Santander Premium Account
The Santander Premium Account is available for a monthly fee of £20 and offers everything you would expect from a normal current account, plus over £850 of benefits and 5% AER (fixed) for 12 months up to £2,500 when you pay in £1,000 a month.
For more information or to apply for your Santander Reward account please follow the links provided.
Compare Santander Premium Account For Business
| Account | Features | Charge | |||
|---|---|---|---|---|---|
 | | | | | |
 | Santander Business Current Account |
| £7.50 monthly | MORE INFO | |
 | Santader Business Start-Up Current Account |
| Free for 18 months | MORE INFO | |
Other current accounts by Santander Premium Account
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Santander 123 Current Account Includes cashback on monthly bills. | 3%
| 0%
| Not stated | £500 | £2 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
| Representative Example: 0% EAR (variable) Arranged Overdraft. A Daily Arranged Overdraft Fee of £1 per day capped at 20 days each monthly statement period applies. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ. | |||||||||||||||
| Santander Everyday Current Account A free Arranged Overdraft for 4 months when you switch to Santander. | 0% | £1 per day
| £5,000 | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Other popular current accounts
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 | Barclays Basic Bank Account Straightforward account with access to telephone and online banking | 0% | 19.3%
| £5,000 | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||
| Representative Example: If you use an overdraft limit of £5,000 a 19.3% EAR (variable) charge will apply | |||||||||||
 | NatWest Select Account Includes free app for your iPhone and overdraft (subject to eligibility) | 0% | 19.89% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||
| Representative Example: If you use an overdraft limit of £100 a 19.89% EAR (variable) charge will apply | |||||||||||
 | Nationwide Flex Account Free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee. | 0% | 18.90% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||
| Representative Example: If you use an overdraft limit of £1,200 a 18.9% EAR (variable) charge will apply | |||||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
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Current Accounts Guides
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- Switching current accounts
- Student and graduate accounts guide
- Do you need a business bank account?
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- Internet banking and security guide
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