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Principal Bike Insurance
Principal Insurance, a broker specialising in providing motorcycle insurance, was established by Dave Bowcock in 2011. The Sale-based firm also offers car, van, home, motorhome, and some business insurance policies, aiming to find cover that caters for even the most niche and specialist needs. Principal works with several specialist insurers to find the right policies for its customers, at a competitive and good value price. The firm can accommodate lots of different vehicle types, brands, and specifications, including scooters, mopeds, classic models, quad bikes, trikes, imports, and custom and modified bikes. Principal Insurance may also provide policies for those with convictions, those returning to biking after a significant break away, and those wanting a ‘limited mileage’ policy.
Customers can choose from third party only; third party, fire and theft; and comprehensive cover from Principal motorcycle insurance. These levels of cover offer riders different levels of protection, so they can select one that meets their specific requirements the closest. All policies include legal expenses as standard and, assuming the rider meets certain conditions, cover for ‘driving other cycles’ may also be included. This offers third-party protection for individuals riding a different (insured) bike to the one specified in their documents. Principal Insurance offers riders the choice of purchasing extra features with their policy (if they aren’t already included), such as use of a courtesy bike, helmet and leathers cover, personal accident cover, breakdown cover, and excess protection.
Multi-bike policies are available from Principal Insurance, for a combination of different bikes, as well as multi-vehicle policies which can also include cars, vans and other vehicle types. It insures all the models on one policy, which can result in savings for the customer. Services offered by this provider may change over time. Always check Ts&Cs.