Compare Bad Credit Car Loans

  • There are various loan and finance options available for UK car buyers with bad credit
  • Find out more about how car finance works here
  • None of the providers we compare charge broker fees
I am looking for Bad Credit...
    • Zuto (Bad Credit) logo

      Zuto
      (Bad Credit)

      Broker
      • Representative APR
        26.9% APR
      • Available Amounts
        £500 to £100,000
      • Min / Max Terms
        2 to 5 years

      Borrower Criteria

      • Must be aged 18 or over
      • Must be a UK resident
      • Bankruptcies not accepted
      • Must have a Bad credit rating

      Vehicle Restrictions

      • No restrictions on vehicle
    • Aspire Money (Bad Credit) logo

      Aspire Money
      (Bad Credit)

      Broker
      • Representative APR
        31.9% APR
      • Available Amounts
        £10,001 to £25,000
      • Min / Max Terms
        1 to 5 years

      Borrower Criteria

      • Must be 18 to 65 years old
      • Must be a UK resident
      • Must be employed
      • Must earn at least £800 per month

      Vehicle Restrictions

      • No restrictions on vehicle
    • CarFinance 247 (Bad Credit) logo

      CarFinance 247
      (Bad Credit)

      Broker
      • Representative APR
        35% APR
      • Available Amounts
        £2,000 to £75,000
      • Min / Max Terms
        1 to 5 years

      Borrower Criteria

      • Must be aged 18 or over
      • Must have 3 years residential history
      • Must have 12 months employment history

      Vehicle Restrictions

      • Dependent on product and lender there could be vehicle criteria around mileage and age (this does not apply to personal loans)
    • Midland Credit (Bad Credit) logo

      Midland Credit
      (Bad Credit)

      Broker
      • Representative APR
        36.99% APR
      • Available Amounts
        £3,000 to £50,000
      • Min / Max Terms
        2 to 5 years

      Borrower Criteria

      • Must be aged 21 or over
      • Must have full UK or EU driving license
      • Must be employed or self-employed

      Vehicle Restrictions

      • Dependent on the lender who approves the application there could be vehicle criteria around mileage and age (this does not apply to personal loans)
    • What Credit (Bad Credit) logo

      What Credit
      (Bad Credit)

      Broker
      • Representative APR
        49.9% APR
      • Available Amounts
        £1,000 to £15,000
      • Min / Max Terms
        1 to 5 years

      Borrower Criteria

      • Must be aged 25 to 63
      • Must have a minimum monthly income of £1,000
      • Must have been employed in current job for 6 months
      • Must have full UK licence
      • Must have lived at current address for 12 months
      • Must not be self-employed
      • Must not be a taxi driver
      • Must not be a benefit recipient or carer
      • Must have a Bad credit rating

      Vehicle Restrictions

      • 100,000 miles maximum mileage
      • Vehicle must be under 8 years old

These providers offer a number of products for the purpose of purchasing a car including car finance secured on the vehicle. This means your car may be at risk if you do not keep up repayments.

Our comparison table features a selection of providers from who we receive commission. This table is initially ordered by Representative APR. You can use the options above the table to order it according to various criteria.

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