Compare Long Term Bad Credit Loans

  • There are various long term loans available to borrowers with bad credit
  • Compare bad credit loans with a minimum term of 12 months below
  • Check loan details and eligibility requirements carefully before you apply
Lifestyle Loans - Personal Loan
Promotion

Lifestyle Loans - Personal Loan

  • Borrow £1,000 - £7,500 over 1-5 years
  • Representative APR 49.9%
  • Must have a minimum income of £1500 per month
  • No CCJs & defaults in the last 12 months
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Representative 49.9% APR, based on borrowing £2000 and repaying over 12 monthly repayments. Monthly repayments is £206.13 with a total amount repayable of £2473.52 which includes the total interest payable of £473.52 Maximum APR: 49.9%.
    • Norton Finance Personal Loan - For homeowners only logo
      Broker

      Norton Finance Personal Loan - For homeowners only

      • Only available to homeowners
      • Loan Type
        Unsecured
      • Representative APR
        15.4% APR
      • Available Amounts
        £3,000 to £25,000
      • Min / Max Terms
        1 to 25 years

      Eligibility Criteria

      • Must be aged 18 to 80
      • Must be a homeowner
      • Must have a minimum income of £7,500 per year from employment, pension or benefits
    • Freedom Finance Personal Loan logo
      Broker

      Freedom Finance Personal Loan

      • Loan Type
        Unsecured
      • Representative APR
        27.5% APR
      • Available Amounts
        £500 to £25,000
      • Min / Max Terms
        1 to 7 years

      Eligibility Criteria

      • Must be aged 18 years or over
      • Must be a UK resident
      • Interest rates are dependent on your individual credit score
    • Buddy Guarantor Loan logo

      Buddy Guarantor Loan

      • Guarantor
      • Loan Type
        Guarantor
      • Representative APR
        49.9% APR
      • Available Amounts
        £1,000 to £10,000
      • Min / Max Terms
        1 to 5 years

      Guarantor Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on an active bankruptcy, IVA or equivalent
      • Guarantor does not need to own a home

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must have a good credit history
Also for Bad Credit Loans...
Our service is free of charge but we receive commissions from the providers we refer you to. This table is initially ordered by representative APR. You can use the options above the table to order it according to various criteria. You may be offered different rates depending on your personal credit rating.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

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Long Term Loans with Bad Credit FAQ

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