Shared Ownership Mortgages

  • Designed to help people who cannot afford to buy a property outright get onto the property ladder, shared ownership mortgages allow borrowers to buy a share in a property - usually 25-75%
  • Compare the latest interest rates and other important features of shared ownership mortgages in the table below.

Choose a type of mortgage to compare

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The following results are based on a loan to value (LTV) of 75%.
  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    tracker
  • Initial Rate
    1.65%
    Variable for 2 years
  • APRC
    3.70%
  • Monthly Payment
    £610.53
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.65% Variable for 2 years
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £610.53 x 24
    • Ongoing Monthly Payments:
      £776.68 x 276
    • Total Amount Payable:
      £230,095.40
    • Total Interest Payable:
      £79,016.40
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 1% Mortgage Advance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.65% and then reverting to our tracker rate of 3.99% tracker for remaining term. 24 monthly payments of £610.53 and 276 monthly payments of £776.68. The total amount payable would be £230,145.40 made up of the loan amount plus interest £79,016.40 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    1.69%
    Fixed to 30/09/2018
  • APRC
    3.70%
  • Monthly Payment
    £613.39
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.69% Fixed to 30/09/2018
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £613.39 x 26
    • Ongoing Monthly Payments:
      £775.78 x 274
    • Total Amount Payable:
      £229,590.90
    • Total Interest Payable:
      £78,511.86
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.69% and then reverting to our tracker rate of 3.99% tracker for remaining term. 26 monthly payments of £613.39 and 274 monthly payments of £775.78. The total amount payable would be £229,640.90 made up of the loan amount plus interest £78,511.86 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    1.69%
    Fixed to 30/09/2018
  • APRC
    3.70%
  • Monthly Payment
    £613.39
  • ERC
    Yes
  • Fees
    £499
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,500,000
    • Product Description:
      1.69% Fixed to 30/09/2018
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £613.39 x 26
    • Ongoing Monthly Payments:
      £775.78 x 274
    • Total Amount Payable:
      £229,090.90
    • Total Interest Payable:
      £78,511.86
    • Fees

    • Product Fee:
      £499
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.69% and then reverting to our tracker rate of 3.99% tracker for remaining term. 26 monthly payments of £613.39 and 274 monthly payments of £775.78. The total amount payable would be £229,140.90 made up of the loan amount plus interest £78,511.86 and a product fee £499 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    1.77%
    Fixed to 30/09/2018
  • APRC
    3.70%
  • Monthly Payment
    £619.12
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    80%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.77% Fixed to 30/09/2018
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £619.12 x 26
    • Ongoing Monthly Payments:
      £776.36 x 274
    • Total Amount Payable:
      £229,898.80
    • Total Interest Payable:
      £78,819.76
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.77% and then reverting to our tracker rate of 3.99% tracker for remaining term. 26 monthly payments of £619.12 and 274 monthly payments of £776.36. The total amount payable would be £229,948.80 made up of the loan amount plus interest £78,819.76 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    tracker
  • Initial Rate
    1.85%
    Variable for 2 years
  • APRC
    3.70%
  • Monthly Payment
    £624.88
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    80%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.85% Variable for 2 years
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £624.88 x 24
    • Ongoing Monthly Payments:
      £778.02 x 276
    • Total Amount Payable:
      £230,809.60
    • Total Interest Payable:
      £79,730.64
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 1% Mortgage Advance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.85% and then reverting to our tracker rate of 3.99% tracker for remaining term. 24 monthly payments of £624.88 and 276 monthly payments of £778.02. The total amount payable would be £230,859.60 made up of the loan amount plus interest £79,730.64 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    1.97%
    Fixed to 30/09/2018
  • APRC
    3.70%
  • Monthly Payment
    £633.59
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    85%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.97% Fixed to 30/09/2018
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £633.59 x 26
    • Ongoing Monthly Payments:
      £777.79 x 274
    • Total Amount Payable:
      £230,666.80
    • Total Interest Payable:
      £79,587.80
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.97% and then reverting to our tracker rate of 3.99% tracker for remaining term. 26 monthly payments of £633.59 and 274 monthly payments of £777.79. The total amount payable would be £230,716.80 made up of the loan amount plus interest £79,587.80 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    2.04%
    Fixed to 30/09/2019
  • APRC
    3.60%
  • Monthly Payment
    £638.71
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.04% Fixed to 30/09/2019
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £638.71 x 38
    • Ongoing Monthly Payments:
      £772.41 x 262
    • Total Amount Payable:
      £227,721.40
    • Total Interest Payable:
      £76,642.40
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 38 months at 2.04% and then reverting to our tracker rate of 3.99% tracker for remaining term. 38 monthly payments of £638.71 and 262 monthly payments of £772.41. The total amount payable would be £227,771.40 made up of the loan amount plus interest £76,642.40 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    2.09%
    Fixed to 30/09/2019
  • APRC
    3.60%
  • Monthly Payment
    £642.37
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    80%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.09% Fixed to 30/09/2019
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £642.37 x 38
    • Ongoing Monthly Payments:
      £772.92 x 262
    • Total Amount Payable:
      £227,994.10
    • Total Interest Payable:
      £76,915.10
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 38 months at 2.09% and then reverting to our tracker rate of 3.99% tracker for remaining term. 38 monthly payments of £642.37 and 262 monthly payments of £772.92. The total amount payable would be £228,044.10 made up of the loan amount plus interest £76,915.10 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.29%
    Fixed to 31/08/2018
  • APRC
    3.60%
  • Monthly Payment
    £585.22
  • ERC
    Yes
  • Fees
    £1,672
  • Max LTV
    75%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £500,000
    • Product Description:
      1.29% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £585.22 x 25
    • Ongoing Monthly Payments:
      £769.76 x 275
    • Total Amount Payable:
      £227,986.50
    • Total Interest Payable:
      £76,314.50
    • Fees

    • Product Fee:
      £1,499
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.29% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £585.22 and 275 monthly payments of £769.76. The total amount payable would be £228,036.50 made up of the loan amount plus interest £76,314.50 and a product fee £1,499 and valuation fee £173. The overall cost for comparison is 3.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.48%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £598.50
  • ERC
    Yes
  • Fees
    £1,672
  • Max LTV
    80%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £10,000
    • Max Loan:
      £500,000
    • Product Description:
      1.48% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £598.50 x 25
    • Ongoing Monthly Payments:
      £771.11 x 275
    • Total Amount Payable:
      £228,689.80
    • Total Interest Payable:
      £77,017.75
    • Fees

    • Product Fee:
      £1,499
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.48% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £598.50 and 275 monthly payments of £771.11. The total amount payable would be £228,739.80 made up of the loan amount plus interest £77,017.75 and a product fee £1,499 and valuation fee £173. The overall cost for comparison is 3.70% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.49%
    Fixed to 31/08/2018
  • APRC
    3.60%
  • Monthly Payment
    £599.20
  • ERC
    Yes
  • Fees
    £922
  • Max LTV
    75%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.49% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £599.20 x 25
    • Ongoing Monthly Payments:
      £771.18 x 275
    • Total Amount Payable:
      £227,976.50
    • Total Interest Payable:
      £77,054.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.49% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £599.20 and 275 monthly payments of £771.18. The total amount payable would be £228,026.50 made up of the loan amount plus interest £77,054.50 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.49%
    Fixed to 31/08/2018
  • APRC
    3.60%
  • Monthly Payment
    £599.20
  • ERC
    Yes
  • Fees
    £922
  • Max LTV
    75%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.49% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £599.20 x 25
    • Ongoing Monthly Payments:
      £771.18 x 275
    • Total Amount Payable:
      £227,976.50
    • Total Interest Payable:
      £77,054.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.49% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £599.20 and 275 monthly payments of £771.18. The total amount payable would be £228,026.50 made up of the loan amount plus interest £77,054.50 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.49%
    Fixed to 31/08/2018
  • APRC
    3.60%
  • Monthly Payment
    £599.20
  • ERC
    Yes
  • Fees
    £1,172
  • Max LTV
    75%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.49% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £599.20 x 25
    • Ongoing Monthly Payments:
      £771.18 x 275
    • Total Amount Payable:
      £228,226.50
    • Total Interest Payable:
      £77,054.50
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.49% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £599.20 and 275 monthly payments of £771.18. The total amount payable would be £228,276.50 made up of the loan amount plus interest £77,054.50 and a product fee £999 and valuation fee £173. The overall cost for comparison is 3.60% APRC representative.

  • Cumberland BS
  • Mortgage Type
    variable
  • Initial Rate
    1.53%
    Discounted Variable (collared at ) for 2 years (2.96% disc)
  • APRC
    4.10%
  • Monthly Payment
    £602.02
  • ERC
    Yes
  • Fees
    £299
  • Max LTV
    75%
  • Speak To An Advisor0333 2204 770
    Speak To An Advisor
    Call: 0333 2204 770
    + Product Details
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    • Summary

    • Lender:
      Cumberland BS
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £20,000
    • Max Loan:
      £500,000
    • Product Description:
      1.53% Discounted Variable (collared at 1.53%) for 2 years (2.96% disc)
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £602.02 x 24
    • Ongoing Monthly Payments:
      £602.02 x 24
    • Total Amount Payable:
      £239,644.30
    • Total Interest Payable:
      £89,195.28
    • Fees

    • Product Fee:
      £299
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £150
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially at 1.53%. 24 monthly payments of £602.02. The total amount payable would be £239,694.30 made up of the loan amount plus interest £89,195.28 and a product fee £299 and valuation fee £0.The overall cost for comparison is 4.10% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.58%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £605.56
  • ERC
    Yes
  • Fees
    £1,672
  • Max LTV
    85%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £500,000
    • Product Description:
      1.58% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £605.56 x 25
    • Ongoing Monthly Payments:
      £771.82 x 275
    • Total Amount Payable:
      £229,061.50
    • Total Interest Payable:
      £77,389.50
    • Fees

    • Product Fee:
      £1,499
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.58% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £605.56 and 275 monthly payments of £771.82. The total amount payable would be £229,111.50 made up of the loan amount plus interest £77,389.50 and a product fee £1,499 and valuation fee £173. The overall cost for comparison is 3.70% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 31/08/2018
  • APRC
    3.60%
  • Monthly Payment
    £609.82
  • ERC
    Yes
  • Fees
    £922
  • Max LTV
    80%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.64% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £609.82 x 25
    • Ongoing Monthly Payments:
      £772.24 x 275
    • Total Amount Payable:
      £228,533.50
    • Total Interest Payable:
      £77,611.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.64% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £609.82 and 275 monthly payments of £772.24. The total amount payable would be £228,583.50 made up of the loan amount plus interest £77,611.50 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 31/08/2018
  • APRC
    3.60%
  • Monthly Payment
    £609.82
  • ERC
    Yes
  • Fees
    £922
  • Max LTV
    80%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.64% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £609.82 x 25
    • Ongoing Monthly Payments:
      £772.24 x 275
    • Total Amount Payable:
      £228,533.50
    • Total Interest Payable:
      £77,611.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.64% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £609.82 and 275 monthly payments of £772.24. The total amount payable would be £228,583.50 made up of the loan amount plus interest £77,611.50 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £609.82
  • ERC
    Yes
  • Fees
    £1,172
  • Max LTV
    85%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.64% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £609.82 x 25
    • Ongoing Monthly Payments:
      £772.24 x 275
    • Total Amount Payable:
      £228,783.50
    • Total Interest Payable:
      £77,611.50
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.64% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £609.82 and 275 monthly payments of £772.24. The total amount payable would be £228,833.50 made up of the loan amount plus interest £77,611.50 and a product fee £999 and valuation fee £173. The overall cost for comparison is 3.70% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 31/08/2018
  • APRC
    3.60%
  • Monthly Payment
    £609.82
  • ERC
    Yes
  • Fees
    £922
  • Max LTV
    85%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.64% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £609.82 x 25
    • Ongoing Monthly Payments:
      £772.24 x 275
    • Total Amount Payable:
      £228,533.50
    • Total Interest Payable:
      £77,611.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.64% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £609.82 and 275 monthly payments of £772.24. The total amount payable would be £228,583.50 made up of the loan amount plus interest £77,611.50 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 31/08/2018
  • APRC
    3.60%
  • Monthly Payment
    £609.82
  • ERC
    Yes
  • Fees
    £922
  • Max LTV
    85%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.64% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £609.82 x 25
    • Ongoing Monthly Payments:
      £772.24 x 275
    • Total Amount Payable:
      £228,533.50
    • Total Interest Payable:
      £77,611.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.64% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £609.82 and 275 monthly payments of £772.24. The total amount payable would be £228,583.50 made up of the loan amount plus interest £77,611.50 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £609.82
  • ERC
    Yes
  • Fees
    £1,172
  • Max LTV
    80%
  • + Product Details
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.64% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £609.82 x 25
    • Ongoing Monthly Payments:
      £772.24 x 275
    • Total Amount Payable:
      £228,783.50
    • Total Interest Payable:
      £77,611.50
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £173
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.64% and then reverting to our variable rate of 3.94% variable for remaining term. 25 monthly payments of £609.82 and 275 monthly payments of £772.24. The total amount payable would be £228,833.50 made up of the loan amount plus interest £77,611.50 and a product fee £999 and valuation fee £173. The overall cost for comparison is 3.70% APRC representative.

  • Santander
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 02/10/2018
  • APRC
    4.30%
  • Monthly Payment
    £609.82
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    75%
  • Speak To An Advisor0333 2204 770
    Speak To An Advisor
    Call: 0333 2204 770
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Call Me Back
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Santander
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £6,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.64% Fixed to 02/10/2018
    • Incentives:
      Free valuation admin fees.
      free valuation fees (Max £1190) for properties valued Max £2.
      5M.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £609.82 x 27
    • Ongoing Monthly Payments:
      £832.25 x 273
    • Total Amount Payable:
      £245,389.40
    • Total Interest Payable:
      £93,669.39
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £225
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 2/10/18: 3% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.64% and then reverting to our variable rate of 4.74% variable for remaining term. 27 monthly payments of £609.82 and 273 monthly payments of £832.25. The total amount payable would be £244,939.40 made up of the loan amount plus interest £93,669.39 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Santander
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 02/10/2018
  • APRC
    4.30%
  • Monthly Payment
    £609.82
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    75%
  • Speak To An Advisor0333 2204 770
    Speak To An Advisor
    Call: 0333 2204 770
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Call Me Back
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Santander
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £6,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.64% Fixed to 02/10/2018
    • Incentives:
      Free valuation admin fees England, Wales, Northern Ireland, Isle Of Man.
      £250 rebate On Completion or free legal fees.
      free valuation fees (Max £1190)England, Wales, Northern Ireland, Isle Of Man or £95 towards valuation feesScotland.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £609.82 x 27
    • Ongoing Monthly Payments:
      £832.25 x 273
    • Total Amount Payable:
      £244,889.40
    • Total Interest Payable:
      £93,669.39
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £225
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 2/10/18: 3% Outstanding Balance,to 2/8/18: £250 reclaimedCashback Reclaimed or to : 2/8/18. Legal Fee (Max £200.00)
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.64% and then reverting to our variable rate of 4.74% variable for remaining term. 27 monthly payments of £609.82 and 273 monthly payments of £832.25. The total amount payable would be £245,034.40 made up of the loan amount plus interest £93,669.39 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Santander
  • Mortgage Type
    fixed
  • Initial Rate
    1.74%
    Fixed to 02/10/2018
  • APRC
    4.30%
  • Monthly Payment
    £616.97
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    85%
  • Speak To An Advisor0333 2204 770
    Speak To An Advisor
    Call: 0333 2204 770
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Call Me Back
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Santander
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £6,000
    • Max Loan:
      £750,000
    • Product Description:
      1.74% Fixed to 02/10/2018
    • Incentives:
      Free valuation admin fees England, Wales, Northern Ireland, Isle Of Man.
      £250 rebate On Completion or free legal fees.
      free valuation fees (Max £1190)England, Wales, Northern Ireland, Isle Of Man or £95 towards valuation feesScotland.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £616.97 x 27
    • Ongoing Monthly Payments:
      £833.06 x 273
    • Total Amount Payable:
      £245,303.60
    • Total Interest Payable:
      £94,083.57
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £225
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 2/10/18: 3% Outstanding Balance,to 2/8/18: £250 reclaimedCashback Reclaimed or to : 2/8/18. Legal Fee (Max £200.00)
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.74% and then reverting to our variable rate of 4.74% variable for remaining term. 27 monthly payments of £616.97 and 273 monthly payments of £833.06. The total amount payable would be £245,448.60 made up of the loan amount plus interest £94,083.57 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Santander
  • Mortgage Type
    fixed
  • Initial Rate
    1.74%
    Fixed to 02/10/2018
  • APRC
    4.30%
  • Monthly Payment
    £616.97
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    85%
  • Speak To An Advisor0333 2204 770
    Speak To An Advisor
    Call: 0333 2204 770
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Call Me Back
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Santander
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £6,000
    • Max Loan:
      £750,000
    • Product Description:
      1.74% Fixed to 02/10/2018
    • Incentives:
      Free valuation admin fees.
      free valuation fees (Max £1190) for properties valued Max £2.
      5M.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £616.97 x 27
    • Ongoing Monthly Payments:
      £833.06 x 273
    • Total Amount Payable:
      £245,803.60
    • Total Interest Payable:
      £94,083.57
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £225
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 2/10/18: 3% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.74% and then reverting to our variable rate of 4.74% variable for remaining term. 27 monthly payments of £616.97 and 273 monthly payments of £833.06. The total amount payable would be £245,353.60 made up of the loan amount plus interest £94,083.57 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Santander
  • Mortgage Type
    tracker
  • Initial Rate
    1.74%
    Variable for 2 years
  • APRC
    4.40%
  • Monthly Payment
    £616.97
  • ERC
    No
  • Fees
    £995
  • Max LTV
    75%
  • Speak To An Advisor0333 2204 770
    Speak To An Advisor
    Call: 0333 2204 770
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Call Me Back
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Santander
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £6,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.74% Variable for 2 years
    • Incentives:
      Free valuation admin fees.
      free valuation fees (Max £1190) for properties valued Max £2.
      5M.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £616.97 x 24
    • Ongoing Monthly Payments:
      £835.42 x 276
    • Total Amount Payable:
      £247,103.20
    • Total Interest Payable:
      £95,383.20
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £225
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.74% and then reverting to our variable rate of 4.74% variable for remaining term. 24 monthly payments of £616.97 and 276 monthly payments of £835.42. The total amount payable would be £246,653.20 made up of the loan amount plus interest £95,383.20 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.40% APRC representative.

  • Santander
  • Mortgage Type
    tracker
  • Initial Rate
    1.74%
    Variable for 2 years
  • APRC
    4.40%
  • Monthly Payment
    £616.97
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    75%
  • Speak To An Advisor0333 2204 770
    Speak To An Advisor
    Call: 0333 2204 770
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Call Me Back
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Santander
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £6,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.74% Variable for 2 years
    • Incentives:
      Free valuation admin fees England, Wales, Northern Ireland, Isle Of Man.
      £250 rebate On Completion or free legal fees.
      free valuation fees (Max £1190)England, Wales, Northern Ireland, Isle Of Man or £95 towards valuation feesScotland.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £616.97 x 24
    • Ongoing Monthly Payments:
      £835.42 x 276
    • Total Amount Payable:
      £246,603.20
    • Total Interest Payable:
      £95,383.20
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £225
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 2/8/18: £250 reclaimedCashback Reclaimed or to : 2/8/18. Legal Fee (Max £200.00)
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.74% and then reverting to our variable rate of 4.74% variable for remaining term. 24 monthly payments of £616.97 and 276 monthly payments of £835.42. The total amount payable would be £246,748.20 made up of the loan amount plus interest £95,383.20 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.40% APRC representative.

  • Only available via a broker
  • Ulster Bank
  • Mortgage Type
    fixed
  • Only available via a broker
  • Initial Rate
    1.79%
    Fixed to 31/10/2018
  • APRC
    3.70%
  • Monthly Payment
    £620.56
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    75%
  • Speak To An Advisor0333 2204 770
    Speak To An Advisor
    Call: 0333 2204 770
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
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    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Ulster Bank
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.79% Fixed to 31/10/2018
    • Incentives:
      Free valuation fees.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £620.56 x 27
    • Ongoing Monthly Payments:
      £776.70 x 273
    • Total Amount Payable:
      £230,414.20
    • Total Interest Payable:
      £78,794.22
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.79% and then reverting to our variable rate of 4.00% variable for remaining term. 27 monthly payments of £620.56 and 273 monthly payments of £776.70. The total amount payable would be £229,964.20 made up of the loan amount plus interest £78,794.22 and a product fee £995 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • Santander
  • Mortgage Type
    tracker
  • Initial Rate
    1.84%
    Variable for 2 years
  • APRC
    4.40%
  • Monthly Payment
    £624.16
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    85%
  • Speak To An Advisor0333 2204 770
    Speak To An Advisor
    Call: 0333 2204 770
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Call Me Back
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Santander
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £6,000
    • Max Loan:
      £750,000
    • Product Description:
      1.84% Variable for 2 years
    • Incentives:
      Free valuation admin fees England, Wales, Northern Ireland, Isle Of Man.
      £250 rebate On Completion or free legal fees.
      free valuation fees (Max £1190)England, Wales, Northern Ireland, Isle Of Man or £95 towards valuation feesScotland.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £624.16 x 24
    • Ongoing Monthly Payments:
      £836.14 x 276
    • Total Amount Payable:
      £246,974.50
    • Total Interest Payable:
      £95,754.48
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £225
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 2/8/18: £250 reclaimedCashback Reclaimed or to : 2/8/18. Legal Fee (Max £200.00)
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.84% and then reverting to our variable rate of 4.74% variable for remaining term. 24 monthly payments of £624.16 and 276 monthly payments of £836.14. The total amount payable would be £247,119.50 made up of the loan amount plus interest £95,754.48 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.40% APRC representative.

  • Santander
  • Mortgage Type
    tracker
  • Initial Rate
    1.84%
    Variable for 2 years
  • APRC
    4.40%
  • Monthly Payment
    £624.16
  • ERC
    No
  • Fees
    £995
  • Max LTV
    85%
  • Speak To An Advisor0333 2204 770
    Speak To An Advisor
    Call: 0333 2204 770
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Call Me Back
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Santander
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £6,000
    • Max Loan:
      £750,000
    • Product Description:
      1.84% Variable for 2 years
    • Incentives:
      Free valuation admin fees.
      free valuation fees (Max £1190) for properties valued Max £2.
      5M.
      No Higher Lending Charge (HLC).
    • Website:
    • Repayments

    • Initial Monthly Repayment:
      £624.16 x 24
    • Ongoing Monthly Payments:
      £836.14 x 276
    • Total Amount Payable:
      £247,474.50
    • Total Interest Payable:
      £95,754.48
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £225
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.84% and then reverting to our variable rate of 4.74% variable for remaining term. 24 monthly payments of £624.16 and 276 monthly payments of £836.14. The total amount payable would be £247,024.50 made up of the loan amount plus interest £95,754.48 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.40% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above results are based on a repayment mortgage of £150,000, on a property value of £200,000, over a term of 25 years. This is a loan to value (LTV) of 75%. Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 23/07/2016.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a repayment mortgage of £150,000, on a property value of £200,000, over a term of 25 years. This is a loan to value (LTV) of 75%. Our mortgage comparison service includes providers from whom we may receive commission. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 03:50 24/07/2016.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
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More about shared ownership mortgages

A shared ownership mortgage is a great way for people to get on the housing ladder if they cannot afford to take on the whole burden of repayments themselves.

These types of agreement work by allowing you to take a mortgage on only part of the house. A third party - usually a local council or housing association - buys the rest. Generally, your share can be anywhere from 25 to 75 per cent of the total value of the house. As well as the mortgage repayment on your part of the loan, you will pay rent on the remaining share.

As such, shared ownership mortgages can be particularly beneficial to first time buyers, those on a low income, people who want to buy a home as an individual rather than with a partner, or people whose current level of income is not guaranteed.

These schemes also allow people to buy a home in an area where they might not be able to afford to otherwise.

There is usually an option to increase your mortgage at a set time in order to buy the other stake holder out of their share. The idea is that by this stage you may have progressed in your earnings and can then afford the full repayment. This is known as a stepped option.

Some lenders offer 100 per cent loan-to-value ratios on your share of the property, meaning you won't have to pay a deposit.

You'll need to check with the local authorities in your area to see what schemes are currently on offer.

Click here to read more about shared ownership and other home buying assistance schemes in our handy guide.