Santander Preferred Current Account
Santander's Preferred Current Account is designed for customers who are usually in-credit. Account holders can make the most of an excellent introductory interest rate for the first 12 months after which it will revert to Santander's preferential rate. Customers receive chequebook and credit card and can manage their accounts via online, telephone and postal facilities. For more information on current accounts from Santander or to apply online please click on the links below.
Compare Santander Preferred Current Account For Business
| Account | Features | Charge | |||
|---|---|---|---|---|---|
 | | | | | |
 | Santander Business Current Account |
| £7.50 monthly | MORE INFO | |
 | Santader Business Start-Up Current Account |
| Free for 18 months | MORE INFO | |
Other current accounts by Santander Preferred Current Account
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Santander 123 Current Account Includes cashback on monthly bills. | 3%
| 0%
| Not stated | £500 | £2 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
| Representative Example: 0% EAR (variable) Arranged Overdraft. A Daily Arranged Overdraft Fee of £1 per day capped at 20 days each monthly statement period applies. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ. | |||||||||||||||
| Santander Everyday Current Account A free Arranged Overdraft for 4 months when you switch to Santander. | 0% | £1 per day
| £5,000 | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Other popular current accounts
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
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|---|---|---|---|---|---|---|---|---|---|---|---|
 | Barclays Basic Bank Account Straightforward account with access to telephone and online banking | 0% | 19.3%
| £5,000 | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||
| Representative Example: If you use an overdraft limit of £5,000 a 19.3% EAR (variable) charge will apply | |||||||||||
 | NatWest Select Account Includes free app for your iPhone and overdraft (subject to eligibility) | 0% | 19.89% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||
| Representative Example: If you use an overdraft limit of £100 a 19.89% EAR (variable) charge will apply | |||||||||||
 | Nationwide Flex Account Free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee. | 0% | 18.90% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||
| Representative Example: If you use an overdraft limit of £1,200 a 18.9% EAR (variable) charge will apply | |||||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Products by merchant
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Current Accounts Guides
- Choosing a current account
- Switching current accounts
- Student and graduate accounts guide
- Do you need a business bank account?
- Personal overdrafts: what you need to know
- Internet banking and security guide
- Should you get a packaged current account?
- Contactless Payment Guide
- Alternative Banking Guide
- Managed bank accounts guide
- How to complain about financial services
- International and offshore bank accounts guide
- Current accounts: considerations and warnings
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