Shared Ownership Mortgages

We compare 5638 mortgages of which 648 are Shared Ownership Mortgages.

Designed to help people who cannot afford to buy a property outright get onto the property ladder, shared ownership mortgages allow borrowers to buy a share in a property - usually 25-75%. You can compare the latest shared ownership mortgage rates below.

Choose a type of mortgage to compare

  • HSBC - 2 Year 1.29% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.29%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    75%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.29% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £1999,
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.49% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.49%
    reverting to3.94%
  • Overall cost for comparison
    3.50%
  • LTV
    60%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.49% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £999, Upto £1000000.00 Advance;Booking £1198, £1000001.00 - £2000000.00 Advance;Booking £2997, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.49% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.49%
    reverting to3.94%
  • Overall cost for comparison
    3.60%
  • LTV
    60%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.49% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749, Upto £1000000.00 Advance;Booking £1498, £1000001.00 - £2000000.00 Advance;Booking £2247, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Advance account.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.49% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.49%
    reverting to3.94%
  • Overall cost for comparison
    3.60%
  • LTV
    60%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.49% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749, Upto £1000000.00 Advance;Booking £1498, £1000001.00 - £2000000.00 Advance;Booking £2247, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Premier account. Premier customers must have savings or investments of at least £50K with HSBC in the UK or have annual income of at least £100K (paid into premier account) with either a HSBC UK mortgage or a HSBC investment, life insurance or protection product.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.69% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.69%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    75%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.69% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £999, Upto £1000000.00 Advance;Booking £1198, £1000001.00 - £2000000.00 Advance;Booking £2997, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.69% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.69%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    70%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.69% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £999, Upto £1000000.00 Advance;Booking £1198, £1000001.00 - £2000000.00 Advance;Booking £2997, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.69% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.69%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    70%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.69% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749, Upto £1000000.00 Advance;Booking £1498, £1000001.00 - £2000000.00 Advance;Booking £2247, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Advance account.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.69% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.69%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    70%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.69% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749, Upto £1000000.00 Advance;Booking £1498, £1000001.00 - £2000000.00 Advance;Booking £2247, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Premier account. Premier customers must have savings or investments of at least £50K with HSBC in the UK or have annual income of at least £100K (paid into premier account) with either a HSBC UK mortgage or a HSBC investment, life insurance or protection product.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.69% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.69%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    75%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.69% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749, Upto £1000000.00 Advance;Booking £1498, £1000001.00 - £2000000.00 Advance;Booking £2247, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Premier account. Premier customers must have savings or investments of at least £50K with HSBC in the UK or have annual income of at least £100K (paid into premier account) with either a HSBC UK mortgage or a HSBC investment, life insurance or protection product.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.69% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.69%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    75%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.69% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749, Upto £1000000.00 Advance;Booking £1498, £1000001.00 - £2000000.00 Advance;Booking £2247, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Advance account.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.84% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.84%
    reverting to3.94%
  • Overall cost for comparison
    3.60%
  • LTV
    70%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.84% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      No additional product fees
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No arrangement fees. free valuation fees. free valuation admin fees. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.84% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.84%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    80%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.84% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749, Upto £1000000.00 Advance;Booking £1498, £1000001.00 - £2000000.00 Advance;Booking £2247, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Premier account. Premier customers must have savings or investments of at least £50K with HSBC in the UK or have annual income of at least £100K (paid into premier account) with either a HSBC UK mortgage or a HSBC investment, life insurance or protection product.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.84% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.84%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    80%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.84% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749, Upto £1000000.00 Advance;Booking £1498, £1000001.00 - £2000000.00 Advance;Booking £2247, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Advance account.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.84% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.84%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    80%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.84% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £999, Upto £1000000.00 Advance;Booking £1198, £1000001.00 - £2000000.00 Advance;Booking £2997, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.94% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.94%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    85%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.94% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £999,
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.94% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.94%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    85%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.94% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749,
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Advance account.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 2 Year 1.94% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2018
  • Initial Rate
    1.94%
    reverting to3.94%
  • Overall cost for comparison
    3.70%
  • LTV
    85%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.94% Fixed to 31/03/2018; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749,
    • Exit Fees:
      to 31/3/18: 2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/18: 2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Premier account. Premier customers must have savings or investments of at least £50K with HSBC in the UK or have annual income of at least £100K (paid into premier account) with either a HSBC UK mortgage or a HSBC investment, life insurance or protection product.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 3 Year 1.98% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2019
  • Initial Rate
    1.98%
    reverting to3.94%
  • Overall cost for comparison
    3.60%
  • LTV
    60%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.98% Fixed to 31/03/2019; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £999, Upto £1000000.00 Advance;Booking £1198, £1000001.00 - £2000000.00 Advance;Booking £2997, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/19: 3/2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/19: 3/2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 3 Year 1.98% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2019
  • Initial Rate
    1.98%
    reverting to3.94%
  • Overall cost for comparison
    3.60%
  • LTV
    60%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.98% Fixed to 31/03/2019; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749, Upto £1000000.00 Advance;Booking £1498, £1000001.00 - £2000000.00 Advance;Booking £2247, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/19: 3/2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/19: 3/2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Advance account.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No
  • HSBC - 3 Year 1.98% Fixed
  • Mortgage Type
    Fixed
    Until 31/03/2019
  • Initial Rate
    1.98%
    reverting to3.94%
  • Overall cost for comparison
    3.60%
  • LTV
    60%
  • Fees
  • ERC
  • Call First Union Mortgages Free For Advice0333 3059146
    Mon-Thur: 9am-8pm, Fri: 9am-6pm
    + Product Details
  • Product Details

    • Product Rate:
      1.98% Fixed to 31/03/2019; Reverting to an Existing Borrowers Rate of 3.94% for the remaining term of the mortgage
    • Product Fees:
      Booking £749, Upto £1000000.00 Advance;Booking £1498, £1000001.00 - £2000000.00 Advance;Booking £2247, £2000001.00 - £3000000.00 Advance
    • Exit Fees:
      to 31/3/19: 3/2/1% Sum Repaid
    • Early Repayment Charges:
      to 31/3/19: 3/2/1% Sum Repaid
    • Product Features:
      Also available to Further Advances, Also available to Shared Ownership, Portable, Split Repayment
    • ProductNotes:
      Available upon opening HSBC Premier account. Premier customers must have savings or investments of at least £50K with HSBC in the UK or have annual income of at least £100K (paid into premier account) with either a HSBC UK mortgage or a HSBC investment, life insurance or protection product.
    • Product Repayment Methods:
      Repayment, Interest only Endowment (max 75% LTV Min Salary £100K), Interest only Unit TrustOEIC (max 75% LTV Min Salary £100K), Interest only Cash ISA (max 75% LTV Min Salary £100K), Interest only Investment Bonds (max 75% LTV Min Salary £100K), Interest only Stocks & Shares Portfolio (max 75% LTV Min Salary £100K), Interest only Sale of Second/Investment property (max 75% LTV Min Salary £100K), Interest Only Stocks & Shares ISA (max 75% LTV Min Salary £100K)
    • Incentives:
      Free legal fees Remortgages. No Higher Lending Charge (HLC).
    • First Time Buyer:
      Yes
    • Buy To Let:
      No
    • Remortgage:
      Yes
    • Cashback:
      No
    • Self Employed:
      Yes
    • Bad Credit:
      No
    • Right To Buy:
      No
    • Help To Buy:
      No

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We may receive a commission from some of the companies we refer you to, these are displayed with a green 'Goto Site' button. Listings with a green 'Enquire' button refer you to an FCA regulated mortgage broker where we also receive a fixed fee. Tables initially display lenders from whom we receive commission, ordered by initial rate.

Mortgage data supplied by Moneyfacts. Last updated 11:30, 07/02/2016.

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HSBC Mortgages

Call: 0800 077 4339

Whether you are a first time buyer or looking to remortgage, HSBC offers a range of mortgages that are designed to assist our customers.

Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

More about shared ownership mortgages

A shared ownership mortgage is a great way for people to get on the housing ladder if they cannot afford to take on the whole burden of repayments themselves.

These types of agreement work by allowing you to take a mortgage on only part of the house. A third party - usually a local council or housing association - buys the rest. Generally, your share can be anywhere from 25 to 75 per cent of the total value of the house. As well as the mortgage repayment on your part of the loan, you will pay rent on the remaining share.

As such, shared ownership mortgages can be particularly beneficial to first time buyers, those on a low income, people who want to buy a home as an individual rather than with a partner, or people whose current level of income is not guaranteed.

These schemes also allow people to buy a home in an area where they might not be able to afford to otherwise.

There is usually an option to increase your mortgage at a set time in order to buy the other stake holder out of their share. The idea is that by this stage you may have progressed in your earnings and can then afford the full repayment. This is known as a stepped option.

Some lenders offer 100 per cent loan-to-value ratios on your share of the property, meaning you won't have to pay a deposit.

You'll need to check with the local authorities in your area to see what schemes are currently on offer.

Click here to read more about shared ownership and other home buying assistance schemes in our handy guide.

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Notice Media Ltd is an Appointed Representative of Mortgage Advice Professionals Ltd, Registered Office: 106-108 Prince of Wales Road, Norwich, Norfolk NR1 1NS registered in England & Wales. No 06804909 which is authorised and regulated by the Financial Conduct Authority (FCA) 505375. In respect of consumer credit, Knowyourmoney.co.uk acts as a credit broker - not a lender.