Santander Preferred Current Account
Santander's Preferred Current Account is designed for customers who are usually in-credit. Account holders can make the most of an excellent introductory interest rate for the first 12 months after which it will revert to Santander's preferential rate. Customers receive chequebook and credit card and can manage their accounts via online, telephone and postal facilities. For more information on current accounts from Santander or to apply online please click on the links below.
Compare Santander Preferred Current Account
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
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 | Santander Preferred Current Account £300 cashback when you switch your main current account using our switcher service, have a mortgage and £10,000 savings with Santander | 5.00% 5.00% AER on balances up to £2,500 for first 12 months; 1% AER thereafter | 0% 0% EAR (variable) charge will apply for first 12 months, 50p per day capped at 10 days each monthly statement period applies thereafter | £5,000 | £1,000 | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £1,200 a 0% EAR (variable) charge will apply for first 12 months, 50p per day capped at 10 days each monthly statement period applies thereafter. | |||||||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Compare Santander Preferred Current Account For Business
| Account | Features | Charge | |||
|---|---|---|---|---|---|
 | | | | | |
| Santander Business Current Account |
| £7.50 monthly | MORE INFO | |
 | Santader Business Start-Up Current Account |
| Free for 18 months | MORE INFO | |
Other current accounts by Santander Preferred Current Account
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
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 | Santander Premium Account Over £850 worth of benefits each year. | 5.00% 5.00% AER on balances up to £2,500 for first 12 months; 1% AER thereafter | 0% 0% for the first 4 months. 19.9% thereafter | £5,000 | £1,000 | £20 monthly | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £5,000 a 0% EAR (variable) charge will apply for first 4 months, 19.9% thereafter | |||||||||||
| Santander Reward Account Over £500 of benefits per year. | 5.00% 5.00% AER on balances up to £2,500 for first 12 months; 1% AER thereafter | 0% 0% for the first 4 months, then 50p per day capped at 10 days each month | £5,000 | £1,000 | £10 monthly | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £5,000 a 0% EAR (variable) charge will apply for first 4 months, then 50p per day capped at 10 days each month | |||||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Other popular current accounts
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
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 | Barclays Basic Bank Account Straightforward account with access to telephone and online banking | 0% | 19.3% Representative Example: Up to £5,000 19.3% interest p.a (variable) Subject to status and application. | £5,000 | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £5,000 a 19.3% EAR (variable) charge will apply | |||||||||||||
 | NatWest Select Account Includes free app for your iPhone and overdraft (subject to eligibility) | 0.00% | 19.89% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £100 a 19.89% EAR (variable) charge will apply | |||||||||||||
| NatWest Select Silver Account Includes free hmvdigital music downloads and LOVEFiLM DVD rentals, insurance for European travel and mobile phones, Withdraw up to £300 if you lose your card. £8 monthly fee. | 0% | 19.49% | Not stated | None | £8.00 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £100 a 19.49% EAR (variable) charge will apply | |||||||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
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Current Accounts Guides
- Choosing a current account
- Switching current accounts
- Student and graduate accounts guide
- Do you need a business bank account?
- Personal overdrafts: what you need to know
- Internet banking and security guide
- Should you get a packaged current account?
- How to complain about financial services
- International and offshore bank accounts guide
- Current accounts: considerations and warnings
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