Tracker Mortgages

  • Rising and falling in line with the Bank of England base rate, tracker mortgages have been a popular option for UK home buyers while the base rate has remained at a record low.
  • Compare the latest interest rates and other important features of tracker mortgages in the table below.

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The following results are based on a loan to value (LTV) of 60%
  • Nationwide BS
  • Mortgage Type
    tracker
  • Initial Rate
    1.24%
    Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £581.75
  • ERC
    No
  • Fees
    £999
  • Max LTV
    60%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.24% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £581.75 x 24
    • Ongoing Monthly Payments:
      £755.08 x 276
    • Total Amount Payable:
      £223,863.10
    • Total Interest Payable:
      £72,364.08
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.24% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £581.75 and 276 monthly payments of £755.08. The total amount payable would be £223,413.10 made up of the loan amount plus interest £72,364.08 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Halifax
  • Mortgage Type
    tracker
  • Initial Rate
    1.44%
    Variable to 31/03/2019
  • APRC
    3.50%
  • Monthly Payment
    £595.69
  • ERC
    Yes
  • Fees
    £1,429
  • Max LTV
    60%
  • More Info + Product Details
    • Summary

    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.44% Variable to 31/03/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £595.69 x 25
    • Ongoing Monthly Payments:
      £755.85 x 275
    • Total Amount Payable:
      £224,680
    • Total Interest Payable:
      £72,751
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £430
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2.75/1.5% Mortgage Advance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 25 months at 1.44% and then reverting to our variable rate of 3.74% variable for remaining term. 25 monthly payments of £595.69 and 275 monthly payments of £755.85. The total amount payable would be £224,230 made up of the loan amount plus interest £72,751 and a product fee £999 and valuation fee £430. The overall cost for comparison is 3.50% APRC representative.

  • Halifax
  • Mortgage Type
    tracker
  • Initial Rate
    1.49%
    Variable to 31/03/2019
  • APRC
    3.50%
  • Monthly Payment
    £599.20
  • ERC
    Yes
  • Fees
    £1,429
  • Max LTV
    75%
  • More Info + Product Details
    • Summary

    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.49% Variable to 31/03/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £599.20 x 25
    • Ongoing Monthly Payments:
      £756.20 x 275
    • Total Amount Payable:
      £224,864
    • Total Interest Payable:
      £72,935
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £430
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2.75/1.5% Mortgage Advance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 25 months at 1.49% and then reverting to our variable rate of 3.74% variable for remaining term. 25 monthly payments of £599.20 and 275 monthly payments of £756.20. The total amount payable would be £224,414 made up of the loan amount plus interest £72,935 and a product fee £999 and valuation fee £430. The overall cost for comparison is 3.50% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.49%
    Variable to 01/05/2019
  • APRC
    4.00%
  • Monthly Payment
    £599.20
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    70%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.49% Variable to 01/05/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £599.20 x 27
    • Ongoing Monthly Payments:
      £815.51 x 57
    • Total Amount Payable:
      £237,154.50
    • Total Interest Payable:
      £85,395.51
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.49% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £599.20 and 57 monthly payments of £815.51. The total amount payable would be £236,704.50 made up of the loan amount plus interest £85,395.51 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.50%
    1.50% Variable to 01/05/2019
  • APRC
    4.00%
  • Monthly Payment
    £599.90
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    70%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.50% Variable to 01/05/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £599.90 x 27
    • Ongoing Monthly Payments:
      £815.59 x 57
    • Total Amount Payable:
      £237,195.20
    • Total Interest Payable:
      £85,436.25
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.50% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £599.90 and 57 monthly payments of £815.59. The total amount payable would be £236,745.20 made up of the loan amount plus interest £85,436.25 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.52%
    Variable to 01/05/2019
  • APRC
    4.00%
  • Monthly Payment
    £601.32
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    75%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.52% Variable to 01/05/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £601.32 x 27
    • Ongoing Monthly Payments:
      £815.75 x 57
    • Total Amount Payable:
      £237,277.30
    • Total Interest Payable:
      £85,518.27
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.52% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £601.32 and 57 monthly payments of £815.75. The total amount payable would be £236,827.30 made up of the loan amount plus interest £85,518.27 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.55%
    Variable to 01/05/2019
  • APRC
    4.00%
  • Monthly Payment
    £603.43
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    75%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.55% Variable to 01/05/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £603.43 x 27
    • Ongoing Monthly Payments:
      £815.99 x 57
    • Total Amount Payable:
      £237,399.80
    • Total Interest Payable:
      £85,640.76
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.55% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £603.43 and 57 monthly payments of £815.99. The total amount payable would be £236,949.80 made up of the loan amount plus interest £85,640.76 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • NatWest
  • Mortgage Type
    tracker
  • Initial Rate
    1.59%
    Variable to 30/04/2019
  • APRC
    3.50%
  • Monthly Payment
    £606.27
  • ERC
    Yes
  • Fees
    £1,243
  • Max LTV
    60%
  • More Info + Product Details
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.59% Variable to 30/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £606.27 x 26
    • Ongoing Monthly Payments:
      £757.09 x 274
    • Total Amount Payable:
      £224,948.70
    • Total Interest Payable:
      £73,205.68
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/4/19: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.59% and then reverting to our variable rate of 3.75% variable for remaining term. 26 monthly payments of £606.27 and 274 monthly payments of £757.09. The total amount payable would be £224,498.70 made up of the loan amount plus interest £73,205.68 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Royal Bank of Scotland
  • Mortgage Type
    tracker
  • Initial Rate
    1.59%
    Variable to 30/04/2019
  • APRC
    3.50%
  • Monthly Payment
    £606.27
  • ERC
    Yes
  • Fees
    £1,243
  • Max LTV
    60%
  • Call Direct 0800 096 7446
    Call: 0800 096 7446 + Product Details
  • Call Royal Bank of Scotland for more information about this mortgage
    • RBS say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.59% Variable to 30/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £606.27 x 26
    • Ongoing Monthly Payments:
      £757.09 x 274
    • Total Amount Payable:
      £224,948.70
    • Total Interest Payable:
      £73,205.68
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/4/19: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.59% and then reverting to our variable rate of 3.75% variable for remaining term. 26 monthly payments of £606.27 and 274 monthly payments of £757.09. The total amount payable would be £224,498.70 made up of the loan amount plus interest £73,205.68 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Nationwide BS
  • Mortgage Type
    tracker
  • Initial Rate
    1.64%
    Variable for 2 years
  • APRC
    3.40%
  • Monthly Payment
    £609.82
  • ERC
    No
  • Fees
    No Fees
  • Max LTV
    60%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.64% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £609.82 x 24
    • Ongoing Monthly Payments:
      £757.76 x 276
    • Total Amount Payable:
      £223,777.40
    • Total Interest Payable:
      £73,777.44
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.64% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £609.82 and 276 monthly payments of £757.76. The total amount payable would be £223,827.40 made up of the loan amount plus interest £73,777.44 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.69%
    Variable to 01/05/2019
  • APRC
    4.00%
  • Monthly Payment
    £613.39
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    65%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.69% Variable to 01/05/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £613.39 x 27
    • Ongoing Monthly Payments:
      £817.11 x 57
    • Total Amount Payable:
      £237,968
    • Total Interest Payable:
      £86,208.96
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/19: 1% Mortgage Advance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.69% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £613.39 and 57 monthly payments of £817.11. The total amount payable would be £237,518 made up of the loan amount plus interest £86,208.96 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.70%
    1.70% Variable to 01/05/2019
  • APRC
    4.00%
  • Monthly Payment
    £614.10
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    80%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.70% Variable to 01/05/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £614.10 x 27
    • Ongoing Monthly Payments:
      £817.19 x 57
    • Total Amount Payable:
      £238,009
    • Total Interest Payable:
      £86,249.97
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.70% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £614.10 and 57 monthly payments of £817.19. The total amount payable would be £237,559 made up of the loan amount plus interest £86,249.97 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.74%
    Variable to 01/05/2020
  • APRC
    3.80%
  • Monthly Payment
    £616.97
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    70%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.74% Variable to 01/05/2020
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £616.97 x 39
    • Ongoing Monthly Payments:
      £808.74 x 45
    • Total Amount Payable:
      £233,515.10
    • Total Interest Payable:
      £81,756.09
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/20: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 39 months at 1.74% and then reverting to our variable rate of 4.54% variable for remaining term. 39 monthly payments of £616.97 and 45 monthly payments of £808.74. The total amount payable would be £233,065.10 made up of the loan amount plus interest £81,756.09 and a product fee £995 and valuation fee £214. The overall cost for comparison is 3.80% APRC representative.

  • NatWest
  • Mortgage Type
    tracker
  • Initial Rate
    1.79%
    Variable to 30/04/2019
  • APRC
    3.50%
  • Monthly Payment
    £620.56
  • ERC
    Yes
  • Fees
    £1,243
  • Max LTV
    70%
  • More Info + Product Details
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.79% Variable to 30/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £620.56 x 26
    • Ongoing Monthly Payments:
      £758.51 x 274
    • Total Amount Payable:
      £225,709.30
    • Total Interest Payable:
      £73,966.30
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/4/19: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.79% and then reverting to our variable rate of 3.75% variable for remaining term. 26 monthly payments of £620.56 and 274 monthly payments of £758.51. The total amount payable would be £225,259.30 made up of the loan amount plus interest £73,966.30 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Royal Bank of Scotland
  • Mortgage Type
    tracker
  • Initial Rate
    1.79%
    Variable to 30/04/2019
  • APRC
    3.50%
  • Monthly Payment
    £620.56
  • ERC
    Yes
  • Fees
    £1,243
  • Max LTV
    70%
  • Call Direct 0800 096 7446
    Call: 0800 096 7446 + Product Details
  • Call Royal Bank of Scotland for more information about this mortgage
    • RBS say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.79% Variable to 30/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £620.56 x 26
    • Ongoing Monthly Payments:
      £758.51 x 274
    • Total Amount Payable:
      £225,709.30
    • Total Interest Payable:
      £73,966.30
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/4/19: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.79% and then reverting to our variable rate of 3.75% variable for remaining term. 26 monthly payments of £620.56 and 274 monthly payments of £758.51. The total amount payable would be £225,259.30 made up of the loan amount plus interest £73,966.30 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.79%
    Variable to 01/05/2020
  • APRC
    3.80%
  • Monthly Payment
    £620.56
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    75%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.79% Variable to 01/05/2020
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £620.56 x 39
    • Ongoing Monthly Payments:
      £809.31 x 45
    • Total Amount Payable:
      £233,799.50
    • Total Interest Payable:
      £82,040.55
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/20: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 39 months at 1.79% and then reverting to our variable rate of 4.54% variable for remaining term. 39 monthly payments of £620.56 and 45 monthly payments of £809.31. The total amount payable would be £233,349.50 made up of the loan amount plus interest £82,040.55 and a product fee £995 and valuation fee £214. The overall cost for comparison is 3.80% APRC representative.

  • NatWest
  • Mortgage Type
    tracker
  • Initial Rate
    1.82%
    Variable to 30/04/2019
  • APRC
    3.50%
  • Monthly Payment
    £622.72
  • ERC
    Yes
  • Fees
    £1,243
  • Max LTV
    75%
  • More Info + Product Details
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.82% Variable to 30/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £622.72 x 26
    • Ongoing Monthly Payments:
      £758.72 x 274
    • Total Amount Payable:
      £225,823
    • Total Interest Payable:
      £74,080
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/4/19: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.82% and then reverting to our variable rate of 3.75% variable for remaining term. 26 monthly payments of £622.72 and 274 monthly payments of £758.72. The total amount payable would be £225,373 made up of the loan amount plus interest £74,080 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Royal Bank of Scotland
  • Mortgage Type
    tracker
  • Initial Rate
    1.82%
    Variable to 30/04/2019
  • APRC
    3.50%
  • Monthly Payment
    £622.72
  • ERC
    Yes
  • Fees
    £1,243
  • Max LTV
    75%
  • Call Direct 0800 096 7446
    Call: 0800 096 7446 + Product Details
  • Call Royal Bank of Scotland for more information about this mortgage
    • RBS say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.82% Variable to 30/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £622.72 x 26
    • Ongoing Monthly Payments:
      £758.72 x 274
    • Total Amount Payable:
      £225,823
    • Total Interest Payable:
      £74,080
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/4/19: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.82% and then reverting to our variable rate of 3.75% variable for remaining term. 26 monthly payments of £622.72 and 274 monthly payments of £758.72. The total amount payable would be £225,373 made up of the loan amount plus interest £74,080 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.84%
    Variable to 01/05/2019
  • APRC
    4.00%
  • Monthly Payment
    £624.16
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    80%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.84% Variable to 01/05/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £624.16 x 27
    • Ongoing Monthly Payments:
      £818.30 x 57
    • Total Amount Payable:
      £238,579.30
    • Total Interest Payable:
      £86,820.30
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.84% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £624.16 and 57 monthly payments of £818.30. The total amount payable would be £238,129.30 made up of the loan amount plus interest £86,820.30 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Nationwide BS
  • Mortgage Type
    tracker
  • Initial Rate
    1.89%
    Variable for 5 years
  • APRC
    3.10%
  • Monthly Payment
    £627.78
  • ERC
    No
  • Fees
    £999
  • Max LTV
    60%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.89% Variable for 5 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £627.78 x 60
    • Ongoing Monthly Payments:
      £742.73 x 240
    • Total Amount Payable:
      £216,921
    • Total Interest Payable:
      £65,922
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 60 months at 1.89% and then reverting to our variable rate of 3.74% variable for remaining term. 60 monthly payments of £627.78 and 240 monthly payments of £742.73. The total amount payable would be £216,971 made up of the loan amount plus interest £65,922 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.10% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.89%
    Variable to 01/05/2019
  • APRC
    4.10%
  • Monthly Payment
    £627.78
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    70%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.89% Variable to 01/05/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £627.78 x 27
    • Ongoing Monthly Payments:
      £818.69 x 57
    • Total Amount Payable:
      £238,781.30
    • Total Interest Payable:
      £87,022.35
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/19: 1% Mortgage Advance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.89% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £627.78 and 57 monthly payments of £818.69. The total amount payable would be £238,331.30 made up of the loan amount plus interest £87,022.35 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.10% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.94%
    Variable to 01/05/2020
  • APRC
    3.90%
  • Monthly Payment
    £631.41
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    80%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.94% Variable to 01/05/2020
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £631.41 x 39
    • Ongoing Monthly Payments:
      £811 x 45
    • Total Amount Payable:
      £234,657.30
    • Total Interest Payable:
      £82,898.31
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/20: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 39 months at 1.94% and then reverting to our variable rate of 4.54% variable for remaining term. 39 monthly payments of £631.41 and 45 monthly payments of £811. The total amount payable would be £234,207.30 made up of the loan amount plus interest £82,898.31 and a product fee £995 and valuation fee £214. The overall cost for comparison is 3.90% APRC representative.

  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    2.04%
    Variable to 01/05/2019
  • APRC
    4.00%
  • Monthly Payment
    £638.71
  • ERC
    Yes
  • Fees
    £214
  • Max LTV
    70%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.04% Variable to 01/05/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £638.71 x 27
    • Ongoing Monthly Payments:
      £819.86 x 57
    • Total Amount Payable:
      £238,394.40
    • Total Interest Payable:
      £87,630.39
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/5/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 2.04% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £638.71 and 57 monthly payments of £819.86. The total amount payable would be £237,944.40 made up of the loan amount plus interest £87,630.39 and a product fee £0 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • HSBC
  • Mortgage Type
    tracker
  • Initial Rate
    2.09%
    Variable
  • APRC
    2.20%
  • Monthly Payment
    £642.37
  • ERC
    No
  • Fees
    £1,196
  • Max LTV
    60%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      2.09% Variable
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £642.37 x 300
    • Ongoing Monthly Payments:
      £0 x 0
    • Total Amount Payable:
      £194,407
    • Total Interest Payable:
      £42,711
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 0 months at 2.09% and then reverting to our variable rate of 0.00% for remaining term. 300 monthly payments of £642.37 and 0 monthly payments of £0. The total amount payable would be £193,957 made up of the loan amount plus interest £42,711 and a product fee £999 and valuation fee £197. The overall cost for comparison is 2.20% APRC representative.

  • HSBC
  • Mortgage Type
    tracker
  • Initial Rate
    2.09%
    Variable
  • APRC
    2.20%
  • Monthly Payment
    £642.37
  • ERC
    No
  • Fees
    £946
  • Max LTV
    60%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      2.09% Variable
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £642.37 x 300
    • Ongoing Monthly Payments:
      £0 x 0
    • Total Amount Payable:
      £194,157
    • Total Interest Payable:
      £42,711
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 0 months at 2.09% and then reverting to our variable rate of 0.00% for remaining term. 300 monthly payments of £642.37 and 0 monthly payments of £0. The total amount payable would be £193,707 made up of the loan amount plus interest £42,711 and a product fee £749 and valuation fee £197. The overall cost for comparison is 2.20% APRC representative.

  • HSBC
  • Mortgage Type
    tracker
  • Initial Rate
    2.09%
    Variable
  • APRC
    2.20%
  • Monthly Payment
    £642.37
  • ERC
    No
  • Fees
    £946
  • Max LTV
    60%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      2.09% Variable
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £642.37 x 300
    • Ongoing Monthly Payments:
      £0 x 0
    • Total Amount Payable:
      £194,157
    • Total Interest Payable:
      £42,711
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 0 months at 2.09% and then reverting to our variable rate of 0.00% for remaining term. 300 monthly payments of £642.37 and 0 monthly payments of £0. The total amount payable would be £193,707 made up of the loan amount plus interest £42,711 and a product fee £749 and valuation fee £197. The overall cost for comparison is 2.20% APRC representative.

  • HSBC
  • Mortgage Type
    tracker
  • Initial Rate
    2.14%
    Variable
  • APRC
    2.20%
  • Monthly Payment
    £646.05
  • ERC
    No
  • Fees
    £1,196
  • Max LTV
    70%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      2.14% Variable
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £646.05 x 300
    • Ongoing Monthly Payments:
      £0 x 0
    • Total Amount Payable:
      £195,511
    • Total Interest Payable:
      £43,815
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 0 months at 2.14% and then reverting to our variable rate of 0.00% for remaining term. 300 monthly payments of £646.05 and 0 monthly payments of £0. The total amount payable would be £195,061 made up of the loan amount plus interest £43,815 and a product fee £999 and valuation fee £197. The overall cost for comparison is 2.20% APRC representative.

  • HSBC
  • Mortgage Type
    tracker
  • Initial Rate
    2.14%
    Variable
  • APRC
    2.20%
  • Monthly Payment
    £646.05
  • ERC
    No
  • Fees
    £946
  • Max LTV
    70%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      2.14% Variable
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £646.05 x 300
    • Ongoing Monthly Payments:
      £0 x 0
    • Total Amount Payable:
      £195,261
    • Total Interest Payable:
      £43,815
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 0 months at 2.14% and then reverting to our variable rate of 0.00% for remaining term. 300 monthly payments of £646.05 and 0 monthly payments of £0. The total amount payable would be £194,811 made up of the loan amount plus interest £43,815 and a product fee £749 and valuation fee £197. The overall cost for comparison is 2.20% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above results are based on a repayment mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 21/02/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a repayment mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 06:17 22/02/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

More about tracker mortgages

With a tracker mortgage, the interest you pay is dependent on how much it costs your bank to borrow money itself.

Usually, your rate will be linked to either the base rate which the Bank of England (BoE) lends money to the banks at or the LIBOR rate - the interest rate that banks charge when they borrow from each other. Your interest rate stays at a certain level above that rate, which can change from month to month; hence the name tracker.

A tracker rate can work out handsomely for you while interest rates are low but could mean you are left with hefty repayments if the rates were to rise.

The BoE sets its interest rates by the state of the economy - high when it's good, low when it's bad. And since with this type of mortgage you are 'locked in' for a certain length of time - generally anything from one to five years - you'll need to consider whether you think the economy is likely to get better or worse over the length of your deal. Specialist advice is available.

Sometimes banks offer stepped interest rate trackers, as they do with other mortgages. Your rate will start low - perhaps even in line with the base rate - and then increase at certain intervals throughout your agreed term.

There's also the usual arrangement fees payable when you take out a tracker -if these are expensive they could affect the value of the deal overall.

Click here to read our handy guide covering the different types of mortgage available in the UK.