Compare Tracker Mortgages

Base Rate Tracker Mortgages

		Mortgage Type Buy to Let: For landlords purchasing a property for letting. Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period. Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years. Offset: Mortgage interest payments are offset against any savings you may hold. Tracker: The interest rate rises and falls with the Bank of England base rate. Variable: The interest rate rises and falls with the provider’s standard interest rate (SVR).	Initial Rate The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.	Initial Term The length of time that the initial interest rate applies to the mortgage.	Final Rate Also referred to as Subsequent Rate - the interest rate that your mortgage will revert to after any introductory rates have finished.	Cost For Comparison This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.	Loan to value The percentage of a property’s value for which the mortgage can be used. Example: 75% loan to value = 25% deposit.	Fee to Apply This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.
	NatWest 2yr BBR + 1.69% LTV 60% Direct + More Details	Tracker	2.19%	31/10/2015	4.00%	3.80%	60%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Initial Rate 2.19% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 3.80% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Royal Bank of Scotland 2yr BBR + 1.69% LTV 60% Direct + More Details	Tracker	2.19%	31/10/2015	4.00%	3.80%	60%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Initial Rate 2.19% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 3.80% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Yorkshire Building Society 2yr BBR + 1.74% LTV 75% Direct + More Details	Tracker	2.24%	30/06/2015	4.99%	4.60%	75%	£975	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 2.24% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.60% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan no
	HSBC Lifetime BBR + 1.78% LTV 60% Special Direct + More Details	Tracker	2.28%	term	n/a	2.40%	60%	£1999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership yes Initial Rate 2.28% Initial Term term Final Rate n/a Overall Cost for Comparison 2.40% Product Type Tracker Current Account/Offset no Early Repayment Charge no Application Fee Added to Loan yes
	Santander UK plc 2yr BBR + 1.94% H/P C/B LTV 70% + More Details	Tracker	2.44%	24 months	4.74%	4.50%	70%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership yes Initial Rate 2.44% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.50% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Santander UK plc 2yr BBR + 1.94% R/M C/B LTV 70% + More Details	Tracker	2.44%	24 months	4.74%	4.40%	70%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 30% Shared Ownership yes Initial Rate 2.44% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.40% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Yorkshire Building Society 2yr BBR + 1.94% Offset LTV 75% Direct + More Details	Tracker	2.44%	30/06/2015	4.99%	4.60%	75%	£975	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 2.44% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.60% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan no
	Chelsea Building Society 2yr BBR + 1.99% H/P LTV 75% Direct + More Details	Tracker	2.49%	31/07/2015	5.79%	5.30%	75%	£875	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: no
Application Criteria Product Details Fees and Charges Available for Remortgage This product is not available for remortgage. Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 2.49% Initial Term 31/07/2015 Final Rate 5.79% Overall Cost for Comparison 5.30% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan no
	Chelsea Building Society 2yr BBR + 1.99% R/M LTV 75% Direct + More Details	Tracker	2.49%	31/07/2015	5.79%	5.30%	75%	£875	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers This product is not available to first time buyers. Available for Home Movers This product is not available for house purchase. Minimum Deposit 25% Shared Ownership no Initial Rate 2.49% Initial Term 31/07/2015 Final Rate 5.79% Overall Cost for Comparison 5.30% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan no
	Yorkshire Building Society 2yr BBR + 2.09% H/P LTV 75% Direct + More Details	Tracker	2.59%	30/06/2015	4.99%	4.70%	75%	£475	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: no
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 2.59% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.70% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan no
	Yorkshire Building Society 2yr BBR + 2.09% R/M LTV 75% Direct + More Details	Tracker	2.59%	30/06/2015	4.99%	4.70%	75%	£475	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership no Initial Rate 2.59% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.70% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan no
	Chelsea Building Society 2yr BBR + 2.19% H/P Offset LTV 75% Direct + More Details	Tracker	2.69%	31/07/2015	5.79%	5.40%	75%	£875	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: no
Application Criteria Product Details Fees and Charges Available for Remortgage This product is not available for remortgage. Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 2.69% Initial Term 31/07/2015 Final Rate 5.79% Overall Cost for Comparison 5.40% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan no
	Chelsea Building Society 2yr BBR + 2.19% R/M Offset LTV 75% Direct + More Details	Tracker	2.69%	31/07/2015	5.79%	5.40%	75%	£875	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers This product is not available to first time buyers. Available for Home Movers This product is not available for house purchase. Minimum Deposit 25% Shared Ownership no Initial Rate 2.69% Initial Term 31/07/2015 Final Rate 5.79% Overall Cost for Comparison 5.40% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan no
	HSBC Lifetime BBR + 2.19% LTV 70% Direct + More Details	Tracker	2.69%	term	n/a	2.80%	70%	£599	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership yes Initial Rate 2.69% Initial Term term Final Rate n/a Overall Cost for Comparison 2.80% Product Type Tracker Current Account/Offset no Early Repayment Charge no Application Fee Added to Loan yes
	HSBC Lifetime BBR + 2.19% LTV 70% Ex/C Adv Direct + More Details	Tracker	2.69%	term	n/a	2.80%	70%	£399	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership yes Initial Rate 2.69% Initial Term term Final Rate n/a Overall Cost for Comparison 2.80% Product Type Tracker Current Account/Offset no Early Repayment Charge no Application Fee Added to Loan yes
	HSBC Lifetime BBR + 2.19% LTV 70% Ex/C Prem Direct + More Details	Tracker	2.69%	term	n/a	2.80%	70%	£299	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership yes Initial Rate 2.69% Initial Term term Final Rate n/a Overall Cost for Comparison 2.80% Product Type Tracker Current Account/Offset no Early Repayment Charge no Application Fee Added to Loan yes
	HSBC Lifetime BBR+2.19% LTV 60% Fee Free Special Direct + More Details	Tracker	2.69%	term	n/a	2.70%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership yes Initial Rate 2.69% Initial Term term Final Rate n/a Overall Cost for Comparison 2.70% Product Type Tracker Current Account/Offset no Early Repayment Charge no Application Fee Added to Loan na
	NatWest 2yr BBR + 2.19% LTV 60% Direct No Fee + More Details	Tracker	2.69%	31/10/2015	4.00%	3.90%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Initial Rate 2.69% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 3.90% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 2yr BBR + 2.19% LTV 60% Direct No Fee + More Details	Tracker	2.69%	31/10/2015	4.00%	3.90%	60%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Initial Rate 2.69% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 3.90% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 2yr BBR + 2.19% H/P C/B Ex/B LTV 75% + More Details	Tracker	2.69%	24 months	4.74%	4.50%	75%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership yes Initial Rate 2.69% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.50% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Santander UK plc 2yr BBR + 2.24% H/P C/B LTV 75% + More Details	Tracker	2.74%	24 months	4.74%	4.50%	75%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership yes Initial Rate 2.74% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.50% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Santander UK plc 2yr BBR + 2.24% R/M C/B LTV 75% + More Details	Tracker	2.74%	24 months	4.74%	4.60%	75%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership yes Initial Rate 2.74% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.60% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Yorkshire Building Society 2yr BBR + 2.29% Offset H/P LTV 75% Direct + More Details	Tracker	2.79%	30/06/2015	4.99%	4.70%	75%	£475	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: no
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 2.79% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.70% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan no
	Yorkshire Building Society 2yr BBR + 2.29% Offset R/M LTV 75% Direct + More Details	Tracker	2.79%	30/06/2015	4.99%	4.70%	75%	£475	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership no Initial Rate 2.79% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.70% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan no
	Post Office Ltd 2yr BBR + 2.39% LTV 75% + More Details	Tracker	2.89%	31/05/2015	4.49%	4.40%	75%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 2.89% Initial Term 31/05/2015 Final Rate 4.49% Overall Cost for Comparison 4.40% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	NatWest 2yr BBR + 2.40% LTV 70% Direct No Fee + More Details	Tracker	2.90%	31/10/2015	4.00%	4.00%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Initial Rate 2.90% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 2yr BBR + 2.40% LTV 70% Direct No Fee + More Details	Tracker	2.90%	31/10/2015	4.00%	4.00%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Initial Rate 2.90% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	HSBC Lifetime BBR + 2.49% LTV 70% Fee Free Direct + More Details	Tracker	2.99%	term	n/a	3.00%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership yes Initial Rate 2.99% Initial Term term Final Rate n/a Overall Cost for Comparison 3.00% Product Type Tracker Current Account/Offset no Early Repayment Charge no Application Fee Added to Loan na
	Precise Mortgages 2yr BBR + 2.49% LTV 75% Semi Excl + More Details	Tracker	2.99%	24 months	4.49%	Varies	75%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Regional Restriction Yes: See lender. First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 2.99% Initial Term 24 months Final Rate 4.49% Overall Cost for Comparison Varies Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Santander UK plc 2yr BBR + 2.49% H/P C/B LTV 70% + More Details	Tracker	2.99%	24 months	4.74%	4.60%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership yes Initial Rate 2.99% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.60% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 2yr BBR + 2.49% R/M C/B LTV 70% + More Details	Tracker	2.99%	24 months	4.74%	4.40%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 30% Shared Ownership yes Initial Rate 2.99% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.40% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Precise Mortgages 2yr BBR + 2.59% R/M LTV 75% Semi Excl + More Details	Tracker	3.09%	24 months	4.49%	Varies	75%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Regional Restriction Yes: See lender. First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 3.09% Initial Term 24 months Final Rate 4.49% Overall Cost for Comparison Varies Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Santander UK plc 2yr BBR + 2.69% H/P C/B LTV 75% + More Details	Tracker	3.19%	24 months	4.74%	4.60%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership yes Initial Rate 3.19% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.60% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Santander UK plc 2yr BBR + 2.69% R/M C/B LTV 75% + More Details	Tracker	3.19%	24 months	4.74%	4.50%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership yes Initial Rate 3.19% Initial Term 24 months Final Rate 4.74% Overall Cost for Comparison 4.50% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 2yr BBR + 2.75% LTV 75% Ex/B Direct No Fee + More Details	Tracker	3.25%	31/10/2015	4.00%	4.00%	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: no Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership no Initial Rate 3.25% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.00% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 2yr BBR + 2.75% LTV 75% Ex/B Direct No Fee + More Details	Tracker	3.25%	31/10/2015	4.00%	Pending	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: no Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership no Initial Rate 3.25% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison Pending Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Precise Mortgages 2yr BBR + 2.79% R/M LTV 75% Semi Excl Fee Free + More Details	Tracker	3.29%	24 months	4.49%	Varies	75%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% Regional Restriction Yes: See lender. First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 3.29% Initial Term 24 months Final Rate 4.49% Overall Cost for Comparison Varies Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	HSBC Lifetime BBR + 2.89% LTV 80% Direct + More Details	Tracker	3.39%	term	n/a	3.50%	80%	£599	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 20% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 20% Shared Ownership yes Initial Rate 3.39% Initial Term term Final Rate n/a Overall Cost for Comparison 3.50% Product Type Tracker Current Account/Offset no Early Repayment Charge no Application Fee Added to Loan yes
	Yorkshire Building Society 2yr BBR + 2.89% LTV 85% Direct + More Details	Tracker	3.39%	30/06/2015	4.99%	4.80%	85%	£975	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 15% First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 15% Shared Ownership no Initial Rate 3.39% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.80% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan no
	Post Office Ltd 2yr BBR + 2.99% LTV 80% + More Details	Tracker	3.49%	31/05/2015	4.49%	4.50%	80%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 20% First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 20% Shared Ownership no Initial Rate 3.49% Initial Term 31/05/2015 Final Rate 4.49% Overall Cost for Comparison 4.50% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Precise Mortgages 2yr BBR + 2.99% LTV 80% Semi Excl + More Details	Tracker	3.49%	24 months	4.49%	Varies	80%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 20% Regional Restriction Yes: See lender. First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 20% Shared Ownership no Initial Rate 3.49% Initial Term 24 months Final Rate 4.49% Overall Cost for Comparison Varies Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Chelsea Building Society 2yr BBR + 3.04% H/P LTV 85% Direct + More Details	Tracker	3.54%	31/07/2015	5.79%	5.50%	85%	£875	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 15% First time buyer: yes Homemover: yes Remortgage: no
Application Criteria Product Details Fees and Charges Available for Remortgage This product is not available for remortgage. Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 15% Shared Ownership no Initial Rate 3.54% Initial Term 31/07/2015 Final Rate 5.79% Overall Cost for Comparison 5.50% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan no
	Chelsea Building Society 2yr BBR + 3.04% R/M LTV 85% Direct + More Details	Tracker	3.54%	31/07/2015	5.79%	5.50%	85%	£875	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 15% First time buyer: no Homemover: no Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers This product is not available to first time buyers. Available for Home Movers This product is not available for house purchase. Minimum Deposit 15% Shared Ownership no Initial Rate 3.54% Initial Term 31/07/2015 Final Rate 5.79% Overall Cost for Comparison 5.50% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan no
	Precise Mortgages 2yr BBR + 3.09% R/M LTV 80% Semi Excl + More Details	Tracker	3.59%	24 months	4.49%	Varies	80%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 20% Regional Restriction Yes: See lender. First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 20% Shared Ownership no Initial Rate 3.59% Initial Term 24 months Final Rate 4.49% Overall Cost for Comparison Varies Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Santander UK plc Flex Offset BBR + 3.09% H/P C/B LTV 75% Direct + More Details	Tracker	3.59%	term	n/a	3.70%	75%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: no Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Initial Rate 3.59% Initial Term term Final Rate n/a Overall Cost for Comparison 3.70% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan yes
	Santander UK plc Flex Offset BBR + 3.09% R/M C/B LTV 75% Direct + More Details	Tracker	3.59%	term	n/a	3.70%	75%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: yes Call Direct 0808 149 8421
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 25% Shared Ownership no Initial Rate 3.59% Initial Term term Final Rate n/a Overall Cost for Comparison 3.70% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan yes
	Yorkshire Building Society 2yr BBR + 3.09% Offset LTV 85% Direct + More Details	Tracker	3.59%	30/06/2015	4.99%	4.90%	85%	£975	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 15% First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 15% Shared Ownership no Initial Rate 3.59% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.90% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan no
	HSBC Lifetime BBR + 3.19% LTV 80% Fee Free Direct + More Details	Tracker	3.69%	term	n/a	3.80%	80%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 20% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 077 4339
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 20% Shared Ownership yes Initial Rate 3.69% Initial Term term Final Rate n/a Overall Cost for Comparison 3.80% Product Type Tracker Current Account/Offset no Early Repayment Charge no Application Fee Added to Loan na
	Yorkshire Building Society 2yr BBR + 3.19% H/P LTV 85% Direct + More Details	Tracker	3.69%	30/06/2015	4.99%	4.90%	85%	£475	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 15% First time buyer: yes Homemover: yes Remortgage: no
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 15% Shared Ownership no Initial Rate 3.69% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.90% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan no
	Yorkshire Building Society 2yr BBR + 3.19% R/M LTV 85% Direct + More Details	Tracker	3.69%	30/06/2015	4.99%	4.90%	85%	£475	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 15% First time buyer: no Homemover: no Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 15% Shared Ownership no Initial Rate 3.69% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.90% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan no
	Chelsea Building Society 2yr BBR + 3.24% H/P Offset LTV 85% Direct + More Details	Tracker	3.74%	31/07/2015	5.79%	5.60%	85%	£875	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 15% First time buyer: yes Homemover: yes Remortgage: no
Application Criteria Product Details Fees and Charges Available for Remortgage This product is not available for remortgage. Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 15% Shared Ownership no Initial Rate 3.74% Initial Term 31/07/2015 Final Rate 5.79% Overall Cost for Comparison 5.60% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan no
	Chelsea Building Society 2yr BBR + 3.24% R/M Offset LTV 85% Direct + More Details	Tracker	3.74%	31/07/2015	5.79%	5.60%	85%	£875	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 15% First time buyer: no Homemover: no Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers This product is not available to first time buyers. Available for Home Movers This product is not available for house purchase. Minimum Deposit 15% Shared Ownership no Initial Rate 3.74% Initial Term 31/07/2015 Final Rate 5.79% Overall Cost for Comparison 5.60% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan no
	Post Office Ltd 2yr BBR + 3.29% LTV 85% + More Details	Tracker	3.79%	31/05/2015	4.49%	4.50%	85%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 15% First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 15% Shared Ownership no Initial Rate 3.79% Initial Term 31/05/2015 Final Rate 4.49% Overall Cost for Comparison 4.50% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan yes
	Precise Mortgages 2yr BBR + 3.29% R/M LTV 80% Semi Excl Fee Free + More Details	Tracker	3.79%	24 months	4.49%	Varies	80%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 20% Regional Restriction Yes: See lender. First time buyer: yes Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 20% Shared Ownership no Initial Rate 3.79% Initial Term 24 months Final Rate 4.49% Overall Cost for Comparison Varies Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	NatWest 2yr BBR + 3.39% LTV 80% Direct No Fee + More Details	Tracker	3.89%	31/10/2015	4.00%	4.10%	80%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 20% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 20% Shared Ownership no Initial Rate 3.89% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.10% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Royal Bank of Scotland 2yr BBR + 3.39% LTV 80% Direct No Fee + More Details	Tracker	3.89%	31/10/2015	4.00%	4.10%	80%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 20% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 20% Shared Ownership no Initial Rate 3.89% Initial Term 31/10/2015 Final Rate 4.00% Overall Cost for Comparison 4.10% Product Type Tracker Current Account/Offset no Early Repayment Charge yes Application Fee Added to Loan na
	Yorkshire Building Society 2yr BBR + 3.39% H/P Offset LTV 85% Direct + More Details	Tracker	3.89%	30/06/2015	4.99%	4.90%	85%	£475	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 15% First time buyer: yes Homemover: yes Remortgage: no
Application Criteria Product Details Fees and Charges Available for Remortgage no Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 15% Shared Ownership no Initial Rate 3.89% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.90% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan no
	Yorkshire Building Society 2yr BBR + 3.39% R/M Offset LTV 85% Direct + More Details	Tracker	3.89%	30/06/2015	4.99%	4.90%	85%	£475	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 15% First time buyer: no Homemover: no Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers no Minimum Deposit 15% Shared Ownership no Initial Rate 3.89% Initial Term 30/06/2015 Final Rate 4.99% Overall Cost for Comparison 4.90% Product Type Tracker Current Account/Offset offset Early Repayment Charge yes Application Fee Added to Loan no
	NatWest Flexible Offset Variable LTV 80% Direct + More Details	Standard	4.00%	term	n/a	4.20%	80%	£499	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 20% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 20% Shared Ownership no Initial Rate 4.00% Initial Term term Final Rate n/a Overall Cost for Comparison 4.20% Product Type Standard Current Account/Offset offset Early Repayment Charge no Application Fee Added to Loan yes
	Royal Bank of Scotland Flexi Offset Variable LTV 80% Direct + More Details	Standard	4.00%	term	n/a	4.20%	80%	£499	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 20% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 20% Shared Ownership no Initial Rate 4.00% Initial Term term Final Rate n/a Overall Cost for Comparison 4.20% Product Type Standard Current Account/Offset offset Early Repayment Charge no Application Fee Added to Loan yes
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Tracker Mortgages

With a tracker mortgage, the interest you pay is dependent on how much it costs your bank to borrow money itself.

Usually, your rate will be linked to either the base rate which the Bank of England (BoE) lends money to the banks at or the LIBOR rate - the interest rate that banks charge when they borrow from each other. Your interest rate stays at a certain level above that rate, which can change from month to month; hence the name tracker.

A tracker rate can work out handsomely for you while interest rates are low but could mean you are left with hefty repayments if the rates were to rise.

The BoE sets its interest rates by the state of the economy - high when it's good, low when it's bad. And since with this type of mortgage you are 'locked in' for a certain length of time - generally anything from one to five years - you'll need to consider whether you think the economy is likely to get better or worse over the length of your deal. Specialist advice is available.

Sometimes banks offer stepped interest rate trackers, as they do with other mortgages. Your rate will start low - perhaps even in line with the base rate - and then increase at certain intervals throughout your agreed term.

There's also the usual arrangement fees payable when you take out a tracker -if these are expensive they could affect the value of the deal overall.

Click here for more information with Know Your Money's guide to tracker mortgages.

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