Santander Offset Mortgages

Santander's offset mortgage range is designed to give homebuyers more freedom by offering rates which track the Bank of England Base Rate and also allow customers to reduce interest by offsetting their savings. Their flexible mortgage portfolio offers a range of interest rates, booking fees and maximum loan sizes.

Call Santander on 0800 032 4610 for more details.

Compare Santander Offset Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

APR

This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison).

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

Santander UK plc
Flex Offset BBR+2.99% H/P C/B LTV 75% Ex/C Direct
[Show Details]		Tracker3.49%termn/a3.60%75%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Customer:Yes
Existing Customer Type:current account
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:no
Call Direct
0800 032 4610
Available for existing Santander UK plc customers only.
Santander UK plc
Flex Offset BBR + 3.09% H/P C/B LTV 75%
[Show Details]		Tracker3.59%termn/a3.70%75%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:no
Call Direct
0800 032 4610
Santander UK plc
Flex Offset BBR+3.19% R/M C/B LTV 75% Ex/C Direct
[Show Details]		Tracker3.69%termn/a3.80%75%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Customer:Yes
Existing Customer Type:current account
Minimum Deposit:25%
First time buyer:no
Homemover:no
Remortgage:yes
Call Direct
0800 032 4610
Available for existing Santander UK plc customers only.
Santander UK plc
Flex Offset BBR+3.19% R/M LTV 75% Ex/C Direct
[Show Details]		Tracker3.69%termn/a3.80%75%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Customer:Yes
Existing Customer Type:current account
Minimum Deposit:25%
First time buyer:no
Homemover:no
Remortgage:yes
Call Direct
0800 032 4610
Available for existing Santander UK plc customers only.
Santander UK plc
Flex Offset BBR + 3.29% R/M C/B LTV 75%
[Show Details]		Tracker3.79%termn/a3.90%75%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:no
Homemover:no
Remortgage:yes
Call Direct
0800 032 4610
Santander UK plc
Flex Offset BBR + 3.29% R/M LTV 75%
[Show Details]		Tracker3.79%termn/a3.90%75%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:no
Homemover:no
Remortgage:yes
Call Direct
0800 032 4610
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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