Santander Current Accounts

If you're trying to find a current account which suits your personal circumstances you can compare a range of accounts from Santander in the table below. You can compare interest rates, account fees and other important features or click on the links to apply online.

Compare business accounts by Santander

  • Maximum Interest (AER)
    0.10%
  • Free Banking Duration
    None
  • Account Fee
    from £7.50
  • Overdraft Facility
  • Product Features
    • If you have a small to medium sized business with up to two directors, owners (shareholders) or partners, you could be eligible for our Business Current Account.

      There are 4 tariffs based on your monthly cash deposits:
      £7.50 a month for a cash deposit limit of up to £1,000 a month, then 50p per £100
      £12.50 a month for a cash deposit limit of up to £3,000 a month, then 50p per £100
      £20.00 a month for a cash deposit limit of up to £5,000 a month, then 50p per £100
      £40.00 a month for a cash deposit limit of up to £10,000 a month, then 50p per £100
      All tariffs include day-to-day banking such as depositing and issuing cheques, Direct Debits and standing orders, bill payments and debit card payments.

        Use our calculator to see how much you could save when you switch to Santander.

      The tariff does not include non-standard transactions such as change-giving, CHAPS payments and foreign currency transactions.

      Plus benefit from Online and Mobile Banking, free text message and email alerts on your account and online business support and sector guides.
    Visit Santander for more information about this product
    See Deal
  • Maximum Interest (AER)
    0.10%
  • Free Banking Duration
    Free for 12 or 18 months
  • Account Fee
    £7.50 per month thereafter
  • Overdraft Facility
  • Product Features
    • 12 months free day-to-day business banking, or 18 months free if you are, or become, a 1|2|3 World or Santander Select customer (see provider site for eligibility). After this free business banking period, you'll move to our £7.50 per month tariff.

      This account is for small-to-medium sized businesses with up to two directors, owners (shareholders) or partners, trading less than 12 months and opening its first Santander Business Current Account.

      The tariff does not include non-standard transactions such as change-giving, CHAPS payments and foreign currency transactions.

      Plus benefit from Online and Mobile Banking, free text message and email alerts on your account and online business support and sector guides.
    Visit Santander for more information about this product
    See Deal

Compare Santander Current Accounts

    • 1% cashback on water and council tax bills and the first £1,000 you pay towards your Santander monthly residential mortgage payment
    • 2% cashback on gas and electricity bills and on Santander home insurance premiums (policies administered and underwritten by Aviva Insurance Limited)
    • 3% cashback on mobile, home phone, broadband and paid for TV packages
  • Maximum Interest (AER)
    1.5%
  • Switching Incentive
    None
  • Minimum Monthly Credit
    £500
  • Monthly Fee
    £5
  • See Deal + In detail
  • Interest details
    • 1.50% AER/1.49% gross (variable) interest on your entire balance up to £20,000

      Cashback Details
      To get cashback on your household bills and interest on your balance, just follow these steps:
    • · Pay at least £500 into your account each month - any interest paid and payments between Santander personal accounts you're named on won't count towards this
    • · Have at least two active Direct Debits - you'll receive cashback on any qualifying household bills you pay by Direct Debit
    Overdraft details
    • You could get a 4 month fee-free Arranged Overdraft when you switch to us. (Overdrafts are offered depending on your circumstances.)
    • The Arranged Overdraft Usage Fee will depend on the amount you use:
    • Below £2,000 - £1 a day
    • £2,000 to £2,999.99 - £2 a day
    • £3,000 and over - £3 a day
    • Unarranged Overdraft Usage Fee - £6 per day
  • Representative Example: 0% EAR (variable) Arranged Overdraft. Arranged Overdraft Usage Fee of £1 per day. If you are switching to Santander then there will be no Arranged Overdraft Usage Fee for the first 4 months. Assumed Arranged Overdraft credit limit: £1,200. Actual credit limit may differ. Arranged Overdraft Usage Fee depends on the amount of overdraft you are using.

Other current accounts

    • 3% AER on balances up to £1,500
    • To earn 3% AER you must credit your account with £500 each month, register for internet banking, paperless statements and paperless correspondence
  • Maximum Interest (AER)
    3%
  • Switching Incentive
    None
  • Minimum Monthly Credit
    £500
  • Monthly Fee
    Free
  • See Deal + In detail
  • Interest details
    • 3% AER/2.96% gross variable interest paid on balances up to £1,500 only. Must pay in £500 a month, register for internet banking and paperless statements and paperless correspondences.
    • £5 cashback every month just for regularly spending with your debit card (minimum 20 debit card payments per month) and £5 cashback every month just for paying two direct debits. Valid from 1st March 2017. Ends June 2018. (Ts&Cs apply).
    • Plus, if you also use an eligible TSB credit card, you can earn up to £60 cashabck in a year on that too. Representative 18.9% APR (variable). Subject to status. Must be 18+ and a UK resident. Valid from 1st March 2017. Ends June 2018.
    Overdraft details
    • £10 interest-free overdraft buffer
    • If you go overdrawn by more than £10, TSB's Grace Period means that you have until 10pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day
    • 0% interest on planned overdraft up to £25
    • 19.84% AER variable and a Monthly Overdraft Usage Fee of £6 apply to amounts of £25 and over.
    • Borrower must be 18+ and a UK resident.
  • Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 0% EAR variable on the first £25 and 19.84% EAR variable on the next £1,175 plus a Monthly Overdraft Usage Fee of £6.
    • Linked to exclusive Savings Account Plus, an instant access account
    • Competitive planned overdraft rate, with no arrangement fee
  • Maximum Interest (AER)
    0%
  • Switching Incentive
    None
  • Minimum Monthly Credit
    None
  • Monthly Fee
    Free
  • See Deal + In detail
  • Interest details
    • No interest is paid on in-credit balances on this account
    Overdraft details
    • Arranged overdraft fees: 18.85% EAR (variable) and a monthly £6 fee if you end any business day overdrawn by more than the £25.00 planned borrowing buffer amount (unless that position was created by us adding fees or interest)
    • Unarranged overdraft fees: A £6 daily fee for each business day that you end in unplanned borrowing by more than the £10.00 Unplanned Borrowing Buffer Amount (unless that position was created by us adding fees or interest).
  • Representative Example: If you use an overdraft limit of £1,200 a 18.85% EAR (variable) charge will apply
    • No unplanned borrowing fees
    • 24 hour telephone, mobile and internet banking
  • Maximum Interest (AER)
    0%
  • Switching Incentive
    None
  • Minimum Monthly Credit
    None
  • Monthly Fee
    £7.50
  • See Deal + In detail
  • Interest details
    • No interest is paid on in-credit balances on this account
    Overdraft details
    • Arranged overdraft fees: 18.85% EAR (variable) plus a £6 monthly planned usage fee, charged once every calendar month if you end any business day overdrawn by more than the £25.00 planned borrowing buffer amount
    • No unarranged overdraft fees
  • Representative Example: If you use an overdraft limit of £1,200 a 18.85% EAR (variable) charge will apply