Compare Business Bank Accounts with Overdrafts

  • Some business bank accounts come with overdraft facilities to aid flexibility in your day-to-day operations
  • Business bank overdraft rates and charges very between products and lenders so check before applying
  • Compare business accounts with overdraft features from UK providers and apply direct online
  • HSBC logo

    HSBC - Start-up Business Account

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      Up to 18 months
    • Account
      Fee
      From £6.50 per month thereafter
    • Overdraft
      Facility
    • *Free banking for 18 months is available If you're a start-up, your projected turnover is up to £2m, and you trade solely in the UK.
    • After free banking period ends, fixed price of £6.50 a month for 12 months
    • Business internet banking for real-time balances
    • Business mobile banking to view balances and make payments on the move
    • Business Specialists available in branches across the UK to talk in detail about how we can meet your needs
    • Tools and articles in our online Knowledge Centre to help you grow your business
    • Guidance from our International Support Centre on how to start trading overseas
    • Face-to-face or online Business Review to identify opportunities and help you achieve your goals
    • *Subject to status and applicable terms and conditions
  • Yorkshire Bank logo

    Yorkshire Bank - Start-up Business Banking

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      25 months
    • Account
      Fee
      £6.50 per month thereafter
    • Overdraft
      Facility
    • 25 months' free day-to-day banking
    • Easy-to-use internet banking and app
    • One-to-one support from a relationship manager
    • Guidance on financial management and products
    • Apply online in just 15 minutes
    • No charge for cash or cheque deposits, withdrawals or Direct Debits
    • Unlimited deposits and withdrawals (subject to available funds)
    • Optional overdraft
    • Contactless, Apple Pay, Google Pay and a £700 daily cash withdrawal limit
  • Clydesdale Bank logo

    Clydesdale Bank - Start-up Business Banking

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      25 months
    • Account
      Fee
      £6.50 per month thereafter
    • Overdraft
      Facility
    • 25 months' free day-to-day banking
    • Easy-to-use internet banking and app
    • One-to-one support from a relationship manager
    • Guidance on financial management and products
    • Apply online in just 15 minutes
    • No charge for cash or cheque deposits, withdrawals or Direct Debits
    • Unlimited deposits and withdrawals (subject to available funds)
    • Optional overdraft
    • Contactless, Apple Pay, Google Pay and a £700 daily cash withdrawal limit
  • TSB  logo

    TSB - Business Plus Account

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      Up to 25 months*
    • Account
      Fee
      £5 per month thereafter
    • Overdraft
      Facility
    • 25 months free day-to-day banking - so long as you keep your account within agreed limits and don't go overdrawn without arranging it first
    • £5 monthly account fee after the free banking period. But monthly fee waived if average balance of £10,000 maintained during each charging period
    • Free Square Reader, so you can take chip & PIN and contactless payments on the go. Pay no fees on your first £1,000 of sales
    • Specialist support from Enterprise Nation and Funding Options - helping you grow your business
    • Access to instant access savings account
  • Lloyds Bank logo

    Lloyds Bank - Start-up Business Account

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      18 months*
    • Account
      Fee
      From £6.50 per month thereafter
    • Overdraft
      Facility
    • 18 months’ free day-to-day³ business banking for new businesses
    • Simple pricing and free electronic payments
    • Dedicated support from UK-based business management team
    • Mobile Business Banking app to access your accounts on the move
    • Regularly updated guides and tools for running your business

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. Use the drop down menu at the top of the page to order by other criteria

Business Bank Accounts with Overdrafts

What are business bank accounts with overdrafts?

Who might want to open a business bank account with an overdraft?

Will I be subject to a credit check when opening a business bank account with overdraft?

Is an overdraft a secured loan?

Do all business bank accounts offer overdrafts?

How long can I take out a business bank account with overdraft for?

What other services do business bank accounts with overdrafts offer?

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