Santander Direct ISA

Santander 's Direct ISA (Issue 3) product offers customers tax-free savings with a decent interest rate. An account can be opened with just £1 and Santander offer a preferential interest rate for the first 13 months. Furthermore, accountholders can manage their account at any time via internet, telephone or postal services.

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Other popular savings accounts

Account

Interest (AER)

The account’s Annual Equivalent Rate: shows the interest you will earn over a year as a percentage. If interest is paid monthly, this rate will be higher than the gross interest rate (as the interest will be compounded).

Interest Paid

This shows how often the interest is calculated and paid.

Account
Type / Term

Type of savings account and length of account term (if applicable).

Account Access

Online - Access via internet banking.
Telephone - Access via telephone banking.
Branch - Access via your local branch.
Post - Postal access.

Min / Max
Balance

Some accounts have minimum and maximum balances. If the account holder’s balance falls outside these limits they may be subject to interest penalties or account closure.

Vanquis Bank
3 Year Fixed Rate Bond

2.51%

Monthly / Yearly

Fixed Term / 3 Years

OnlineTelephoneBranchPost

£1,000 -
£250,000

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RBS
e-ISA
AER dependent on balance: 2.25% on balances over £30,000

2.25%

AER dependent on balance:
£1+ = 1.75%
£10k+ = 2.00%
£30k+ = 2.25%

Monthly

Instant Access Cash ISA

OnlineTelephoneBranchPost

£1 -
No limit

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Nationwide
Easy Saver ISA

2.25%

AER includes bonus: AER includes a bonus of 1.75% added to the account until 31 October 2014.

Yearly

Instant Access Cash ISA

OnlineTelephoneBranchPost

£1 -
No limit

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Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.