Tracker Mortgages

  • Rising and falling in line with the Bank of England base rate, tracker mortgages have been a popular option for UK home buyers while the base rate has remained at a record low.
  • Compare the latest interest rates and other important features of tracker mortgages in the table below.

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HSBC Mortgages
Call HSBC Mortgages on
Whether you are a first time buyer or looking to remortgage, HSBC offers a range of mortgages that are designed to assist our customers.
Lines open 8am - 10pm everyday. Calls may be monitored and recorded. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Choose a type of mortgage to compare

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The following results are based on a loan to value (LTV) of 60%
Your current view is listed by
  • Nationwide BS 1.19% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.19%
    Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £578.30
  • Max LTV
    60%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.19% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £578.30 x 24
    • Ongoing Monthly Payments:
      £754.74 x 276
    • Total Amount Payable:
      £223,686.40
    • Total Interest Payable:
      £72,187.44
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.19% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £578.30 and 276 monthly payments of £754.74. The total amount payable would be £223,236.40 made up of the loan amount plus interest £72,187.44 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Virgin Money 1.30% 1.30% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.30%
    1.30% Variable to 01/09/2019
  • APRC
    3.90%
  • Monthly Payment
    £585.91
  • Max LTV
    70%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.30% Variable to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £585.91 x 28
    • Ongoing Monthly Payments:
      £813.10 x 56
    • Total Amount Payable:
      £235,921.40
    • Total Interest Payable:
      £84,162.36
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.30% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £585.91 and 56 monthly payments of £813.10. The total amount payable would be £235,471.40 made up of the loan amount plus interest £84,162.36 and a product fee £995 and valuation fee £214. The overall cost for comparison is 3.90% APRC representative.

  • Virgin Money 1.32% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.32%
    Variable to 01/09/2019
  • APRC
    3.90%
  • Monthly Payment
    £587.30
  • Max LTV
    75%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.32% Variable to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £587.30 x 28
    • Ongoing Monthly Payments:
      £813.27 x 56
    • Total Amount Payable:
      £236,006.50
    • Total Interest Payable:
      £84,247.52
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.32% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £587.30 and 56 monthly payments of £813.27. The total amount payable would be £235,556.50 made up of the loan amount plus interest £84,247.52 and a product fee £995 and valuation fee £214. The overall cost for comparison is 3.90% APRC representative.

  • Virgin Money 1.50% 1.50% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.50%
    1.50% Variable to 01/09/2019
  • APRC
    4.00%
  • Monthly Payment
    £599.90
  • Max LTV
    70%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.50% Variable to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £599.90 x 28
    • Ongoing Monthly Payments:
      £814.79 x 56
    • Total Amount Payable:
      £236,766.30
    • Total Interest Payable:
      £85,007.28
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.50% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £599.90 and 56 monthly payments of £814.79. The total amount payable would be £236,316.30 made up of the loan amount plus interest £85,007.28 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money 1.52% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.52%
    Variable to 01/09/2019
  • APRC
    4.00%
  • Monthly Payment
    £601.32
  • Max LTV
    75%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.52% Variable to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £601.32 x 28
    • Ongoing Monthly Payments:
      £814.96 x 56
    • Total Amount Payable:
      £236,850.10
    • Total Interest Payable:
      £85,091.12
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.52% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £601.32 and 56 monthly payments of £814.96. The total amount payable would be £236,400.10 made up of the loan amount plus interest £85,091.12 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Only available via a broker
  • Halifax 1.54% Variable to 30/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.54%
    Variable to 30/09/2019
  • APRC
    3.40%
  • Monthly Payment
    £602.73
  • Max LTV
    60%
  • Fees
    £1,429
  • + Product Details
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.54% Variable to 30/09/2019
    • Incentives:
      £1K cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £602.73 x 28
    • Ongoing Monthly Payments:
      £754.88 x 272
    • Total Amount Payable:
      £223,132.80
    • Total Interest Payable:
      £72,203.80
    • Product Fee:
      £999
    • Valuation Fee:
      £430
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2.75/1.4% Mortgage Advance
    Get advice about the UK mortgage market from MCB Financial Services
    • Clear advice on the right mortgage for you
    • We’ll compare 1,000s of mortgage deals so you don’t have to
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Arrange a callback
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.54% and then reverting to our variable rate of 3.74% variable for remaining term. 28 monthly payments of £602.73 and 272 monthly payments of £754.88. The total amount payable would be £223,682.80 made up of the loan amount plus interest £72,203.80 and a product fee £999 and valuation fee £430. The overall cost for comparison is 3.40% APRC representative.

  • Virgin Money 1.54% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.54%
    Variable to 01/09/2019
  • APRC
    4.00%
  • Monthly Payment
    £602.73
  • Max LTV
    80%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.54% Variable to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £602.73 x 28
    • Ongoing Monthly Payments:
      £815.12 x 56
    • Total Amount Payable:
      £236,935.30
    • Total Interest Payable:
      £85,176.28
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.54% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £602.73 and 56 monthly payments of £815.12. The total amount payable would be £236,485.30 made up of the loan amount plus interest £85,176.28 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Nationwide BS 1.59% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.59%
    Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £606.27
  • Max LTV
    60%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.59% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £606.27 x 24
    • Ongoing Monthly Payments:
      £757.43 x 276
    • Total Amount Payable:
      £223,601.20
    • Total Interest Payable:
      £73,601.16
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.59% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £606.27 and 276 monthly payments of £757.43. The total amount payable would be £223,651.20 made up of the loan amount plus interest £73,601.16 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • NatWest 1.59% Variable to 31/08/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.59%
    Variable to 31/08/2019
  • APRC
    3.50%
  • Monthly Payment
    £606.27
  • Max LTV
    60%
  • Fees
    £1,243
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.59% Variable to 31/08/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £606.27 x 27
    • Ongoing Monthly Payments:
      £756.55 x 273
    • Total Amount Payable:
      £224,650.40
    • Total Interest Payable:
      £72,907.44
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.59% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £606.27 and 273 monthly payments of £756.55. The total amount payable would be £224,200.40 made up of the loan amount plus interest £72,907.44 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Royal Bank of Scotland 1.59% Variable to 31/08/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.59%
    Variable to 31/08/2019
  • APRC
    3.50%
  • Monthly Payment
    £606.27
  • Max LTV
    60%
  • Fees
    £1,243
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.59% Variable to 31/08/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £606.27 x 27
    • Ongoing Monthly Payments:
      £756.55 x 273
    • Total Amount Payable:
      £224,650.40
    • Total Interest Payable:
      £72,907.44
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 1/0.5% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.59% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £606.27 and 273 monthly payments of £756.55. The total amount payable would be £224,200.40 made up of the loan amount plus interest £72,907.44 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Only available via a broker
  • Halifax 1.66% Variable to 30/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.66%
    Variable to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £611.25
  • Max LTV
    75%
  • Fees
    £1,429
  • + Product Details
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.66% Variable to 30/09/2019
    • Incentives:
      £1K cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £611.25 x 28
    • Ongoing Monthly Payments:
      £755.80 x 272
    • Total Amount Payable:
      £223,621.60
    • Total Interest Payable:
      £72,692.60
    • Product Fee:
      £999
    • Valuation Fee:
      £430
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2.75/1.4% Mortgage Advance
    Get advice about the UK mortgage market from MCB Financial Services
    • Clear advice on the right mortgage for you
    • We’ll compare 1,000s of mortgage deals so you don’t have to
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Arrange a callback
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.66% and then reverting to our variable rate of 3.74% variable for remaining term. 28 monthly payments of £611.25 and 272 monthly payments of £755.80. The total amount payable would be £224,171.60 made up of the loan amount plus interest £72,692.60 and a product fee £999 and valuation fee £430. The overall cost for comparison is 3.50% APRC representative.

  • Nationwide BS 1.69% Variable for 5 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.69%
    Variable for 5 years
  • APRC
    3.00%
  • Monthly Payment
    £613.39
  • Max LTV
    60%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.69% Variable for 5 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £613.39 x 60
    • Ongoing Monthly Payments:
      £739.52 x 240
    • Total Amount Payable:
      £215,287.20
    • Total Interest Payable:
      £64,288.20
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 60 months at 1.69% and then reverting to our variable rate of 3.74% variable for remaining term. 60 monthly payments of £613.39 and 240 monthly payments of £739.52. The total amount payable would be £215,337.20 made up of the loan amount plus interest £64,288.20 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.00% APRC representative.

  • Virgin Money 1.69% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.69%
    Variable to 01/09/2019
  • APRC
    4.00%
  • Monthly Payment
    £613.39
  • Max LTV
    65%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.69% Variable to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £613.39 x 28
    • Ongoing Monthly Payments:
      £816.37 x 56
    • Total Amount Payable:
      £237,565.10
    • Total Interest Payable:
      £85,806.12
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Mortgage Advance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.69% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £613.39 and 56 monthly payments of £816.37. The total amount payable would be £237,115.10 made up of the loan amount plus interest £85,806.12 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money 1.69% Variable to 01/09/2020
  • Mortgage Type
    tracker
  • Initial Rate
    1.69%
    Variable to 01/09/2020
  • APRC
    3.80%
  • Monthly Payment
    £613.39
  • Max LTV
    70%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.69% Variable to 01/09/2020
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £613.39 x 40
    • Ongoing Monthly Payments:
      £807.43 x 44
    • Total Amount Payable:
      £232,843.80
    • Total Interest Payable:
      £81,084.84
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/20: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 40 months at 1.69% and then reverting to our variable rate of 4.54% variable for remaining term. 40 monthly payments of £613.39 and 44 monthly payments of £807.43. The total amount payable would be £232,393.80 made up of the loan amount plus interest £81,084.84 and a product fee £995 and valuation fee £214. The overall cost for comparison is 3.80% APRC representative.

  • Virgin Money 1.74% Variable to 01/09/2020
  • Mortgage Type
    tracker
  • Initial Rate
    1.74%
    Variable to 01/09/2020
  • APRC
    3.80%
  • Monthly Payment
    £616.97
  • Max LTV
    75%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.74% Variable to 01/09/2020
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £616.97 x 40
    • Ongoing Monthly Payments:
      £808.01 x 44
    • Total Amount Payable:
      £233,135.70
    • Total Interest Payable:
      £81,376.68
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/20: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 40 months at 1.74% and then reverting to our variable rate of 4.54% variable for remaining term. 40 monthly payments of £616.97 and 44 monthly payments of £808.01. The total amount payable would be £232,685.70 made up of the loan amount plus interest £81,376.68 and a product fee £995 and valuation fee £214. The overall cost for comparison is 3.80% APRC representative.

  • NatWest 1.79% Variable to 31/08/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.79%
    Variable to 31/08/2019
  • APRC
    3.50%
  • Monthly Payment
    £620.56
  • Max LTV
    70%
  • Fees
    £1,243
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.79% Variable to 31/08/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £620.56 x 27
    • Ongoing Monthly Payments:
      £758.02 x 273
    • Total Amount Payable:
      £225,437.60
    • Total Interest Payable:
      £73,694.58
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.79% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £620.56 and 273 monthly payments of £758.02. The total amount payable would be £224,987.60 made up of the loan amount plus interest £73,694.58 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Royal Bank of Scotland 1.79% Variable to 31/08/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.79%
    Variable to 31/08/2019
  • APRC
    3.50%
  • Monthly Payment
    £620.56
  • Max LTV
    70%
  • Fees
    £1,243
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.79% Variable to 31/08/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £620.56 x 27
    • Ongoing Monthly Payments:
      £758.02 x 273
    • Total Amount Payable:
      £225,437.60
    • Total Interest Payable:
      £73,694.58
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 1/0.5% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.79% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £620.56 and 273 monthly payments of £758.02. The total amount payable would be £224,987.60 made up of the loan amount plus interest £73,694.58 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • NatWest 1.82% Variable to 31/08/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.82%
    Variable to 31/08/2019
  • APRC
    3.50%
  • Monthly Payment
    £622.72
  • Max LTV
    75%
  • Fees
    £1,243
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.82% Variable to 31/08/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £622.72 x 27
    • Ongoing Monthly Payments:
      £758.24 x 273
    • Total Amount Payable:
      £225,556
    • Total Interest Payable:
      £73,812.96
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.82% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £622.72 and 273 monthly payments of £758.24. The total amount payable would be £225,106 made up of the loan amount plus interest £73,812.96 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Royal Bank of Scotland 1.82% Variable to 31/08/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.82%
    Variable to 31/08/2019
  • APRC
    3.50%
  • Monthly Payment
    £622.72
  • Max LTV
    75%
  • Fees
    £1,243
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.82% Variable to 31/08/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £622.72 x 27
    • Ongoing Monthly Payments:
      £758.24 x 273
    • Total Amount Payable:
      £225,556
    • Total Interest Payable:
      £73,812.96
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 1/0.5% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.82% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £622.72 and 273 monthly payments of £758.24. The total amount payable would be £225,106 made up of the loan amount plus interest £73,812.96 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Virgin Money 1.84% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.84%
    Variable to 01/09/2019
  • APRC
    4.00%
  • Monthly Payment
    £624.16
  • Max LTV
    80%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.84% Variable to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £624.16 x 28
    • Ongoing Monthly Payments:
      £817.60 x 56
    • Total Amount Payable:
      £238,196.90
    • Total Interest Payable:
      £86,437.92
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.84% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £624.16 and 56 monthly payments of £817.60. The total amount payable would be £237,746.90 made up of the loan amount plus interest £86,437.92 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money 1.89% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.89%
    Variable to 01/09/2019
  • APRC
    4.00%
  • Monthly Payment
    £627.78
  • Max LTV
    70%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.89% Variable to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £627.78 x 28
    • Ongoing Monthly Payments:
      £818 x 56
    • Total Amount Payable:
      £238,407.10
    • Total Interest Payable:
      £86,648.08
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Mortgage Advance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.89% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £627.78 and 56 monthly payments of £818. The total amount payable would be £237,957.10 made up of the loan amount plus interest £86,648.08 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money 1.94% Variable to 01/09/2020
  • Mortgage Type
    tracker
  • Initial Rate
    1.94%
    Variable to 01/09/2020
  • APRC
    3.80%
  • Monthly Payment
    £631.41
  • Max LTV
    80%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.94% Variable to 01/09/2020
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £631.41 x 40
    • Ongoing Monthly Payments:
      £810.32 x 44
    • Total Amount Payable:
      £234,305.20
    • Total Interest Payable:
      £82,546.24
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/20: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 40 months at 1.94% and then reverting to our variable rate of 4.54% variable for remaining term. 40 monthly payments of £631.41 and 44 monthly payments of £810.32. The total amount payable would be £233,855.20 made up of the loan amount plus interest £82,546.24 and a product fee £995 and valuation fee £214. The overall cost for comparison is 3.80% APRC representative.

  • Virgin Money 2.04% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    2.04%
    Variable to 01/09/2019
  • APRC
    4.00%
  • Monthly Payment
    £638.71
  • Max LTV
    70%
  • Fees
    £214
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.04% Variable to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £638.71 x 28
    • Ongoing Monthly Payments:
      £819.21 x 56
    • Total Amount Payable:
      £238,040.80
    • Total Interest Payable:
      £87,276.76
    • Product Fee:
      £0
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 2.04% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £638.71 and 56 monthly payments of £819.21. The total amount payable would be £237,590.80 made up of the loan amount plus interest £87,276.76 and a product fee £0 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • HSBC 2.09% Variable
  • Mortgage Type
    tracker
  • Initial Rate
    2.09%
    Variable
  • APRC
    2.20%
  • Monthly Payment
    £642.37
  • Max LTV
    60%
  • Fees
    £1,196
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      2.09% Variable
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £642.37 x 300
    • Ongoing Monthly Payments:
      £0 x 0
    • Total Amount Payable:
      £194,407
    • Total Interest Payable:
      £42,711
    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 0 months at 2.09% and then reverting to our variable rate of 0.00% for remaining term. 300 monthly payments of £642.37 and 0 monthly payments of £0. The total amount payable would be £193,957 made up of the loan amount plus interest £42,711 and a product fee £999 and valuation fee £197. The overall cost for comparison is 2.20% APRC representative.

  • HSBC 2.09% Variable
  • Mortgage Type
    tracker
  • Initial Rate
    2.09%
    Variable
  • APRC
    2.20%
  • Monthly Payment
    £642.37
  • Max LTV
    60%
  • Fees
    £946
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      2.09% Variable
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £642.37 x 300
    • Ongoing Monthly Payments:
      £0 x 0
    • Total Amount Payable:
      £194,157
    • Total Interest Payable:
      £42,711
    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 0 months at 2.09% and then reverting to our variable rate of 0.00% for remaining term. 300 monthly payments of £642.37 and 0 monthly payments of £0. The total amount payable would be £193,707 made up of the loan amount plus interest £42,711 and a product fee £749 and valuation fee £197. The overall cost for comparison is 2.20% APRC representative.

  • HSBC 2.09% Variable
  • Mortgage Type
    tracker
  • Initial Rate
    2.09%
    Variable
  • APRC
    2.20%
  • Monthly Payment
    £642.37
  • Max LTV
    60%
  • Fees
    £946
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      2.09% Variable
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £642.37 x 300
    • Ongoing Monthly Payments:
      £0 x 0
    • Total Amount Payable:
      £194,157
    • Total Interest Payable:
      £42,711
    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 0 months at 2.09% and then reverting to our variable rate of 0.00% for remaining term. 300 monthly payments of £642.37 and 0 monthly payments of £0. The total amount payable would be £193,707 made up of the loan amount plus interest £42,711 and a product fee £749 and valuation fee £197. The overall cost for comparison is 2.20% APRC representative.

  • HSBC 2.14% Variable
  • Mortgage Type
    tracker
  • Initial Rate
    2.14%
    Variable
  • APRC
    2.20%
  • Monthly Payment
    £646.05
  • Max LTV
    70%
  • Fees
    £1,196
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      2.14% Variable
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £646.05 x 300
    • Ongoing Monthly Payments:
      £0 x 0
    • Total Amount Payable:
      £195,511
    • Total Interest Payable:
      £43,815
    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 0 months at 2.14% and then reverting to our variable rate of 0.00% for remaining term. 300 monthly payments of £646.05 and 0 monthly payments of £0. The total amount payable would be £195,061 made up of the loan amount plus interest £43,815 and a product fee £999 and valuation fee £197. The overall cost for comparison is 2.20% APRC representative.

  • HSBC 2.14% Variable
  • Mortgage Type
    tracker
  • Initial Rate
    2.14%
    Variable
  • APRC
    2.20%
  • Monthly Payment
    £646.05
  • Max LTV
    70%
  • Fees
    £946
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      2.14% Variable
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £646.05 x 300
    • Ongoing Monthly Payments:
      £0 x 0
    • Total Amount Payable:
      £195,261
    • Total Interest Payable:
      £43,815
    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 0 months at 2.14% and then reverting to our variable rate of 0.00% for remaining term. 300 monthly payments of £646.05 and 0 monthly payments of £0. The total amount payable would be £194,811 made up of the loan amount plus interest £43,815 and a product fee £749 and valuation fee £197. The overall cost for comparison is 2.20% APRC representative.

The above results are based on a repayment mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 26/05/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a repayment mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 01:33 27/05/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
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More about tracker mortgages

With a tracker mortgage, the interest you pay is dependent on how much it costs your bank to borrow money itself.

Usually, your rate will be linked to either the base rate which the Bank of England (BoE) lends money to the banks at or the LIBOR rate - the interest rate that banks charge when they borrow from each other. Your interest rate stays at a certain level above that rate, which can change from month to month; hence the name tracker.

A tracker rate can work out handsomely for you while interest rates are low but could mean you are left with hefty repayments if the rates were to rise.

The BoE sets its interest rates by the state of the economy - high when it's good, low when it's bad. And since with this type of mortgage you are 'locked in' for a certain length of time - generally anything from one to five years - you'll need to consider whether you think the economy is likely to get better or worse over the length of your deal. Specialist advice is available.

Sometimes banks offer stepped interest rate trackers, as they do with other mortgages. Your rate will start low - perhaps even in line with the base rate - and then increase at certain intervals throughout your agreed term.

There's also the usual arrangement fees payable when you take out a tracker -if these are expensive they could affect the value of the deal overall.

Click here to read our handy guide covering the different types of mortgage available in the UK.