847.24 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.29%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £585.22
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    60%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.29% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £585.22 x 26
    • Ongoing Monthly Payments:
      £750.48 x 274
    • Total Amount Payable:
      £221,793.20
    • Total Interest Payable:
      £70,847.24
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.29% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £585.22 and 274 monthly payments of £750.48. The total amount payable would be £221,978.20 made up of the loan amount plus interest £70,847.24 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.29%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £585.22
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    60%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.29% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £585.22 x 26
    • Ongoing Monthly Payments:
      £750.48 x 274
    • Total Amount Payable:
      £221,793.20
    • Total Interest Payable:
      £70,847.24
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.29% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £585.22 and 274 monthly payments of £750.48. The total amount payable would be £221,978.20 made up of the loan amount plus interest £70,847.24 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    1.29%
    Fixed for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £585.22
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    60%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.29% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      £250 cashback On Completion or free legal feesGreat Britain
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £585.22 x 24
    • Ongoing Monthly Payments:
      £755.42 x 276
    • Total Amount Payable:
      £223,540.20
    • Total Interest Payable:
      £72,541.20
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.29% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £585.22 and 276 monthly payments of £755.42. The total amount payable would be £223,725.20 made up of the loan amount plus interest £72,541.20 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    1.29%
    Fixed for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £585.22
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    60%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £150,000
    • Product Description:
      1.29% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      £250 cashback On Completion or free legal feesGreat Britain
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £585.22 x 24
    • Ongoing Monthly Payments:
      £755.42 x 276
    • Total Amount Payable:
      £223,540.20
    • Total Interest Payable:
      £72,541.20
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.29% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £585.22 and 276 monthly payments of £755.42. The total amount payable would be £223,725.20 made up of the loan amount plus interest £72,541.20 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Post Office Money®
  • Mortgage Type
    fixed
  • Initial Rate
    1.32%
    Fixed to 31/01/2019
  • APRC
    3.90%
  • Monthly Payment
    £587.30
  • ERC
    Yes
  • Fees
    £1,805
  • Max LTV
    75%
  • More Info
    Call Direct 0808 178 6691
    Call: 0808 178 6691 + Product Details
  • Call Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Click here to find out more
    • Summary

    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      1.32% Fixed to 31/01/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £587.30 x 24
    • Ongoing Monthly Payments:
      £793.48 x 276
    • Total Amount Payable:
      £235,495.70
    • Total Interest Payable:
      £83,095.68
    • Fees

    • Product Fee:
      £1,495
    • Valuation Fee:
      £310
    • Charges

    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/19: 3/2% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.32% and then reverting to our variable rate of 4.24% tracker for remaining term. 24 monthly payments of £587.30 and 276 monthly payments of £793.48. The total amount payable would be £235,280.70 made up of the loan amount plus interest £83,095.68 and a product fee £1,495 and valuation fee £310. The overall cost for comparison is 3.90% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £592.18
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    75%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.39% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £592.18 x 26
    • Ongoing Monthly Payments:
      £751.20 x 274
    • Total Amount Payable:
      £222,171.50
    • Total Interest Payable:
      £71,225.48
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £592.18 and 274 monthly payments of £751.20. The total amount payable would be £222,356.50 made up of the loan amount plus interest £71,225.48 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £592.18
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    75%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.39% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £592.18 x 26
    • Ongoing Monthly Payments:
      £751.20 x 274
    • Total Amount Payable:
      £222,171.50
    • Total Interest Payable:
      £71,225.48
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £592.18 and 274 monthly payments of £751.20. The total amount payable would be £222,356.50 made up of the loan amount plus interest £71,225.48 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £592.18
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    70%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.39% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £592.18 x 26
    • Ongoing Monthly Payments:
      £751.20 x 274
    • Total Amount Payable:
      £222,421.50
    • Total Interest Payable:
      £71,225.48
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £592.18 and 274 monthly payments of £751.20. The total amount payable would be £222,606.50 made up of the loan amount plus interest £71,225.48 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £592.18
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    70%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.39% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £592.18 x 26
    • Ongoing Monthly Payments:
      £751.20 x 274
    • Total Amount Payable:
      £222,171.50
    • Total Interest Payable:
      £71,225.48
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £592.18 and 274 monthly payments of £751.20. The total amount payable would be £222,356.50 made up of the loan amount plus interest £71,225.48 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £592.18
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    70%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.39% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £592.18 x 26
    • Ongoing Monthly Payments:
      £751.20 x 274
    • Total Amount Payable:
      £222,171.50
    • Total Interest Payable:
      £71,225.48
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £592.18 and 274 monthly payments of £751.20. The total amount payable would be £222,356.50 made up of the loan amount plus interest £71,225.48 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £592.18
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    75%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.39% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £592.18 x 26
    • Ongoing Monthly Payments:
      £751.20 x 274
    • Total Amount Payable:
      £222,421.50
    • Total Interest Payable:
      £71,225.48
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £592.18 and 274 monthly payments of £751.20. The total amount payable would be £222,606.50 made up of the loan amount plus interest £71,225.48 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.44%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £595.69
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    80%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.44% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £595.69 x 26
    • Ongoing Monthly Payments:
      £751.56 x 274
    • Total Amount Payable:
      £222,611.40
    • Total Interest Payable:
      £71,415.38
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.44% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £595.69 and 274 monthly payments of £751.56. The total amount payable would be £222,796.40 made up of the loan amount plus interest £71,415.38 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.44%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £595.69
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    80%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.44% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £595.69 x 26
    • Ongoing Monthly Payments:
      £751.56 x 274
    • Total Amount Payable:
      £222,361.40
    • Total Interest Payable:
      £71,415.38
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.44% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £595.69 and 274 monthly payments of £751.56. The total amount payable would be £222,546.40 made up of the loan amount plus interest £71,415.38 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.44%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £595.69
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    80%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.44% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £595.69 x 26
    • Ongoing Monthly Payments:
      £751.56 x 274
    • Total Amount Payable:
      £222,361.40
    • Total Interest Payable:
      £71,415.38
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.44% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £595.69 and 274 monthly payments of £751.56. The total amount payable would be £222,546.40 made up of the loan amount plus interest £71,415.38 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • Post Office Money®
  • Mortgage Type
    fixed
  • Initial Rate
    1.44%
    Fixed to 31/01/2019
  • APRC
    3.90%
  • Monthly Payment
    £595.69
  • ERC
    Yes
  • Fees
    £495
  • Max LTV
    60%
  • More Info
    Call Direct 0808 178 6691
    Call: 0808 178 6691 + Product Details
  • Call Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Click here to find out more
    • Summary

    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      1.44% Fixed to 31/01/2019
    • Incentives:
      Free valuation fees
      free legal fees Remortgages
      free valuation admin fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £595.69 x 24
    • Ongoing Monthly Payments:
      £794.33 x 276
    • Total Amount Payable:
      £234,221.60
    • Total Interest Payable:
      £83,531.64
    • Fees

    • Product Fee:
      £495
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/19: 3/2% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.44% and then reverting to our variable rate of 4.24% tracker for remaining term. 24 monthly payments of £595.69 and 276 monthly payments of £794.33. The total amount payable would be £234,406.60 made up of the loan amount plus interest £83,531.64 and a product fee £495 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.44%
    Variable to 01/04/2019
  • APRC
    4.00%
  • Monthly Payment
    £595.69
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    65%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.44% Variable to 01/04/2019
    • Incentives:
      Free valuation fees
      free legal fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £595.69 x 27
    • Ongoing Monthly Payments:
      £815.10 x 57
    • Total Amount Payable:
      £236,236
    • Total Interest Payable:
      £85,190.97
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.44% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £595.69 and 57 monthly payments of £815.10. The total amount payable would be £236,421 made up of the loan amount plus interest £85,190.97 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    1.44%
    Fixed to 01/04/2019
  • APRC
    4.00%
  • Monthly Payment
    £595.69
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    65%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.44% Fixed to 01/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      £300 cashback House Purchase,First Time Buyers
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £595.69 x 27
    • Ongoing Monthly Payments:
      £815.10 x 57
    • Total Amount Payable:
      £236,236
    • Total Interest Payable:
      £85,190.97
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/19: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.44% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £595.69 and 57 monthly payments of £815.10. The total amount payable would be £236,421 made up of the loan amount plus interest £85,190.97 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.49%
    Variable to 01/04/2019
  • APRC
    4.00%
  • Monthly Payment
    £599.20
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    65%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.49% Variable to 01/04/2019
    • Incentives:
      Free valuation fees
      free legal fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £599.20 x 27
    • Ongoing Monthly Payments:
      £815.51 x 57
    • Total Amount Payable:
      £236,440.50
    • Total Interest Payable:
      £85,395.51
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.49% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £599.20 and 57 monthly payments of £815.51. The total amount payable would be £236,625.50 made up of the loan amount plus interest £85,395.51 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.49%
    Variable to 01/04/2019
  • APRC
    4.00%
  • Monthly Payment
    £599.20
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    70%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.49% Variable to 01/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £599.20 x 27
    • Ongoing Monthly Payments:
      £815.51 x 57
    • Total Amount Payable:
      £236,440.50
    • Total Interest Payable:
      £85,395.51
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.49% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £599.20 and 57 monthly payments of £815.51. The total amount payable would be £236,625.50 made up of the loan amount plus interest £85,395.51 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.50%
    1.50% Variable to 01/04/2019
  • APRC
    4.00%
  • Monthly Payment
    £599.90
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    70%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.50% Variable to 01/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £599.90 x 27
    • Ongoing Monthly Payments:
      £815.59 x 57
    • Total Amount Payable:
      £236,481.20
    • Total Interest Payable:
      £85,436.25
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.50% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £599.90 and 57 monthly payments of £815.59. The total amount payable would be £236,666.20 made up of the loan amount plus interest £85,436.25 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • Post Office Money®
  • Mortgage Type
    fixed
  • Initial Rate
    1.52%
    Fixed to 31/01/2019
  • APRC
    3.90%
  • Monthly Payment
    £601.32
  • ERC
    Yes
  • Fees
    £495
  • Max LTV
    75%
  • More Info
    Call Direct 0808 178 6691
    Call: 0808 178 6691 + Product Details
  • Call Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Click here to find out more
    • Summary

    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      1.52% Fixed to 31/01/2019
    • Incentives:
      Free valuation fees
      free legal fees Remortgages
      free valuation admin fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £601.32 x 24
    • Ongoing Monthly Payments:
      £794.89 x 276
    • Total Amount Payable:
      £234,511.30
    • Total Interest Payable:
      £83,821.32
    • Fees

    • Product Fee:
      £495
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/19: 3/2% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.52% and then reverting to our variable rate of 4.24% tracker for remaining term. 24 monthly payments of £601.32 and 276 monthly payments of £794.89. The total amount payable would be £234,696.30 made up of the loan amount plus interest £83,821.32 and a product fee £495 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.52%
    Variable to 01/04/2019
  • APRC
    4.00%
  • Monthly Payment
    £601.32
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    75%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.52% Variable to 01/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £601.32 x 27
    • Ongoing Monthly Payments:
      £815.75 x 57
    • Total Amount Payable:
      £236,563.30
    • Total Interest Payable:
      £85,518.27
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.52% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £601.32 and 57 monthly payments of £815.75. The total amount payable would be £236,748.30 made up of the loan amount plus interest £85,518.27 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.54%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £602.73
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    85%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.54% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £602.73 x 26
    • Ongoing Monthly Payments:
      £752.28 x 274
    • Total Amount Payable:
      £222,991.70
    • Total Interest Payable:
      £71,795.70
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.54% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £602.73 and 274 monthly payments of £752.28. The total amount payable would be £223,176.70 made up of the loan amount plus interest £71,795.70 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.54%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £602.73
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    85%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.54% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £602.73 x 26
    • Ongoing Monthly Payments:
      £752.28 x 274
    • Total Amount Payable:
      £222,741.70
    • Total Interest Payable:
      £71,795.70
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.54% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £602.73 and 274 monthly payments of £752.28. The total amount payable would be £222,926.70 made up of the loan amount plus interest £71,795.70 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.54%
    Fixed to 31/03/2019
  • APRC
    3.40%
  • Monthly Payment
    £602.73
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    85%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.54% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £602.73 x 26
    • Ongoing Monthly Payments:
      £752.28 x 274
    • Total Amount Payable:
      £222,741.70
    • Total Interest Payable:
      £71,795.70
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.54% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £602.73 and 274 monthly payments of £752.28. The total amount payable would be £222,926.70 made up of the loan amount plus interest £71,795.70 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    1.54%
    Fixed to 01/04/2019
  • APRC
    4.00%
  • Monthly Payment
    £602.73
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    70%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.54% Fixed to 01/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      £300 cashback House Purchase,First Time Buyers
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £602.73 x 27
    • Ongoing Monthly Payments:
      £815.91 x 57
    • Total Amount Payable:
      £236,645
    • Total Interest Payable:
      £85,600.02
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/19: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.54% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £602.73 and 57 monthly payments of £815.91. The total amount payable would be £236,830 made up of the loan amount plus interest £85,600.02 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above results are based on a repayment mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 19/01/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a repayment mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 14:54 19/01/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

More about remortgages

When you move your mortgage from one lender to another, or you agree a new deal with your existing bank, it's known as a remortgage.

There are all sorts of reasons why you might want to do this. Most common will be that the initial fixed or tracker period that you agree for your mortgage has come to an end and you want to find a better deal than the standard variable rate you revert to.

Other reasons for remortgaging might be to consolidate debt, carry out home improvements or pay education fees. You are able to do this as you are releasing the equity in your home - the difference between its value and what's left on your mortgage to pay.

If you are in a locked-in fixed deal with a number of years to run you can still remortgage with another bank but you will usually face hefty penalty fees for breaking the agreement early. However, it could still work out profitably if you can find a good enough deal. If you are on a variable rate deal you can usually remortgage freely.

Banks offer special deals for remortgaging - taking your business away from a competitor is something lenders are very amiable to and they will often offer great rates and low arrangement fees to entice you to jump ship.

Remember though, if you let you current bank know you're thinking of leaving, they may entice you to stay.

Click here to find out more with Know Your Money's guide to remortgaging.