Virgin Credit Card

The Virgin Credit Card combines competitive rates, practical features and a wealth of added bonuses to create an effective and enticing package. The card comes with an extended introductory period for interest free balance transfers (2.99% fee applies) and purchases. In addition the card has no annual fee and cardholders can make use of a 24/7 telephone helpline and online account management facility.

Where the Virgin Money Credit Card comes into its own is with the bonuses afforded by Virgin's retail muscle. Card purchases of products and services from many of the vast range of Virgin companies are subject to substantial discounts.

With free purchase protection insurance and a trio of snappy colours to choose from, the Virgin Credit Card has a great deal to offer. For more information on this card or to apply online please click on the links below.

Compare Virgin Credit Card

Credit Card

Representative APR
Variable

Annual Percentage Rate: the interest that you will pay per year on purchases. This rate includes annual fees but does not factor in other charges such as default fees. Rates shown are 'typical' interest rates and may vary depending on your credit rating.

Balance Transfers

A balance transfer is when you transfer the debt owed on one credit card (the balance) to another.

Purchases

Rate

This indicates the introductory interest rate on balance transfers that a credit card offers.

Duration

The duration of time that the introductory interest rate on balance transfers will apply.

Fee

Balance transfer fees are usually applied to any balances transferred from one card to another. They are calculated as a percentage (typically between 2-4%) of the amount being transferred.

Rate

This indicates the introductory interest rate on new purchases that a credit card offers.

Duration

The duration of time that the introductory interest rate on new purchase will apply.

Virgin Money
Balance Transfer Card

16.8%

20 months

2.99%

3 months

MORE INFOREVIEW

Representative Example: 16.8% p.a. (variable) on card purchases. Equivalent to 16.8% APR representative (variable) based on a credit limit of £1,200.

Other cards by Virgin Money

Credit Card

Representative APR
Variable

Balance Transfers

A balance transfer is when you transfer the debt owed on one credit card (the balance) to another.

Purchases

Rate

This indicates the introductory interest rate on balance transfers that a credit card offers.

Duration

The duration of time that the introductory interest rate on balance transfers will apply.

Fee

Balance transfer fees are usually applied to any balances transferred from one card to another. They are calculated as a percentage (typically between 2-4%) of the amount being transferred.

Rate

This indicates the introductory interest rate on new purchases that a credit card offers.

Duration

The duration of time that the introductory interest rate on new purchase will apply.

Virgin Atlantic
Virgin Atlantic American Express Card from MBNA
Flying Club Miles reward scheme + other travel benefits

17.9%

6 months

2.00%

n/a

MORE INFOREVIEW

Representative Example: 17.9% p.a. (variable) on card purchases. Equivalent to 17.9% APR representative (variable) based on a credit limit of £1,200.

Virgin Money
Retail Credit Card

18.9%

13 months

2.89%

13 months

MORE INFOREVIEW

Representative Example: 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1,200.

Virgin Atlantic
Virgin Atlantic American Express Black Card from MBNA
Flying Club Miles reward scheme + other travel benefits

47.2%

6 months

2.00%

n/a

MORE INFOREVIEW

Representative Example: 18.9% p.a. (variable) on card purchases. Equivalent to 47.2% APR representative (variable) based on a credit limit of £1,200. Annual fee of £115 is payable.