Vanquis Credit Cards

Please see the table below for full details of Vanquis Bank's credit cards including up-to-date information on interest rates, card features and fees.

  • Aquis Visa Credit Card

  • Balance Transfers Offer
    -
  • New Purchases Offer
    No Introductory Rate
    No Intro Rate
  • Representative APR
    29.8% APR
    (Variable)
  • See Deal + Details
  • Additional Information

      • There is a minimum credit limit of £250.00
      • Credit limit is subject to status
    • Min Credit
      £250
    • Max Credit
      £4,000
    • Provider
      Vanquis Bank

    Benefits

      • This card helps you build a good credit history to improve your credit rating. You could get Credit Limit increases every 5 months up to £4,000 (subject to terms and conditions).
      • UK call centre for customer services, SMS and online account management.
      • No annual or monthly fees.
      • 24/7 Fraud Watch.
    • Contactless Payment
      Contactless payment for items up to £30

    Before you Continue...

    • You must be at least 18 years old to apply.
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.84% (variable), representative 29.8% APR (variable). Credit available subject to status.

  • Vanquis Visa Credit Card

  • Balance Transfers Offer
    -
  • New Purchases Offer
    No Introductory Rate
    No Intro Rate
  • Representative APR
    39.9% APR
    (Variable)
  • See Deal + Details
  • Additional Information

      • Credit limit is subject to status
    • Min Credit
      £150
    • Max Credit
      £4,000
    • Provider
      Vanquis Bank

    Benefits

      • This card helps you build a good credit history to improve your credit rating. You could get Credit Limit increases every 5 months up to £4,000 (subject to terms and conditions).
      • UK call centre for customer services, SMS and online account management.
      • No annual or monthly fees.
      • 24/7 Fraud Watch.

    Before you Continue...

    • You must be at least 18 years old to apply.
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 39.94% (variable), representative 39.9% APR (variable). Credit available subject to status.

Other credit cards

  • Sainsbury's Bank 42 Month Balance Transfer Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 42 months
    (2.3% fee)
  • New Purchases Offer
    0% Fixed
    For 3 months
  • Representative APR
    18.9% APR
    (Variable)
  • See Deal + Details
  • Additional Information

      • 4% balance transfer fee refunded to 2.30% on transfers made in the first 3 months. (3% thereafter, £3 fee minimum at all times).
    • Provider
      Sainsbury's Bank

    Benefits

      • Interest rate and credit limit are subject to status.
      • 5,000 bonus Nectar points when you use your new Credit Card to pay for your Sainsbury's shopping or fuel at least four times in the first month from account opening. Ends 21st May 2017.
      • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere.
      • If your application is approved you are guaranteed to get the 0% interest period advertised.
      • No annual fee.

    Before you Continue...

    • You must be at least 18 years old to apply.
      • You must be a UK resident.
      • You must not be an existing Sainsbury's Bank Credit Card customer.
    • Min Age
      18
    • Visit Website
    • 5,000 bonus Nectar points when you use your new Credit Card to pay for your Sainsbury's shopping or fuel at least four times in the first month from account opening. Ends 21st May 2017.
    • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. 4% balance transfer fee refunded to 2.30% on transfers made in the first 3 months. (3% thereafter, £3 fee minimum at all times).

  • Santander All in One Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 41 months
    (0% fee)
  • New Purchases Offer
    0% Fixed
    For 6 months
  • Representative APR
    21.7% APR
    (Variable)
  • See Deal + Details
  • Additional Information

    • Annual fee
      £36
    • Min Credit
      £500
    • Provider
      Santander

    Benefits

      • 0% on balance transfers for 41 months from date of account opening (0% fee applies).
      • 0% on purchases for 6 months from date of account opening.
      • 0.5% cashback on all of your purchases with no limits or caps.
      • No foreign transaction fee on purchases or cash withdrawals in the local currency when you're abroad.
      • Retailer Offers - get five welcome cashback offers ranging from 5% to 25% at a range of well-known major retailers once you switch on Retailer Offers via Online or Mobile Banking.
    • Contactless Payment
      Contactless payment for items up to £30

    Before you Continue...

    • You must be at least 18 years old to apply.
      • The annual fee is broken down into monthly payments of £3.
    • Min Income
      £7,500
    • Min Age
      18
    • Visit Website
    • 0.5% cashback on all of your purchases with no limits or caps
    • Retailer Offers - get five welcome cashback offers ranging from 5% to 25% at a range of well-known major retailers once you switch on Retailer Offers via Online or Mobile Banking
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 15.9% (variable), with a £36 annual fee, representative 21.7% APR (variable). Credit available subject to status.

  • Halifax 41 Month Balance Transfer Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 41 months
    (2.29% fee)
  • New Purchases Offer
    0% Fixed
    For 6 months
  • Representative APR
    18.9% APR
    (Variable)
  • See Deal + Details
  • Additional Information

    • Min Credit
      £500
    • Provider
      Halifax

    Benefits

      • 0% interest for 41 months on balances transferred within the first 90 days after your account is opened. 3.00% fee applies on each balance transfer, an initial 3.00% fee applies with a refund of 0.71% within 90 days, so the effective fee is 2.29%. Also 6 months at 0% on purchases.
      • You may be eligible to apply for a second credit card with us. Conditions apply.
      • Manage your card online using Online Banking and Mobile Banking.
      • Fraud protection.
      • Faster payments to your card giving more flexibility and control.

    Before you Continue...

    • You must be at least 18 years old to apply.
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. An initial 3.00% fee applies with a refund of 0.71% within 90 days, so the effective fee is 2.29% (Terms and conditions apply).

  • Virgin 41 Month Balance Transfer Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 41 months
    (3% fee)
  • New Purchases Offer
    0% Fixed
    For 3 months
  • Representative APR
    20.9% APR
    (Variable)
  • See Deal + Details
  • Additional Information

      • Contactless payment for items up to £30.
      • Choose from a range of different card designs.
    • Provider
      Virgin Money

    Benefits

      • 0% for 41 months on balance transfers, with a fee of 3.00%, 0% for 41 months on money transfers, with a fee of 3.80%, 0% for 3 months on card purchases.
      • Earn cashback when you shop online with over 250 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app
    • Contactless Payment
      Contactless payment for items up to £30

    Before you Continue...

    • You must be at least 18 years old to apply.
      • You must be a UK resident and hold a UK bank/building society account.
      • You must have good credit history.
    • Min Age
      18
    • Visit Website
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 20.9% (variable), representative 20.9% APR (variable). Credit available subject to status.

  • Post Office Money Balance Transfer Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 41 months
    (3.25% fee)
  • New Purchases Offer
    0% Fixed
    For 3 months
  • Representative APR
    18.9% APR
    (Variable)
  • See Deal + Details
  • Additional Information

    • Min Credit
      £1,000
    • Provider
      Post Office

    Benefits

      • 0% on balance transfers for the first 41 months. A balance transfer fee of 3.25% applies and transfers must be made within 3 months of account opening.
      • 0% on all purchases for the first 3 months.
      • No cash fee when you purchase Post Office Travel Money.
    • Contactless Payment
      Contactless payment for items up to £30

    Before you Continue...

    • You must be at least 18 years old to apply.
      • Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.
    • Min Age
      18
    • Visit Website
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

Helpful links for credit card issues

Money Advice Service - The government's Money Advice Service website provides concise, unbiased information on choosing and using credit cards as well as handy tools such as credit card calculators.

The UK Cards Association - The British trade association for card payment companies has an extensive range of guides on their website covering all the types of payment cards available to UK consumers including debt, credit and prepaid cards.

Financial Fraud Action (FFA) UK - The Financial Fraud Action website features important advice on using payment cards safely and securely as well as information on the latest scams.

Financial Ombudsman Service - If you've already made a complaint to your card provider and have not had your issue resolved satisfactorily then the next step is to take up your complaint with the Financial Ombudsman.

About this service: Comparison tables are provided by KnowYourMoney.co.uk and is a free service to our users. The tables include providers from whom we may receive commission. For more details on how our site works click here.

The credit card data is supplied by Runpath Group Ltd, a registered company in England & Wales. Company Reg No: 07406032. Registered address: 2nd Floor, 112-116 Old Street, London EC1V 9BG.

The tables shows a range of products from the market and this service does not consider your personal credit position. Our service is non-advised, which means that no advice is given or implied.

If you wish to complain about this service please click here.