Compare Same Lender Remortgages
Mortgage lenders often offer preferential remortgaging rates to existing customers. Check out the latest interest rates from the UK’s leading lenders to see if you could benefit from remortgaging with your current lender.
Click below on the type of mortgage you want to compare
Remortgage same lender
| Mortgage Type Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years. | Initial Rate The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term. | Initial Term The length of time that the initial interest rate applies to the mortgage. | Final Rate The interest rate that your mortgage will revert to after any introductory rates have finished. | APR This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison). | Loan to value The percentage of a property’s value for which the mortgage can be used. | Fee to Apply This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately. | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | | | | | | | | | | ||||||||||||
 | NatWest 2yr BBR+1.85% LTV 60% Dir AdPt/Bus Ex/C no-ERC [Show Details] | Tracker | 2.35% | 31/03/2014 | 4.00% | 4.00% | 60% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 158 2907 | ||||||||||||
| Available for existing NatWest customers only. | |||||||||||||||||||||
 | Royal Bank of Scotland 2yr BBR+1.85% LTV 60% "Black Account" Ex/C Dir [Show Details] | Tracker | 2.35% | 31/03/2014 | 4.00% | 3.90% | 60% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 068 7678 | ||||||||||||
| Available for existing Royal Bank of Scotland customers only. | |||||||||||||||||||||
| Royal Bank of Scotland 2yr BBR+1.85% LTV 60% "Black Account" Ex/C No ERC [Show Details] | Tracker | 2.35% | 31/03/2014 | 4.00% | 4.00% | 60% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 068 7678 | ||||||||||||
| Available for existing Royal Bank of Scotland customers only. | |||||||||||||||||||||
 | HSBC Lifetime BBR + 2.09% LTV 70% Ex/C Adv Dir [Show Details] | Tracker | 2.59% | term | n/a | 2.70% | 70% | £399 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
| HSBC Lifetime BBR + 2.09% LTV 70% Ex/C Prem Dir [Show Details] | Tracker | 2.59% | term | n/a | 2.70% | 70% | £299 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
| HSBC Lifetime BBR + 2.49% LTV 80% Ex/C Adv Dir [Show Details] | Tracker | 2.99% | term | n/a | 3.10% | 80% | £399 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
| HSBC Lifetime BBR + 2.49% LTV 80% Ex/C Prem Dir [Show Details] | Tracker | 2.99% | term | n/a | 3.10% | 80% | £299 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
 | Woolwich (Barclays) Openplan 2yr BBR + 2.69% R/M Ex/C LTV 60% [Show Details] | Tracker | 3.19% | 31/05/2014 | 3.89% | 3.90% | 60% | £499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Available for existing Woolwich (Barclays) customers only. | |||||||||||||||||||||
| Woolwich (Barclays) Openplan FM 2yr BBR + 2.69% Ex/C LTV 60% [Show Details] | Tracker | 3.19% | 31/05/2014 | 3.89% | 3.90% | 60% | £499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Available for existing Woolwich (Barclays) customers only. | |||||||||||||||||||||
| Woolwich (Barclays) Openplan 2yr BBR + 2.79% R/M C/B Ex/C LTV 70% [Show Details] | Tracker | 3.29% | 31/05/2014 | 3.89% | 3.90% | 70% | £499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Available for existing Woolwich (Barclays) customers only. | |||||||||||||||||||||
| Woolwich (Barclays) Openplan 2yr BBR + 2.79% R/M Ex/C LTV 70% [Show Details] | Tracker | 3.29% | 31/05/2014 | 3.89% | 3.90% | 70% | £499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Available for existing Woolwich (Barclays) customers only. | |||||||||||||||||||||
| Woolwich (Barclays) Openplan FM 2yr BBR + 2.79% Ex/C LTV 70% [Show Details] | Tracker | 3.29% | 31/05/2014 | 3.89% | 3.90% | 70% | £499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Available for existing Woolwich (Barclays) customers only. | |||||||||||||||||||||
| Woolwich (Barclays) Openplan FM 2yr BBR + 2.79% Offset Ex/C LTV 70% [Show Details] | Tracker | 3.29% | 31/05/2014 | 3.89% | 3.90% | 70% | £749 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Available for existing Woolwich (Barclays) customers only. | |||||||||||||||||||||
 | Santander UK plc Flex Offset BBR+2.99% H/P C/B LTV 75% Ex/C Direct [Show Details] | Tracker | 3.49% | term | n/a | 3.60% | 75% | £995 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 032 4610 | ||||||||||||
| Available for existing Santander UK plc customers only. | |||||||||||||||||||||
| Santander UK plc Flex Offset BBR+2.99% R/M C/B LTV 75% Ex/C Direct [Show Details] | Tracker | 3.49% | term | n/a | 3.60% | 75% | £995 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 032 4610 | ||||||||||||
| Available for existing Santander UK plc customers only. | |||||||||||||||||||||
| Santander UK plc Flex Offset BBR+2.99% R/M LTV 75% Ex/C Direct [Show Details] | Tracker | 3.49% | term | n/a | 3.60% | 75% | £995 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 032 4610 | ||||||||||||
| Available for existing Santander UK plc customers only. | |||||||||||||||||||||
| Woolwich (Barclays) Openplan 2yr BBR + 2.99% R/M C/B Ex/C LTV 80% [Show Details] | Tracker | 3.49% | 31/05/2014 | 3.89% | 3.90% | 80% | £499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Available for existing Woolwich (Barclays) customers only. | |||||||||||||||||||||
| Woolwich (Barclays) Openplan 2yr BBR + 2.99% R/M Ex/C LTV 80% [Show Details] | Tracker | 3.49% | 31/05/2014 | 3.89% | 3.90% | 80% | £499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Available for existing Woolwich (Barclays) customers only. | |||||||||||||||||||||
| Woolwich (Barclays) Openplan FM 2yr BBR + 2.99% Ex/C LTV 80% [Show Details] | Tracker | 3.49% | 31/05/2014 | 3.89% | 3.90% | 80% | £499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Available for existing Woolwich (Barclays) customers only. | |||||||||||||||||||||
| HSBC Lifetime BBR + 4.09% LTV 90% Ex/C Adv Dir [Show Details] | Tracker | 4.59% | term | n/a | 4.70% | 90% | £399 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
| HSBC Lifetime BBR + 4.09% LTV 90% Ex/C Prem Dir [Show Details] | Tracker | 4.59% | term | n/a | 4.70% | 90% | £299 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
| YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. | |||||||||||||||||||||
Same lender mortgages
Most people look to renegotiate the terms of their mortgage when the initial fixed period of the deal ends. In addition, it is possible to agree a new mortgage if you want to borrow more money for lifestyle pursuits or debt consolidation. Either way, many think that the best thing to do in these situations is to look elsewhere on the high street and take up a special offer designed to attract new customers.
This is not necessarily the case. In fact, if you're happy with the service, there are all kinds of potential advantages of staying with your current lender. Just about all banks offering special deals for existing customers as well as new.
Keen to keep your mortgage business, not least because customers tend to take out a whole host of additional finance products alongside it, the bank may be prepared to undercut the competition in terms of the interest rate you pay, the length of any fixed deal you take out, or the fees applicable for tying off the existing mortgage.
The bank may also offer to reduce or even waive the application fee for the new mortgage, since it already has a relationship with you and will therefore have to spend less time and money completing the deal.
By the same token, this can makes the application process quicker and easier for you - and that's not something you can expect every day from a bank.
Click here to learn more about remortgaging with Know Your Money's dedicated guide.
Editor's Choice
Mortgages Guides
- Types of mortgage
- First time buyers
- Fixed vs tracker
- How to pay off your mortgage early
- Offset mortgages
- Remortgaging
- Buy to let mortgages
- Self-build mortgages
- The self-employed mortgage market
- Getting on to the property ladder
- Banks vs building societies
- What happens when your house is undervalued?
Mortgage Calculators
- How much can I borrow?
- How much will it cost?
- What will happen if interest rates rise or fall?
- How much can I borrow on a buy to let mortgage?
- How much rent should I charge?
- Can I change my mortgage lender if I have early repayment charges?
- Effects of making overpayments
- Will my endowment repay my whole mortgage?
- Stamp duty calculator
- All mortgage calculators
Follow us on Facebook