Virgin Money Retail Credit Card
The Virgin Retail Credit Card offers customers a great rate of interest, aswell as having a selection of great benefits including;
. 50 days interest free
. A discount scheme like no other
. Pay less interest on your balance
. Contactless Payments
. Paperless Statements
. 24/7 account management online or over the phone
The Virgin Retail Card also comes with the added bonus of qualifying for discounts off other Virgin products and services including 10% off Virgin holidays, 10% off Virgin Wines, 1month free at Virgin Active, 20% off Virgin Experiences, 10% off VIE at home and half price Virgin Balloon Flights.
For more information or to apply for your Virgin Retail Credit Card please follow the links provided.
Compare Virgin Money Retail Credit Card
| Credit Card | Representative APR Variable Annual Percentage Rate: the interest that you will pay per year on purchases. This rate includes annual fees but does not factor in other charges such as default fees. Rates shown are 'typical' interest rates and may vary depending on your credit rating. |
Balance Transfers
A balance transfer is when you transfer the debt owed on one credit card (the balance) to another. |
Purchases | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Rate
This indicates the introductory interest rate on balance transfers that a credit card offers. |
Duration
The duration of time that the introductory interest rate on balance transfers will apply. |
Fee
Balance transfer fees are usually applied to any balances transferred from one card to another. They are calculated as a percentage (typically between 2-4%) of the amount being transferred. |
Rate
This indicates the introductory interest rate on new purchases that a credit card offers. |
Duration
The duration of time that the introductory interest rate on new purchase will apply. |
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 | Virgin Money Retail Credit Card | 18.9% | 0% | 13 months | 2.89% | 0% | 13 months | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1,200. | ||||||||||||||||
Other cards by Virgin Money
| Credit Card | Representative APR Variable Annual Percentage Rate: the interest that you will pay per year on purchases. This rate includes annual fees but does not factor in other charges such as default fees. Rates shown are 'typical' interest rates and may vary depending on your credit rating. |
Balance Transfers
A balance transfer is when you transfer the debt owed on one credit card (the balance) to another. |
Purchases | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Rate
This indicates the introductory interest rate on balance transfers that a credit card offers. |
Duration
The duration of time that the introductory interest rate on balance transfers will apply. |
Fee
Balance transfer fees are usually applied to any balances transferred from one card to another. They are calculated as a percentage (typically between 2-4%) of the amount being transferred. |
Rate
This indicates the introductory interest rate on new purchases that a credit card offers. |
Duration
The duration of time that the introductory interest rate on new purchase will apply. |
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 | Virgin Money Balance Transfer Card | 16.8% | 0% | 20 months | 2.99% | 0% | 3 months | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: 16.8% p.a. (variable) on card purchases. Equivalent to 16.8% APR representative (variable) based on a credit limit of £1,200. | ||||||||||||||||
 | Virgin Atlantic Virgin Atlantic White Card Flying Club Miles reward scheme + other travel benefits | 17.9% | 0% | 6 months | 2.00% | n/a | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: 17.9% p.a. (variable) on card purchases. Equivalent to 17.9% APR representative (variable) based on a credit limit of £1,200. | ||||||||||||||||
 | Virgin Atlantic Virgin Atlantic Black Card Flying Club Miles reward scheme + other travel benefits | 47.2% | 0% | 6 months | 2.00% | n/a | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: 18.9% p.a. (variable) on card purchases. Equivalent to 47.2% APR representative (variable) based on a credit limit of £1,200. Annual fee of £140 is payable. | ||||||||||||||||
Other popular cards
| Credit Card | Representative APR Variable Annual Percentage Rate: the interest that you will pay per year on purchases. This rate includes annual fees but does not factor in other charges such as default fees. Rates shown are 'typical' interest rates and may vary depending on your credit rating. |
Balance Transfers
A balance transfer is when you transfer the debt owed on one credit card (the balance) to another. |
Purchases | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Rate
This indicates the introductory interest rate on balance transfers that a credit card offers. |
Duration
The duration of time that the introductory interest rate on balance transfers will apply. |
Fee
Balance transfer fees are usually applied to any balances transferred from one card to another. They are calculated as a percentage (typically between 2-4%) of the amount being transferred. |
Rate
This indicates the introductory interest rate on new purchases that a credit card offers. |
Duration
The duration of time that the introductory interest rate on new purchase will apply. |
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 | Halifax 22 Month Balance Transfer Card 0% for the first 22 months on balance transfers | 17.9% | 0% | 22 months | 3.50% | 0% | 3 months | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: 17.95% p.a. variable on card purchases. This is equivalent to 17.9% APR representative (variable) based on a credit limit of £1,200. The purchase rate is 17.95% pa (variable). | ||||||||||||||||||
 | Barclaycard Platinum Balance Transfer Card (22 Month) £30 fee refund when you transfer a balance of £2,500 or more (terms and conditions apply) | 17.9% | 0% | 22 months | 2.90% | 0% | 3 months | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: Annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). | ||||||||||||||||||
 | Post Office Post Office Credit Card Various 0% offers… | 16.9% | 0% | 14 months | 2.98% | 0% | 3 months | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: 16.9% p.a. variable on card purchases. This is equivalent to 16.9% APR representative (variable) based on a credit limit of £1,200 | ||||||||||||||||||
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