Compare Car Breakdown Cover

  • Looking for the top breakdown cover deals?
  • Use our quick and easy comparison tool to compare all the leading breakdown brands
  • Simply choose from the cover options below to tailor your policy and click the links provided to get a quote.
Choose your breakdown cover options
  • RAC logo

    Roadside

    • Flash Sale Now On! Up to 50% Off Selected Cover Levels*
    • Personal
      Price (From)
      £41.25
    • Vehicle
      Price (From)
      £45
    • Roadside
      Assistance
    • National
      Recovery
    • Home
      Start
    • Onward
      Travel
  • RAC logo

    UK Premier Breakdown Cover

    • Flash Sale Now On! Up to 50% Off Selected Cover Levels*
    • Personal
      Price (From)
      £108.75
    • Vehicle
      Price (From)
      £135
    • Roadside
      Assistance
    • National
      Recovery
    • Home
      Start
    • Onward
      Travel
  • RAC logo

    Roadside + Recovery + At Home

    • Flash Sale Now On! Up to 50% Off Selected Cover Levels*
    • Personal
      Price (From)
      £108.75
    • Vehicle
      Price (From)
      £135
    • Roadside
      Assistance
    • National
      Recovery
    • Home
      Start
    • Onward
      Travel
  • RAC logo

    Roadside + Recovery

    • Flash Sale Now On! Up to 50% Off Selected Cover Levels*
    • Personal
      Price (From)
      £93.74
    • Vehicle
      Price (From)
      £115
    • Roadside
      Assistance
    • National
      Recovery
    • Home
      Start
    • Onward
      Travel
  • Green Flag logo
    † Best Seller

    Recovery Plus

    • 50% off your AA or RAC renewal quote*
    • Personal
      Price (From)
      £90
    • Vehicle
      Price (From)
      £60
    • Roadside
      Assistance
    • National
      Recovery
    • Home
      Start
    • Onward
      Travel
  • Green Flag logo

    Rescue Plus

    • 50% off your AA or RAC renewal quote*
    • Personal
      Price (From)
      £74
    • Vehicle
      Price (From)
      £40
    • Roadside
      Assistance
    • National
      Recovery
    • Home
      Start
    • Onward
      Travel
  • Green Flag logo
    EU Cover

    Euro Plus

    • 10% of customers achieve this price online. Underwritten by U K Insurance Limited
    • Personal
      Price (From)
      £145
    • Vehicle
      Price (From)
      £100
    • Roadside
      Assistance
    • National
      Recovery
    • Home
      Start
    • Onward
      Travel
  • Emergency Assist logo

    Premium Cover

    • Exclusive 10% discount using code KYM10OFF
    • Personal
      Price (From)
      n/a
    • Vehicle
      Price (From)
      £33
    • Roadside
      Assistance
    • National
      Recovery
    • Home
      Start
    • Onward
      Travel
  • Emergency Assist logo
    EU Cover

    Complete Cover

    • Exclusive 10% discount using code KYM10OFF
    • Personal
      Price (From)
      n/a
    • Vehicle
      Price (From)
      £69
    • Roadside
      Assistance
    • National
      Recovery
    • Home
      Start
    • Onward
      Travel
  • GEM Motoring Assist logo

    Recovery RECLAIM

    • Personal
      Price (From)
      £78.50
    • Vehicle
      Price (From)
      n/a
    • Roadside
      Assistance
    • National
      Recovery
    • Home
      Start
    • Onward
      Travel
  • GEM Motoring Assist logo

    Recovery EXTRA

    • Personal
      Price (From)
      £96.66
    • Vehicle
      Price (From)
      n/a
    • Roadside
      Assistance
    • National
      Recovery
    • Home
      Start
    • Onward
      Travel

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. Use the drop down menu at the top of the page to order by other criteria.
† If you see a 'best seller' label on a product this means that the product was selected the most from knowyourmoney.co.uk in the previous month.

How to choose a breakdown cover policy

Breakdown cover offers peace of mind that you will have someone to help get you moving again should you run into trouble on the roads. However, there is a wealth of choice available and breakdown cover packages can vary massively between providers making it tricky to decide which package best suits your car and driving habits.

Our frequently updated breakdown cover comparison table (above) gives you the latest price data for each product. The table presents the level of cover included in each package so you can take a look at a cross section of the market when making your choice.

We know that it helps to have as much information as possible before you make your decision. So in addition to the products above, we’ve added a bit more guidance below to help inform your choice.

Read through our tips before making your final decision and find the right policy for your needs. After all, no one wants to pay over the odds for rescue and recovery in case of an emergency.

The main types of breakdown cover

There are five most common types of breakdown cover. The level of cover you will receive depends on the policy you choose. Plans range from premium packages, which will often include all five levels of cover, to basic policies which offer Roadside Assistance and occasionally Home Start, depending on the provider.

The most common policies are:

  • Roadside Assistance: Also known as a basic policy, Roadside Assistance helps you when the worst happens and you breakdown on the road. A mechanic will attempt to repair your car on the roadside. If they can’t repair it there and then, your car will be towed to a local garage or your home. Check individual policy details carefully for full details.
  • Home Start: This level of cover protects you if your car won’t start at home or if you breakdown close to your home. If the distance from your home is too short, Roadside Assistance might not be there to help you. The specific distance will differ by provider.
  • Onward Travel: This option allows you to make use of a hire car should your car need to be kept in the garage for repair. This could prevent you from being left stranded during important trips.
  • National Recovery: Whether you’re on a business trip, staycation or visiting friends or relatives, National Recovery makes sure your car is fixed in a UK destination of your choice, whether that is in the area that you break down or closer to home. Some policies include compensation for accommodation and transportation for you and your passengers to your destination.
  • European Recovery: When driving on the continent, European Breakdown Recovery will protect you if your car experiences a fault. This cover is available in single-trip and annual packages. Most policies will allow you to choose which countries you are covered in.

Choose the right breakdown cover for you

Choosing breakdown cover can seem initially complicated and stressful. But if you take some time to carefully consider your needs and driving habits, you should be able to find the right level of cover at a suitable price.

Savvy road users can get the best breakdown cover deals by analysing each breakdown policy bundle. Each policy bundle includes a unique combination of breakdown cover types priced accordingly. When reviewing your choices, simply cross off the cover options not necessary for your road use and choose your ideal policy from the remaining list of deals from leading UK breakdown cover providers.

Essential considerations

Regular UK business travellers may well need National Recovery to offer support if they break down a long way from home. On the other hand, motorists taking a summer holiday in Europe could benefit from a single trip policy rather than an annual policy – choosing a policy that matches your lifestyle can save you money in the long run.

It’s also important to consider how you pay for breakdown cover. Most commonly, drivers pay a yearly fee. But you can sometimes split the cost monthly. Some policies will offer 'pay and claim’ packages where you pay the bill for recovery and claim back your costs later. Consider your financial circumstances and which payment method suits you before committing to any plan.

It is also worth weighing up the differences between personal policies and vehicle policies. Personal Breakdown Cover provides cover for a named driver rather than a vehicle. This can be useful for families or those with multiple cars. However, Vehicle Cover can be cheaper for drivers with only one car or anyone sharing a car and will generally cover the car regardless of who is driving it so long as they meet the policy’s general criteria. You can find more information in our guide to compare the advantages and disadvantages of Personal Cover vs Vehicle Cover.

Consumers should be aware that not all breakdown providers offer the same service. When your car breaks down the level of service you receive will depend on the package you have chosen and your provider; some of the more established providers have their own fleet of mechanics ready to come to your aid, while others use a network of third-party recovery agents. Before making your policy choice it’s worth analysing which provider will be the most reliable when your car experiences problems.

Moreover, reading customer reviews can give you insight into which provider is appropriate for your needs. This can be especially valuable when researching a relatively new or unknown provider.

Choosing breakdown cover policies FAQs

Do I already have breakdown cover?

Should I buy packaged, or separate breakdown cover?

How do I choose between a basic or premium breakdown policy?

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Should I choose the cheapest breakdown cover package?

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