Santander Business Bank Accounts

  • Santander are a leading UK business bank account provider offering a range of accounts to suit various types of business.
  • You can compare Santander's current range of business accounts in the table below.
  • Once you have chosen an account that suits your needs click on the link to apply direct with Santander.

Compare business accounts by Santander Business Bank Accounts

  • Santander logo

    Santander - 1|2|3 Business Current Account

    • Maximum
      Interest (AER)
      0.10%
    • Free Banking
      Duration
      None
    • Account
      Fee
      £12.50
    • Overdraft
      Facility
    • Up to £300 annual cashback on your first £10,000 of annual credit turnover
    • Access to 1|2|3 Business World, giving you access to preferential rates and offers
    • Free and unlimited Santander ATM deposits
  • Santander logo

    Santander - 1|2|3 Business Current Account - Start-up offer

    • Maximum
      Interest (AER)
      0.10%
    • Free Banking
      Duration
      None
    • Account
      Fee
      £5.00
    • Overdraft
      Facility
    • Pay a reduced fee for your day-to-day banking for the first 12 months, which includes all of your standard day-to-day banking, free and unlimited Santander ATM deposits and £1,000 of cash deposits and Santander branch and Post Office counters
    • Up to £300 annual cashback on your first £10,000 of annual credit turnover
    • Become part of the 1|2|3 Business World, giving you access to preferential rates and offers
  • Santander logo

    Santander - 1|2|3 Business Current Account - Switcher offer

    • Maximum
      Interest (AER)
      0.10%
    • Free Banking
      Duration
      None
    • Account
      Fee
      £5 for first 12 months*
    • Overdraft
      Facility
    • Pay a reduced fee for your day-to-day banking for the first 12 months, which includes all of your standard day-to-day banking, free and unlimited Santander ATM deposits and £1,000 of cash deposits and Santander branch and Post Office counters
    • Up to £300 annual cashback on your first £10,000 of annual credit turnover
    • Become part of the 1|2|3 Business World, giving you access to preferential rates and offers
  • Santander logo

    Santander - Business Current Account

    • Maximum
      Interest (AER)
      0.10%
    • Free Banking
      Duration
      None
    • Account
      Fee
      £7.50
    • Overdraft
      Facility
    • Awarded Best Business Current Account Provider for 16 years (Moneyfacts). If you have a small-to-medium sized business with up to two directors, owners (shareholders) or partners, you could be eligible for Santander Business Current Account.
    • Santander have one monthly tariff available, which determines the amount of cash you may deposit free of additional charge each month:

      £7.50 a month for a cash deposit limit of up to £1,000 a month, then 70p per £100 (applicable at Santander ATMs and Post Office counters)

    • The offer includes day-to-day banking such as depositing and issuing cheques, Direct Debits, standing orders, bill payments and debit card payments.
    • Non-standard transactions such as CHAPS payments, change-giving and foreign currency transactions will incur a charge.
    • Benefit from interest on any credit balance, Online and Mobile Banking, free text and email account alerts and online business support.
    • Use Santander calculator to see how much your business could save when you switch to Santander.
  • Santander logo

    Santander - Business Current Account - Start-up offer

    • Maximum
      Interest (AER)
      0.10%
    • Free Banking
      Duration
      Up to 12 months
    • Account
      Fee
      £7.50 per month thereafter
    • Overdraft
      Facility
    • If your business is in its first year of trading and this is its first business current account with Santander, you'll get 12 months free business banking. After this free business banking period, you'll move to a £7.50 per month tariff.
    • Awarded Best Business Current Account Provider for the last 16 years by Moneyfacts, the Start-up offer on our Business Current Account is for small-to-medium sized businesses with up to two directors, owners (shareholders) or partners, trading less than 12 months and opening their first Santander business current account.
    • The offer includes day-to-day banking such as depositing and issuing cheques, Direct Debits, standing orders, bill payments and debit card payments.
    • Non-standard transactions such as CHAPS payments, change-giving and foreign currency transactions will incur a charge.

    • Benefit from interest on any credit balance, Online and Mobile Banking, free text and email account alerts and online business support.

Compare Startup products from other providers

  • Cashplus logo

    Cashplus - Business Account

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      6 months
    • Account
      Fee
      £9.95 per month thereafter
    • Overdraft
      Facility
    • iDraft credit line (subject to approval) - a re-usable line of credit linked to your Cashplus Business Account
    • Free to receive bank transfers
    • Pay in cash at the Post Office & Retail partners, with the first £1k per month free, then 0.25% fee afterwards
    • UK Call Centre, Online Banking & Mobile App
    • No credit check or interview - apply instantly online
    • Accounts typically opened within 5 minutes of application
    • Free to receive bank transfer
    • No UK ATM fees
  • Tide logo

    Tide - Business Current Account

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      None
    • Account
      Fee
      Free
    • Overdraft
      Facility
    • No monthly fees - free forever
    • Sign-up in 5 minutes - get a sort code and account number instantly
    • 100% transparent - 20p per bank transfer and £1 per ATM withdrawal
    • Tide Mastercard - get free purchases at home and abroad with the real exchange rate
    • Automate your financial admin with Tide's inbuilt tools
  • Countingup logo

    Countingup - Business Current Account

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      Ongoing*
    • Account
      Fee
      Free*
    • Overdraft
      Facility
    • No account fee if monthly deposits are less then £750, otherwise £2.95 per month
    • Account opened in 5 minutes from your smartphone
    • Free to send and receive bank transfers
    • Integrated accounting software includes an invoicing tool and automated bookkeeping
    • Pay in cash at the Post Office & PayPoint (£1 for Post Office and 2.5% plus 35p for PayPoint)
    • No credit check
  • ANNA logo

    ANNA - Business Current Account

    Exclusive Deal
    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      6 months
    • Account
      Fee
      £11 per month thereafter
    • Overdraft
      Facility
    • Free invoicing service - ANNA can create your invoices and chase late/unpaid ones for you
    • Sign-up in under 10 minutes - get your sort code and account number instantly
    • 24/7 UK based customer support
    • Free to send and receive bank transfers
    • No credit checks
  • CardOneBanking logo

    CardOneBanking - Small Business Account

    Exclusive Deal
    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      7 months
    • Account
      Fee
      From £12.50 per month thereafter
    • Overdraft
      Facility
    • No credit checks and no branch visits
    • Free text alerts each time money is paid in and confirming bills are paid
    • No bounced payment charges
    • Most accounts opened within 3 hours of application
    • Account fee - £12.50 per month plus £55 application fee (refundable if application is not successful)
  • Revolut logo

    Revolut - Revolut for Business

    Multi-currency
    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      3 months
    • Account
      Fee
      From £6.99 per month thereafter
    • Overdraft
      Facility
    • Accounts in 25 currencies
    • Send and receive fee-free cross border money transfers, at the interbank rate - save 10x vs. using a bank
    • Sign up in 10 minutes
    • Integrations with Slack, Xero, Zapier
    • Open API
    • 3 months free hot desking space at WeWork
  • Yorkshire Bank logo

    Yorkshire Bank - Start-up Business Banking

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      25 months
    • Account
      Fee
      £5 per month thereafter
    • Overdraft
      Facility
    • Direct contact - with someone who understands your type of business
    • Flexible solutions - a range of financial management solutions to choose from
    • Specialist support - tools and guidance available
    • *Offer applies to Start Ups opening first account within 12 months of beginning trading. No charges applies to cash or cheque deposits and withdrawals, Direct Debits or other automated transactions.
  • Clydesdale Bank logo

    Clydesdale Bank - Start-up Business Banking

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      25 months
    • Account
      Fee
      £5 per month thereafter
    • Overdraft
      Facility
    • Direct contact - with someone who understands your type of business
    • Flexible solutions - a range of financial management solutions to choose from
    • Specialist support - tools and guidance available
    • *Offer applies to Start Ups opening first account within 12 months of beginning trading. No charges applies to cash or cheque deposits and withdrawals, Direct Debits or other automated transactions.
  • Acorn Account logo

    Acorn Account - for Business

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      None
    • Account
      Fee
      From £12.50 per month
    • Overdraft
      Facility
    • No credit checks
    • Pay in at Barclays branches and at the Post Office
    • 24 hour delivery of account details.
    • Pay bills using Faster Payments from your smart-phone.

Award-winning comparisons you can trust

It's always nice to know you're on the right track. Over the years, as we have striven to improve the services we provide to our clients and users, we have been pleased to receive recognition for our efforts from both industry and consumer bodies.

Santander Business Current Accounts FAQ

Who is Santander?

What services and products does Santander offer?

What are 1|2|3 Business Current Accounts from Santander?

What are business current accounts (start-up and switcher offers) from Santander?

Who can apply for Santander business accounts?

What can I use a Santander business account for?

How can I manage my Santander business banking account?

How can I withdraw cash from my Santander business banking account?

How do I apply for a Santander business account?

What details will I need to provide Santander with during my application?

How does a Santander business account work?

Does Santander charge fees?

Featured brands

+ Other business current account providers