Compare Savings Accounts

Choose a type of savings account to compare from the list below

Popular savings accounts

	Account	Interest (AER) The account’s Annual Equivalent Rate: shows the interest you will earn over a year as a percentage. If interest is paid monthly, this rate will be higher than the gross interest rate (as the interest will be compounded).	Interest Paid This shows how often the interest is calculated and paid.	Account Type / Term Type of savings account and length of account term (if applicable).	Account Access Online - Access via internet banking. Telephone - Access via telephone banking. Branch - Access via your local branch. Post - Postal access.	Min / Max Balance Some accounts have minimum and maximum balances. If the account holder’s balance falls outside these limits they may be subject to interest penalties or account closure.
	Vanquis Bank 3 Year Fixed Rate Bond	2.51%	Monthly / Yearly	Fixed Term / 3 Years	OnlineTelephoneBranchPost	£1,000 - £250,000	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit £1,000 Permanent UK Resident Yes Minimum Age 18 Existing Customer No
	RBS e-ISA AER dependent on balance: 2.25% on balances over £30,000	2.25% AER dependent on balance: £1+ = 1.75% £10k+ = 2.00% £30k+ = 2.25%	Monthly	Instant Access Cash ISA	OnlineTelephoneBranchPost	£1 - No limit	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit £1 Permanent UK Resident Yes Minimum Age 16
	Nationwide Easy Saver ISA	2.25% AER includes bonus: AER includes a bonus of 1.75% added to the account until 31 October 2014.	Yearly	Instant Access Cash ISA	OnlineTelephoneBranchPost	£1 - No limit	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit £1 Permanent UK Resident Yes Minimum Age 16
	Vanquis Bank 2 Year Fixed Rate Bond	2.21%	Monthly / Yearly	Fixed Term / 2 Years	OnlineTelephoneBranchPost	£1,000 - £250,000	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit £1,000 Permanent UK Resident Yes Minimum Age 18 Existing Customer No
	Scottish Widows 3 Year Fixed Term Deposit Account	2.00%	Monthly / Yearly / On Maturity	Fixed Term / 3 Years	OnlineTelephoneBranchPost	£10,000 - £5,000,000	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit £10,000
	Aldermore 2 Year Fixed Rate Savings Account	2.00%	Monthly / Yearly	Fixed Term / 2 Years	OnlineTelephoneBranchPost	£1,000 - £1,000,000	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit £1,000 Permanent UK Resident Yes Minimum Age 18
	NatWest 2 Year Fixed Rate ISA	1.85% Interest will be paid at the rate of 1.5% AER/Gross (fixed) p.a. until the Fixed Rate ISA start date - 29th July 2013 Partial withdrawals are not permitted during the fixed term. Early closure will result in an interest charge.	Yearly	Fixed Rate ISA / 2 years	OnlineTelephoneBranchPost	£1,000 - No limit	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit £1,000 Permanent UK Resident Yes Minimum Age 16
	United Bank 1 Year Fixed Term Deposit	1.75%	Monthly / On Maturity	Fixed Term / 1 Year	OnlineTelephoneBranchPost	£2,000 - £500,000	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit £2,000 Minimum Age 18
	RBS 1 Year Fixed Rate Bond (Internet Only Edition) Only available to RBS Current or Savings Account customers	1.50%	Monthly / Yearly	Fixed Term / 1 Year	OnlineTelephoneBranchPost	£2,000 - £1,000,000	MORE INFO Read this before you proceed. In order to access this rate you need to open or currently have an RBS current account To qualify for this product you need to meet the following criteria. Minimum Deposit £5,000 Permanent UK Resident Yes Minimum Age 18
	Natwest 1 Year Fixed Rate Bond (Internet Only Edition) Only available to Natwest Current or Savings Account customers	1.50%	Monthly / Yearly	Fixed Term / 1 Year	OnlineTelephoneBranchPost	£2,000 - £1,000,000	MORE INFO Read this before you proceed. In order to access this rate you need to open or currently have a Natwest current account To qualify for this product you need to meet the following criteria. Minimum Deposit £2,000 Permanent UK Resident Yes Minimum Age 18
	NatWest e-Savings	1.00%	Monthly	Easy Access	OnlineTelephoneBranchPost	£1 - No limit	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit £1 Permanent UK Resident Yes Minimum Age 16
	Sippdeal Junior ISA	varies		Stocks and Shares Junior ISA	OnlineTelephoneBranchPost	£1 - No limit	MORE INFO
	Virgin Money FTSE Tracker ISA Spread your investment across all the companies on the London Stock Exchange	varies	Monthly / Yearly / On Maturity	Investment ISA	OnlineTelephoneBranchPost	£1 - £11,520	MORE INFO
	Virgin Money Climate Change ISA Invest in specially selected companies who combine the potential for outstanding profit growth with a lighter environmental footprint	varies	Monthly / Yearly / On Maturity	Investment ISA	OnlineTelephoneBranchPost	£50 - £11,520	MORE INFO
	Investec FTSE 100 Enhanced Income Plan 2	varies			OnlineTelephoneBranchPost	No limit	MORE INFO
	Legal & General Actively Managed ISA	varies		Investment ISA	OnlineTelephoneBranchPost	No limit	MORE INFO
	Legal & General Actively Managed Income ISA	varies		Investment ISA	OnlineTelephoneBranchPost	No limit	MORE INFO
	Sippdeal Sippdeal ISA	varies		Investment ISA	OnlineTelephoneBranchPost	No limit	MORE INFO
	Hargreaves Lansdown Self-select Stocks & Shares ISA	varies		Investment ISA	OnlineTelephoneBranchPost	£50 - No limit	MORE INFO
	J.P. Morgan The J.P. Morgan ISA	varies		Investment ISA	OnlineTelephoneBranchPost	£100 - No limit	MORE INFO

Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.

More about savings accounts

Long gone are the days of stashing cash under the mattress when saving up for a rainy day.

These days, the high street banks and building societies offer a range of different accounts to suit all of your savings needs, whether that's putting away a lump sum, regular instalments, or just a bit here and there.

You can choose to access your money whenever you like or tie it up for a period of time to get a higher interest rate. You can also choose to keep your money safe or to speculate on the stock market. Beware though, with the latter option, you stand to lose as well as gain.

When you're comparing different accounts, the AER - or Annual Equivalent Rate - is the yearly interest rate percentage that you receive. Interest rates are usually calculated on a daily basis and your return is generated pro rata, meaning if you have some money in the account for a whole year and some for just six months, the two amounts will accrue interest separately.

Both fixed and variable interest rates are available.

The interest you receive on a savings account is subject to tax, just like any other money you earn, using the same calculation scale. So if you're a high earner you'll pay more tax on your interest. The tax is taken off automatically when your interest is paid. ISA stands for Independent Savings Account - in these types of accounts tax isn't payable, but you can only pay in a certain amount each year.

Read Know Your Money's savings accounts guide.

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