Compare Savings Accounts
Choose a type of savings account to compare from the list below
Popular savings accounts
| Account | Interest (AER)
The account’s Annual Equivalent Rate: shows the interest you will earn over a year as a percentage. If interest is paid monthly, this rate will be higher than the gross interest rate (as the interest will be compounded). |
Interest Paid
This shows how often the interest is calculated and paid. |
Account Type / Term Type of savings account and length of account term (if applicable). |
Account Access
Online - Access via internet banking. |
Min / Max Balance Some accounts have minimum and maximum balances. If the account holder’s balance falls outside these limits they may be subject to interest penalties or account closure. |
||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
||||||||
![]() | Vanquis Bank 3 Year Fixed Rate Bond | 2.51% | Monthly / Yearly | Fixed Term / 3 Years | OnlineTelephoneBranchPost | £1,000 - £250,000 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
![]() | RBS e-ISA AER dependent on balance: 2.25% on balances over £30,000 | 2.25%
| Monthly | Instant Access Cash ISA | OnlineTelephoneBranchPost | £1 - No limit | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
![]() | Nationwide Easy Saver ISA | 2.25%
| Yearly | Instant Access Cash ISA | OnlineTelephoneBranchPost | £1 - No limit | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
![]() | Vanquis Bank 2 Year Fixed Rate Bond | 2.21% | Monthly / Yearly | Fixed Term / 2 Years | OnlineTelephoneBranchPost | £1,000 - £250,000 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
![]() | Scottish Widows 3 Year Fixed Term Deposit Account | 2.00% | Monthly / Yearly / On Maturity | Fixed Term / 3 Years | OnlineTelephoneBranchPost | £10,000 - £5,000,000 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
![]() | Aldermore 2 Year Fixed Rate Savings Account | 2.00% | Monthly / Yearly | Fixed Term / 2 Years | OnlineTelephoneBranchPost | £1,000 - £1,000,000 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
![]() | NatWest 2 Year Fixed Rate ISA | 1.85%
| Yearly | Fixed Rate ISA / 2 years | OnlineTelephoneBranchPost | £1,000 - No limit | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
![]() | United Bank 1 Year Fixed Term Deposit | 1.75% | Monthly / On Maturity | Fixed Term / 1 Year | OnlineTelephoneBranchPost | £2,000 - £500,000 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
![]() | RBS 1 Year Fixed Rate Bond (Internet Only Edition) Only available to RBS Current or Savings Account customers | 1.50% | Monthly / Yearly | Fixed Term / 1 Year | OnlineTelephoneBranchPost | £2,000 - £1,000,000 | MORE INFO Read this before you proceed. In order to access this rate you need to open or currently have an RBS current account To qualify for this product you need to meet the following criteria.
| ||||||||
![]() | Natwest 1 Year Fixed Rate Bond (Internet Only Edition) Only available to Natwest Current or Savings Account customers | 1.50% | Monthly / Yearly | Fixed Term / 1 Year | OnlineTelephoneBranchPost | £2,000 - £1,000,000 | MORE INFO Read this before you proceed. In order to access this rate you need to open or currently have a Natwest current account To qualify for this product you need to meet the following criteria.
| ||||||||
![]() | NatWest e-Savings | 1.00% | Monthly | Easy Access | OnlineTelephoneBranchPost | £1 - No limit | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
| ||||||||
![]() | Sippdeal Junior ISA | varies | Stocks and Shares Junior ISA | OnlineTelephoneBranchPost | £1 - No limit | MORE INFO | |||||||||
![]() | Virgin Money FTSE Tracker ISA Spread your investment across all the companies on the London Stock Exchange | varies | Monthly / Yearly / On Maturity | Investment ISA | OnlineTelephoneBranchPost | £1 - £11,520 | MORE INFO | ||||||||
![]() | Virgin Money Climate Change ISA Invest in specially selected companies who combine the potential for outstanding profit growth with a lighter environmental footprint | varies | Monthly / Yearly / On Maturity | Investment ISA | OnlineTelephoneBranchPost | £50 - £11,520 | MORE INFO | ||||||||
![]() | Investec FTSE 100 Enhanced Income Plan 2 | varies | OnlineTelephoneBranchPost | No limit | MORE INFO | ||||||||||
![]() | Legal & General Actively Managed ISA | varies | Investment ISA | OnlineTelephoneBranchPost | No limit | MORE INFO | |||||||||
![]() | Legal & General Actively Managed Income ISA | varies | Investment ISA | OnlineTelephoneBranchPost | No limit | MORE INFO | |||||||||
![]() | Sippdeal Sippdeal ISA | varies | Investment ISA | OnlineTelephoneBranchPost | No limit | MORE INFO | |||||||||
![]() | Hargreaves Lansdown Self-select Stocks & Shares ISA | varies | Investment ISA | OnlineTelephoneBranchPost | £50 - No limit | MORE INFO | |||||||||
![]() | J.P. Morgan The J.P. Morgan ISA | varies | Investment ISA | OnlineTelephoneBranchPost | £100 - No limit | MORE INFO | |||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
More about savings accounts
Long gone are the days of stashing cash under the mattress when saving up for a rainy day.
These days, the high street banks and building societies offer a range of different accounts to suit all of your savings needs, whether that's putting away a lump sum, regular instalments, or just a bit here and there.
You can choose to access your money whenever you like or tie it up for a period of time to get a higher interest rate. You can also choose to keep your money safe or to speculate on the stock market. Beware though, with the latter option, you stand to lose as well as gain.
When you're comparing different accounts, the AER - or Annual Equivalent Rate - is the yearly interest rate percentage that you receive. Interest rates are usually calculated on a daily basis and your return is generated pro rata, meaning if you have some money in the account for a whole year and some for just six months, the two amounts will accrue interest separately.
Both fixed and variable interest rates are available.
The interest you receive on a savings account is subject to tax, just like any other money you earn, using the same calculation scale. So if you're a high earner you'll pay more tax on your interest. The tax is taken off automatically when your interest is paid. ISA stands for Independent Savings Account - in these types of accounts tax isn't payable, but you can only pay in a certain amount each year.
Read Know Your Money's savings accounts guide.
Help / FAQs
Savings Guides
- A basic guide to savings accounts
- ISA savings guide
- How to save when interest rates are low
- Cash ISA vs Investment ISA
- Why it pays to switch your savings account
- Investment ISA guide
- Savings: the current state of the market
- Business savings guide
- Your guide to children's savings
- How to save for your retirement

























Follow us on Facebook