Think Banking Account
The thinkbanking account is an innovative current account that is designed to help customers manage their money more conveniently and efficiently. Every month dedicated Money Managers split your money into two accounts: a Salaries Account which covers all essential payments and expenditure; and a Card Account, which is essentially your spending money. Although it does have a setup and monthly fee, Think Money promises that the account has no hidden or unexpected charges. For more information on the thinkbanking account or to apply online please click on the links below.
Compare Think Banking Account
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
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|---|---|---|---|---|---|---|---|
 | thinkbanking Account An innovative way to manage your finances with a two-account system - never miss a payment again. | 0% | n/a | n/a | None | £14.50 single / £19.50 joint | MORE INFOREVIEW |
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Other popular current accounts
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
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|---|---|---|---|---|---|---|---|---|---|---|---|
 | Barclays Basic Bank Account Straightforward account with access to telephone and online banking | 0% | 19.3%
| £5,000 | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £5,000 a 19.3% EAR (variable) charge will apply | |||||||||||
 | NatWest Select Account Includes free app for your iPhone and overdraft (subject to eligibility) | 0% | 19.89% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £100 a 19.89% EAR (variable) charge will apply | |||||||||||
 | Nationwide Flex Account Free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee. | 0% | 18.90% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £1,200 a 18.9% EAR (variable) charge will apply | |||||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
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