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Compare Business Bank Accounts

  • Help your company grow by choosing the right business bank account to suit your business needs.
  • Whether you're looking for your first business bank account or want to switch from your current provider.
  • Compare the UK's top business bank accounts from the high street bank to alternative options.
Choose your business current account options
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Choose your business bank account options
9 products found
  • Tide logo

    Tide

    • Monthly Fee
      Free
    • Card Purchases
      Free
    • Bank Transfers
      20p
    • Overdraft
    • Access
      App only
  • Tide logo

    Tide Plus

    • Monthly Fee
      £9.99
    • Card Purchases
      Free
    • Bank Transfers
      Free
    • Overdraft
    • Access
      App only
  • Click here to see 1 more Tide product +
  • Countingup logo

    CountingUp Starter

    • Monthly Fee
      Free
    • Card Purchases
      Free
    • Bank Transfers
      20p
    • Overdraft
    • Access
      App only
  • Countingup logo

    CountingUp Premium

    • Monthly Fee
      £9.95
    • Card Purchases
      Free
    • Bank Transfers
      20p
    • Overdraft
    • Access
      App only
  • Countingup logo

    CountingUp Standard

    • Monthly Fee
      £4.95
    • Card Purchases
      Free
    • Bank Transfers
      20p
    • Overdraft
    • Access
      App only
  • Click here to see 2 more Countingup products +
  • ANNA Money logo

    ANNA Money £0 a month

    • Monthly Fee
      Free
    • Card Purchases
      Free
    • Bank Transfers
      Free
    • Overdraft
    • Access
      App only
  • ANNA Money logo

    ANNA Money £4.90 a month

    • Monthly Fee
      £4.90
    • Card Purchases
      Free
    • Bank Transfers
      Free
    • Overdraft
    • Access
      App only
  • ANNA Money logo

    ANNA Money £9.90 a month

    • Monthly Fee
      £9.90
    • Card Purchases
      Free
    • Bank Transfers
      Free
    • Overdraft
    • Access
      App only
  • ANNA Money logo

    ANNA Money £19.90 a month

    • Monthly Fee
      £19.90
    • Card Purchases
      Free
    • Bank Transfers
      Free
    • Overdraft
    • Access
      App only
  • Click here to see 3 more ANNA Money products +
  • Acorn logo

    Acorn Business Account

    • Monthly Fee
      £12.50
    • Card Purchases
      Free
    • Bank Transfers
      30p
    • Overdraft
    • Access
      App/Online
  • Mettle logo

    Mettle by NatWest

    • Monthly Fee
      Free
    • Card Purchases
      Free
    • Bank Transfers
      Free
    • Overdraft
    • Access
      App only
  • CardOneMoney logo

    CardOneMoney Business Account

    • Monthly Fee
      £12.50
    • Card Purchases
      Free
    • Bank Transfers
      30p
    • Overdraft
    • Access
      App/Online
  • Cashplus logo

    Cashplus Business Current Account

    • Monthly Fee
      £69 annual fee
    • Card Purchases
      Free
    • Bank Transfers
      Free
    • Overdraft
    • Access
      App/Online
  • Holvi logo

    Holvi Starter

    • Monthly Fee
      Free
    • Card Purchases
      Free
    • Bank Transfers
      Free
    • Overdraft
    • Access
      App/Online
  • Holvi logo

    Holvi Grower

    • Monthly Fee
      £5.00
    • Card Purchases
      Free
    • Bank Transfers
      Free
    • Overdraft
    • Access
      App/Online
  • Click here to see 1 more Holvi product +
  • Coconut logo

    Coconut Start

    • Monthly Fee
      Free
    • Card Purchases
      Free
    • Bank Transfers
      Free
    • Overdraft
    • Access
      App only
  • Coconut logo

    Coconut Grow

    • Monthly Fee
      £5
    • Card Purchases
      Free
    • Bank Transfers
      Free
    • Overdraft
    • Access
      App only
  • Click here to see 1 more Coconut product +

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. Use the drop down menu at the top of the page to order by other criteria

How to choose a business bank account

In the past, anyone setting up a new business would have to choose between a high street bank or a private bank for their business bank account. Now, times have changed and although these are still popular, there is a vast number of new options in the form on online-only ‘challenger banks’ that offer business current accounts.

With so many similar business account providers out there, it can be difficult to decide which kind of account will work best for your business. Do you value in-branch service, or would you prefer access to a state-of-the-art money management app? Do you want to pay a monthly fee, or would you prefer a ‘free’ account that only charges you for certain transactions instead?

Let’s start by comparing some of the different types of business bank account out there via our comparison table above. The table, together with this simple guide to choosing a business bank account might just help you to find the perfect account for your needs.

High street bank vs online banks

Perhaps the first decision to make is whether you would like to open a business bank account with a traditional bank, which probably has physical branches on high streets around the UK, or whether you would be happy having an online-only account.

You may find that there are advantages and disadvantages to each option. For example, some online business bank account providers may offer useful online tools that can help you keep tabs on things like staff expenses and tax liabilities. However, high street banks usually offer more features and services as standard, although this won’t always be the case. With so many factors to consider, it’s important to take the time to weigh up the pros and cons and use the online research tools available to you.

Deciding which business bank account features and services are important

Perhaps the most important decision to make when comparing business bank accounts is deciding which features and services you need from your account.

Browse the list of common bank account features and services below to help decide what’s important to you. Then check our comparison table to find the accounts that offer your preferred features. It’s then simply a case of finding one that offers charges and fees that you’re happy with and you may have found the right account for you.

Common business bank account features

  • Deposits/withdrawals
  • Standing orders
  • Direct debits
  • Bank transfers
  • Access to a debit card
  • Access to a credit card
  • Access to an overdraft
  • Mobile app
  • Telephone/online banking
  • Interest paid on balances
  • Accounting tools

Our comparison table above gives you some details of the features offered and the eligibility criteria for each account, so it’s a useful starting point for your research.

Monthly fee vs per-transaction

Business bank accounts usually come at a cost. Some will offer an initial introductory ‘fee-free’ offer, but at some point, almost all business bank account providers will begin to charge you for services. They do this in two distinct ways and, again, it’s up to you to decide what type of charging model suits you best.

Set monthly or annual fee Some business bank accounts charge a set monthly, or even annual, fee. Many transactions and services are then usually included for ‘free’ as part of the account, although additional fees may be chargeable for certain features. This model of paying for your account might be more suitable for you if you plan to make lots of transactions on your account.

Fee-per-transaction This model is often promoted as ‘no monthly fee’, but you pay for the service through fees for certain transactions, such as withdrawals or transfers, for example. If you are expecting to use your account rarely, you may find this model of payment cheaper than a monthly fee.

Choosing the right business bank account FAQs

Can I open a business bank account with a bad credit history?

Are business bank account charges tax deductible?

Do I have to open a business bank account?

Who can open a business bank account?

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