Website of the year logo

Vanquis Credit Cards

Please see the table below for full details of Vanquis Bank's credit cards including up-to-date information on interest rates, card features and fees.

  • Vanquis Chrome 24.7% Credit Card

  • Balance Transfers Offer
    -
  • New Purchases Offer
    No Introductory Rate
    No Intro Rate
  • Representative APR
    24.7% APR
    (Variable)
  • See Deal + Details
  • Additional Information

      • You could build your Credit Limit up to £4,000 over time.
      • Enjoy the new low APR Credit Card - designed to help you improve your credit rating.
    • Min Credit
      £250
    • Max Credit
      £4,000
    • Provider
      Vanquis Bank

    Benefits

      • Start with a manageable Credit Limit of £250 up to £1,000.
      • Online servicing, mobile app, SMS and email alerts.
      • UK based Customer Service Call Centres.
      • Dedicated fraud monitoring - Designed to protect your Chrome account 24 hours a day.
    • Contactless Payment
      Contactless payment for items up to £30

    Before you Continue...

    • You must be at least 18 years old to apply.
      • Not eligible to apply if you already hold or have applied for in the last 6 months any other credit card provided by Vanquis Bank.
    • Min Age
      18
    • Visit Website
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.7% (variable), representative 24.7% APR (variable). Credit available subject to status.

  • Aquis Visa Credit Card

  • Balance Transfers Offer
    -
  • New Purchases Offer
    No Introductory Rate
    No Intro Rate
  • Representative APR
    29.8% APR
    (Variable)
  • See Deal + Details
  • Additional Information

      • There is a minimum credit limit of £250.00
      • Credit limit is subject to status
    • Min Credit
      £250
    • Max Credit
      £4,000
    • Provider
      Vanquis Bank

    Benefits

      • This card helps you build a good credit history to improve your credit rating. You could get Credit Limit increases every 5 months up to £4,000 (subject to terms and conditions).
      • UK call centre for customer services, SMS and online account management.
      • No annual or monthly fees.
      • 24/7 Fraud Watch.
    • Contactless Payment
      Contactless payment for items up to £30

    Before you Continue...

    • You must be at least 18 years old to apply.
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.84% (variable), representative 29.8% APR (variable). Credit available subject to status.

  • Vanquis Visa Credit Card

  • Balance Transfers Offer
    -
  • New Purchases Offer
    No Introductory Rate
    No Intro Rate
  • Representative APR
    39.9% APR
    (Variable)
  • See Deal + Details
  • Additional Information

      • Credit limit is subject to status
    • Min Credit
      £150
    • Max Credit
      £4,000
    • Provider
      Vanquis Bank

    Benefits

      • This card helps you build a good credit history to improve your credit rating. You could get Credit Limit increases every 5 months up to £4,000 (subject to terms and conditions).
      • UK call centre for customer services, SMS and online account management.
      • No annual or monthly fees.
      • 24/7 Fraud Watch.

    Before you Continue...

    • You must be at least 18 years old to apply.
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 39.94% (variable), representative 39.9% APR (variable). Credit available subject to status.

  • Origin Credit Card

  • Balance Transfers Offer
    -
  • New Purchases Offer
    No Introductory Rate
    No Intro Rate
  • Representative APR
    59.9% APR
    (Variable)
  • See Deal + Details
  • Additional Information

      • Credit limit is subject to status
    • Min Credit
      £150
    • Max Credit
      £4,000
    • Provider
      Vanquis Bank

    Benefits

      • Start with an easy to manage credit limit between £150 and £1,000.
      • You could get credit limit increases after your 5th statement up to £3,500.
      • SMS and email alerts.
    • Contactless Payment
      Contactless payment for items up to £30

    Before you Continue...

    • You must be at least 18 years old to apply.
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 59.94% (variable), representative 59.9% APR (variable). Credit available subject to status.

Other credit cards

  • Tesco Bank Clubcard Credit Card for Balance Transfers and Money Transfers

  • Balance Transfers Offer
    0% Fixed
    For 40 months
    (2.69% fee)
  • New Purchases Offer
    No Introductory Rate
    No Intro Rate
  • Representative APR
    18.9% APR
    (Variable)
  • See Deal + Details
  • Additional Information

      • 0% interest on balance and money transfers for up to 40 months from account opening
      • The APR and length of promotional offer may vary as they are dependent on your personal circumstances
    • Min Credit
      £250
    • Provider
      Tesco Bank

    Benefits

      • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.
      • Apply online and get a decision within 60 seconds.
      • You can still apply even if you have a Tesco Bank Credit Card already.

    Before you Continue...

    • You must be at least 18 years old to apply.
      • You must live in the UK or have a BFPO address.
      • You must have a good credit history.
      • You cannot apply if you applied for a Tesco Bank Credit Card in the last month or currently have an application in progress.
    • Min Age
      18
    • Visit Website
    • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. The 0% offer is applied to any balances or money transferred within the first 90 days of account opening.

  • Santander All in One Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 39 months
    (0% fee)
  • New Purchases Offer
    0% Fixed
    For 6 months
  • Representative APR
    21.7% APR
    (Variable)
  • See Deal + Details
  • Additional Information

    • Annual fee
      £36
    • Min Credit
      £500
    • Provider
      Santander

    Benefits

      • 0% on balance transfers for 39 months from date of account opening (0% fee applies).
      • 0% on purchases for 6 months from date of account opening.
      • 0.5% cashback on all of your purchases with no limits or caps.
      • No foreign transaction fee on purchases or cash withdrawals in the local currency when you're abroad.
      • Retailer Offers - get five welcome cashback offers ranging from 5% to 25% at a range of well-known major retailers once you switch on Retailer Offers via Online or Mobile Banking.
    • Contactless Payment
      Contactless payment for items up to £30

    Before you Continue...

    • You must be at least 18 years old to apply.
      • The annual fee is broken down into monthly payments of £3.
      • No monthly fee for 6 months on the All in One Credit Card if you have a 1I2I3 current account. Qualifying criteria applies.
    • Min Income
      £7,500
    • Min Age
      18
    • Visit Website
    • Annual fee: £36
    • 0.5% cashback on all of your purchases with no limits or caps
    • Retailer Offers - get five welcome cashback offers ranging from 5% to 25% at a range of well-known major retailers once you switch on Retailer Offers via Online or Mobile Banking
    • No monthly fee for 6 months on the All in One Credit Card if you have a 1I2I3 current account. Qualifying criteria applies.
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 15.9% (variable), with a £36 annual fee, representative 21.7% APR (variable). Credit available subject to status.

  • Barclaycard Platinum 39 Month Balance Transfer Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 39 months
    (1.45% fee)
  • New Purchases Offer
    0% Fixed
    For 6 months
  • Representative APR
    19.9% APR
    (Variable)
  • See Deal + Details
  • Additional Information

    • Min Credit
      £250
    • Provider
      Barclaycard

    Benefits

      • Barclaycard PayTag enabled - Use your mobile phone for contactless payments.
      • Contactless payment for items up to £30.
      • Instant online decision available.
    • Contactless Payment
      Contactless payment for items up to £30

    Before you Continue...

    • You must be at least 18 years old to apply.
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status. A fee of 3.5% will be applied, then reduced to 1.45% by a refund (Terms and conditions apply).

  • MBNA Platinum 39 Month Balance Transfer Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 39 months
    (1.48% fee)
  • New Purchases Offer
    No Introductory Rate
    No Intro Rate
  • Representative APR
    18.9% APR
    (Variable)
  • See Deal + Details
  • Additional Information

    • Provider
      MBNA Limited

    Benefits

      • 0% p.a. for up to 39 months from account opening date, on balance transfers made within the first 60 days, 1.48% balance transfer handling fee.
      • 0% p.a. for up to 20 months from account opening date, on money transfers made within the first 60 days, 4% money transfer handling fee.
      • You are not able to transfer a balance from another MBNA credit card.
      • When these offers come to an end and for transfers made after the 60 days, the standard rate for balance transfers is 20.9% p.a. and for money transfers is 22.9% p.a. (5% handling fee applies to both).

    Before you Continue...

    • You must be at least 18 years old to apply.
      • Hold a UK bank/building society account.
      • UK permanent address for at least 3 years.
      • Good credit rating/history.
      • Eligibility for this credit card depends on your circumstances and the results of MBNA's eligibility check. The product, APR and promotional offer you could get may differ from the example.
    • Min Age
      18
    • Visit Website
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

  • Sainsbury's Bank Nectar 39 Month Balance Transfer Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 39 months
    (2.39% fee)
  • New Purchases Offer
    0% Fixed
    For 3 months
  • Representative APR
    18.9% APR
    (Variable)
  • See Deal + Details
  • Additional Information

      • Reduced Balance Transfer fee made by a partial refund of an initial 2.89% balance transfer fee. Terms and conditions apply.
    • Provider
      Sainsbury's Bank

    Benefits

      • Interest rate and credit limit are subject to status
      • Up to 10,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury's shopping in the first two months you'll get 1,000 points. T&Cs apply. Ends 28th December 2017
      • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere
      • If your application is approved you are guaranteed to get the 0% interest period advertised
      • No annual fee

    Before you Continue...

    • You must be at least 18 years old to apply.
      • You must be a UK resident.
      • You must not be an existing Sainsbury's Bank Credit Card customer.
      • You'll need to enter your Nectar card number when you apply.
    • Min Age
      18
    • Visit Website
    • Up to 10,000 bonus Nectar points. Each time you spend £35 or more on Sainsbury's shopping in the first two months you'll get 1,000 points. T&Cs apply. Ends 28th December 2017
    • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. Nectar cardholders only - You'll pay a 2.89% fee to transfer a balance to this card in the first 3 months. Sainsbury's will then refund 0.5%, so the overall fee is 2.39%. 3% balance transfer fee applies afterwards (minimum £3 at all times).

Helpful links for credit card issues

Money Advice Service - The government's Money Advice Service website provides concise, unbiased information on choosing and using credit cards as well as handy tools such as credit card calculators.

The UK Cards Association - The British trade association for card payment companies has an extensive range of guides on their website covering all the types of payment cards available to UK consumers including debt, credit and prepaid cards.

Financial Fraud Action (FFA) UK - The Financial Fraud Action website features important advice on using payment cards safely and securely as well as information on the latest scams.

Financial Ombudsman Service - If you've already made a complaint to your card provider and have not had your issue resolved satisfactorily then the next step is to take up your complaint with the Financial Ombudsman.

About this service: Comparison tables are provided by KnowYourMoney.co.uk and is a free service to our users. The tables include providers from whom we may receive commission. For more details on how our site works click here.

The credit card data is supplied by Runpath Group Ltd, a registered company in England & Wales. Company Reg No: 07406032. Registered address: 2nd Floor, 112-116 Old Street, London EC1V 9BG.

The tables shows a range of products from the market and this service does not consider your personal credit position. Our service is non-advised, which means that no advice is given or implied.

If you wish to complain about this service please click here.