Santander Low Deposit Mortgages

Santander has a range of high loan-to-value mortgages for borrowers with limited deposit resources. Their low deposit mortgages cover popular mortgage types including fixed rate and tracker rate products. You can compare the latest low-deposit mortgage rates from Santander below or click on the links for more information.

Compare Santander Low Deposit Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

Cost For Comparison

This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

Santander UK plc
2yr 4.24% Fixed H/P C/B LTV 85% Direct
[Show Details]		Fixed4.24%02/07/20144.24%4.40%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£550000
First time buyer:yes
Homemover:yes
Remortgage:no
Call Direct
0800 032 4610
Santander UK plc
2yr BBR + 3.74% Tracker H/P C/B LTV 85% Direct
[Show Details]		Tracker4.24%24 months4.24%4.40%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
First time buyer:yes
Homemover:yes
Remortgage:no
Call Direct
0800 032 4610
Santander UK plc
2yr 4.44% Fixed R/M C/B LTV 85% Direct
[Show Details]		Fixed4.44%02/07/20144.24%4.50%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£550000
First time buyer:no
Homemover:no
Remortgage:yes
Call Direct
0800 032 4610
Santander UK plc
2yr 4.44% Fixed R/M LTV 85% Direct
[Show Details]		Fixed4.44%02/07/20144.24%4.50%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£550000
First time buyer:no
Homemover:no
Remortgage:yes
Call Direct
0800 032 4610
Santander UK plc
2yr BBR + 4.24% Tracker H/P C/B LTV 85% Direct
[Show Details]		Tracker4.74%24 months4.24%4.40%85%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
First time buyer:yes
Homemover:yes
Remortgage:no
Call Direct
0800 032 4610
Santander UK plc
3yr 4.89% Fixed FTB C/B LTV 85% Direct
[Show Details]		Fixed4.89%02/07/20154.24%4.50%85%£99MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£550000
First time buyer:yes
Homemover:no
Remortgage:no
Call Direct
0800 032 4610
Santander UK plc
3yr 4.89% Fixed H/P C/B LTV 85% Direct
[Show Details]		Fixed4.89%02/07/20154.24%4.60%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£550000
First time buyer:yes
Homemover:yes
Remortgage:no
Call Direct
0800 032 4610
Santander UK plc
5yr 5.09% Fixed H/P C/B LTV 85%
[Show Details]		Fixed5.09%02/07/20174.24%4.80%85%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£550000
First time buyer:yes
Homemover:yes
Remortgage:no
Call Direct
0800 032 4610
Santander UK plc
3yr 5.14% Fixed H/P C/B LTV 85% Ex/C Direct
[Show Details]		Fixed5.14%02/07/20154.24%4.60%85%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Customer:Yes
Existing Customer Type:current account
Minimum Deposit:15%
Max Loan:£550000
First time buyer:yes
Homemover:yes
Remortgage:no
Call Direct
0800 032 4610
Available for existing Santander UK plc customers only.
Santander UK plc
3yr 5.24% Fixed H/P C/B LTV 85% Direct
[Show Details]		Fixed5.24%02/07/20154.24%4.60%85%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£550000
First time buyer:yes
Homemover:yes
Remortgage:no
Call Direct
0800 032 4610
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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