Compare No Guarantor Bad Credit Loans

  • There are various loans available to borrowers with bad credit ratings that don't require a guarantor
  • Compare non guarantor bad credit loans below
  • Check loan details and eligibility requirements carefully before you apply
    • Norton Finance - For homeowners only logo
      Broker

      Norton Finance - For homeowners only

      • Only available to homeowners
      • Loan Type
        Unsecured
      • Representative APR
        15.4% APR
      • Available Amounts
        £3,000 to £25,000
      • Min / Max Terms
        1 to 25 years

      Eligibility Criteria

      • Must be aged 18 to 80
      • Must be a homeowner
      • Must have a minimum income of £7,500 per year from employment, pension or benefits
    • Freedom Finance logo
      Broker

      Freedom Finance

      • Loan Type
        Unsecured
      • Representative APR
        27.5% APR
      • Available Amounts
        £500 to £25,000
      • Min / Max Terms
        1 to 7 years

      Eligibility Criteria

      • Must be aged 18 years or over
      • Must be a UK resident
      • Interest rates are dependent on your individual credit score
    • Aspire Money logo
      Broker

      Aspire Money

      • Loan Type
        Unsecured
      • Representative APR
        31.9% APR (£10,001 to £25,000)
      • Available Amounts
        £500 to £25,000
      • Min / Max Terms
        1 to 5 years

      Eligibility Criteria

      • Over 18s only
      • UK residents only
      • Must be full time employed
      • Must be earning over £1,200
      • Interest rates may vary due to your circumstances and loan amount required
    • Click Finance logo
      Broker

      Click Finance

      • Loan Type
        Unsecured
      • Representative APR
        49.9% APR
      • Available Amounts
        £1,000 to £35,000
      • Min / Max Terms
        1 to 5 years

      Eligibility Criteria

      • Must be aged 18 to 70
      • Must be a UK resident
      • Must have a minimum monthly income of £800
      • Must not be subject to an IVA or bankruptcy order
    • SafetyNet Credit Facility logo

      SafetyNet Credit Facility

      • Credit Line
      • Loan Type
        Short Term
      • Representative APR
        68.7% APR
      • Available Amounts
        £100 to £500
      • Min / Max Terms
        No min or max term

      Eligibility Criteria

      • Must be aged 18 or over
      • UK residents only
      • Must be in full-time or part-time employment or self-employed
      • Minimum monthly income of £750
      • Must have debit card and bank account into which salary is paid
      • Must have a mobile phone and email address
      • Bankruptcy, IVA or equivalents not accepted
      • CCJs accepted
      • Customers must submit bank account login details to apply for a loan
Also for Bad Credit Loans...
Our service is free of charge but we receive commissions from the providers we refer you to. This table is initially ordered by representative APR. You can use the options above the table to order it according to various criteria. You may be offered different rates depending on your personal credit rating.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

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No-Guarantor Bad Credit Loans FAQ

What is a no-guarantor credit loan for those with bad credit?

Can I get a no-guarantor loan if I have bad credit?

What’s significant about having a no-guarantor loan?

How will my bad credit rating matter?

Can I get a no-guarantor loan while having poor credit if I am unemployed?

What should I do if I miss payments with a no-guarantor loan while I have poor credit?