Santander Zero Account
The Santander Zero Account is exclusive to their mortgage, savings or investment customers. Your mortgage must not be in arrears and savings customers must have a balance of £10,000 or more which has been held for a minimum of three months. You must use the Zero Account as your main current account and you must pay in at least £1,000 each month.
For more information or to apply for your Santander Zero Account please follow the links provided.
Compare Santander Zero Account For Business
| Account | Features | Charge | |||
|---|---|---|---|---|---|
 | | | | | |
| Santander Business Current Account |
| £7.50 monthly | MORE INFO | |
 | Santader Business Start-Up Current Account |
| Free for 18 months | MORE INFO | |
Other current accounts by Santander Zero Account
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | Santander Preferred Current Account £300 cashback when you switch your main current account using our switcher service, have a mortgage and £10,000 savings with Santander | 5.00% 5.00% AER on balances up to £2,500 for first 12 months; 1% AER thereafter | 0% 0% EAR (variable) charge will apply for first 12 months, 50p per day capped at 10 days each monthly statement period applies thereafter | £5,000 | £1,000 | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||
| Representative Example: If you use an overdraft limit of £1,200 a 0% EAR (variable) charge will apply for first 12 months, 50p per day capped at 10 days each monthly statement period applies thereafter. | |||||||||||||
 | Santander Premium Account Over £850 worth of benefits each year. | 5.00% 5.00% AER on balances up to £2,500 for first 12 months; 1% AER thereafter | 0% 0% for the first 4 months. 19.9% thereafter | £5,000 | £1,000 | £20 monthly | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||
| Representative Example: If you use an overdraft limit of £5,000 a 0% EAR (variable) charge will apply for first 4 months, 19.9% thereafter | |||||||||||||
| Santander Reward Account Over £500 of benefits per year. | 5.00% 5.00% AER on balances up to £2,500 for first 12 months; 1% AER thereafter | 0% 0% for the first 4 months, then 50p per day capped at 10 days each month | £5,000 | £1,000 | £10 monthly | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||
| Representative Example: If you use an overdraft limit of £5,000 a 0% EAR (variable) charge will apply for first 4 months, then 50p per day capped at 10 days each month | |||||||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Other popular current accounts
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | Barclays Basic Bank Account Straightforward account with access to telephone and online banking | 0% | 19.3% Representative Example: Up to £5,000 19.3% interest p.a (variable) Subject to status and application. | £5,000 | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||
| Representative Example: If you use an overdraft limit of £5,000 a 19.3% EAR (variable) charge will apply | |||||||||||||
 | NatWest Select Account Includes free app for your iPhone and overdraft (subject to eligibility) | 0.00% | 19.89% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||
| Representative Example: If you use an overdraft limit of £100 a 19.89% EAR (variable) charge will apply | |||||||||||||
| NatWest Select Silver Account Includes free hmvdigital music downloads and LOVEFiLM DVD rentals, insurance for European travel and mobile phones, Withdraw up to £300 if you lose your card. £8 monthly fee. | 0% | 19.49% | Not stated | None | £8.00 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||
| Representative Example: If you use an overdraft limit of £100 a 19.49% EAR (variable) charge will apply | |||||||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Products by merchant
More from Santander
- Santander 123 Cashback Credit Card
- Santander Business Current Account
- Santander Business Start-Up Current Account
- Santander Buy to Let Mortgages
- Santander Fixed Rate Mortgages
- Santander Home Insurance
- Santander Interest-Only Mortgages
- Santander Low Deposit Mortgages
- Santander No Fee Mortgages
- Santander Offset Mortgages
- Santander Preferred Current Account
- Santander Premium Account
- Santander Remortgages
- Santander Reward Account
- Santander Self-Employed Mortgages
- Santander Shared Ownership Mortgages
- Santander Tracker Mortgages
Share this...
Current Accounts Guides
- Choosing a current account
- Switching current accounts
- Student and graduate accounts guide
- Do you need a business bank account?
- Personal overdrafts: what you need to know
- Internet banking and security guide
- Should you get a packaged current account?
- How to complain about financial services
- International and offshore bank accounts guide
- Current accounts: considerations and warnings
Other Resources
knowyourmoney - company information