Santander Business Bank Accounts

  • Santander are a leading UK business bank account provider offering a range of accounts to suit various types of business.
  • You can compare Santander's current range of business accounts in the table below.
  • Once you have chosen an account that suits your needs click on the link to apply direct with Santander.
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Compare business accounts by Santander

  • Santander - 1|2|3 Business Current Account

    • Maximum
      Interest (AER)
      0.10%
    • Free Banking
      Duration
      None
    • Account
      Fee
      £12.50
    • Overdraft
      Facility
    • Up to £300 annual cashback on your first £10,000 of annual credit turnover
    • Access to 1|2|3 Business World, giving you access to preferential rates and offers
    • Free and unlimited Santander ATM deposits
  • Santander - 1|2|3 Business Current Account – Start-up offer

    • Maximum
      Interest (AER)
      0.10%
    • Free Banking
      Duration
      None
    • Account
      Fee
      £5.00
    • Overdraft
      Facility
    • Pay a reduced fee for your day-to-day banking for the first 12 months, which includes all of your standard day-to-day banking, free and unlimited Santander ATM deposits and £1,000 of cash deposits and Santander branch and Post Office counters
    • Up to £300 annual cashback on your first £10,000 of annual credit turnover
    • Become part of the 1|2|3 Business World, giving you access to preferential rates and offers
  • Santander - 1|2|3 Business Current Account – Switcher offer

    • Maximum
      Interest (AER)
      0.10%
    • Free Banking
      Duration
      None
    • Account
      Fee
      £5.00
    • Overdraft
      Facility
    • Pay a reduced fee for your day-to-day banking for the first 12 months, which includes all of your standard day-to-day banking, free and unlimited Santander ATM deposits and £1,000 of cash deposits and Santander branch and Post Office counters
    • Up to £300 annual cashback on your first £10,000 of annual credit turnover
    • Become part of the 1|2|3 Business World, giving you access to preferential rates and offers
  • Santander - Business Current Account

    • Maximum
      Interest (AER)
      0.10%
    • Free Banking
      Duration
      None
    • Account
      Fee
      £7.50
    • Overdraft
      Facility
    • Awarded Best Business Current Account Provider for 16 years (Moneyfacts). If you have a small-to-medium sized business with up to two directors, owners (shareholders) or partners, you could be eligible for our Business Current Account.
    • We have one monthly tariff available, which determines the amount of cash you may deposit free of additional charge each month:

      £7.50 a month for a cash deposit limit of up to £1,000 a month, then 50p per £100 (applicable at Santander ATMs and Post Office counters)

    • The offer includes day-to-day banking such as depositing and issuing cheques, Direct Debits, standing orders, bill payments and debit card payments.
    • Non-standard transactions such as CHAPS payments, change-giving and foreign currency transactions will incur a charge.
    • Benefit from interest on any credit balance, Online and Mobile Banking, free text and email account alerts and online business support.
    • Use our calculator to see how much your business could save when you switch to Santander.
  • Santander - Business Current Account - Start-up offer

    • Maximum
      Interest (AER)
      0.10%
    • Free Banking
      Duration
      Up to 12 months
    • Account
      Fee
      £7.50 per month thereafter
    • Overdraft
      Facility
    • If your business is in its first year of trading and this is its first business current account with Santander, you'll get 12 months free business banking. After this free business banking period, you'll move to our £7.50 per month tariff.
    • Awarded Best Business Current Account Provider for the last 16 years by Moneyfacts, the Start-up offer on our Business Current Account is for small-to-medium sized businesses with up to two directors, owners (shareholders) or partners, trading less than 12 months and opening their first Santander business current account.
    • The offer includes day-to-day banking such as depositing and issuing cheques, Direct Debits, standing orders, bill payments and debit card payments.
    • Non-standard transactions such as CHAPS payments, change-giving and foreign currency transactions will incur a charge.

    • Benefit from interest on any credit balance, Online and Mobile Banking, free text and email account alerts and online business support.

Compare Startup products from other providers

  • Cashplus - Business Account

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      None
    • Account
      Fee
      £69 per year
    • Overdraft
      Facility
    • iDraft credit line (subject to approval) - a re-usable line of credit linked to your Cashplus Business Account
    • Free to receive bank transfers
    • Pay in cash at the Post Office & Retail partners, with the first £1k per month free, then 0.25% fee afterwards
    • UK Call Centre, Online Banking & Mobile App
    • No credit check or interview - apply instantly online
    • Accounts typically opened within 5 minutes of application
  • Yorkshire Bank - Start-up Business Banking

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      25 months
    • Account
      Fee
      £5 per month thereafter
    • Overdraft
      Facility
    • Direct contact - with someone who understands your type of business
    • Flexible solutions - a range of financial management solutions to choose from
    • Specialist support - tools and guidance available
    • *Offer applies to Start Ups opening first account within 12 months of beginning trading. No charges applies to cash or cheque deposits and withdrawals, Direct Debits or other automated transactions.
  • Clydesdale Bank - Start-up Business Banking

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      25 months
    • Account
      Fee
      £5 per month thereafter
    • Overdraft
      Facility
    • Direct contact - with someone who understands your type of business
    • Flexible solutions - a range of financial management solutions to choose from
    • Specialist support - tools and guidance available
    • *Offer applies to Start Ups opening first account within 12 months of beginning trading. No charges applies to cash or cheque deposits and withdrawals, Direct Debits or other automated transactions.
  • HSBC - Start-up Business Account

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      Up to 18 months
    • Account
      Fee
      From £5.50 per month thereafter
    • Overdraft
      Facility
    • *Free banking for 18 months is available If you're a start-up, your projected turnover is up to £2m, and you trade solely in the UK.
    • Business internet banking for real-time balances
    • Business mobile banking to view balances and make payments on the move
    • Business Specialists available in branches across the UK to talk in detail about how we can meet your needs
    • Tools and articles in our online Knowledge Centre to help you grow your business
    • Guidance from our International Support Centre on how to start trading overseas
    • Face-to-face or online Business Review to identify opportunities and help you achieve your goals
    • *Subject to status and applicable terms and conditions
  • Countingup - Business Current Account

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      Ongoing*
    • Account
      Fee
      Free*
    • Overdraft
      Facility
    • No account fee if monthly deposits are less then £750, otherwise £2.95 per month
    • Account opened in 5 minutes from your smartphone
    • Free to send and receive bank transfers
    • Integrated bookkeeping software
    • Pay in cash at the Post Office & PayPoint (£1 for Post Office and 2.5% plus 35p for PayPoint)
    • No credit check
  • Fair Everywhere - Business Account

    Multi-currency
    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      None
    • Account
      Fee
      £50 per month
    • Overdraft
      Facility
    • International Business Account
    • Free international money transfers
    • Cashback rewards for usage
    • No credit checks
  • Tide - Business Current Account

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      None
    • Account
      Fee
      Free
    • Overdraft
      Facility
    • No monthly fees - free forever
    • Sign-up in 5 minutes - get a sort code and account number instantly
    • 100% transparent - 20p per bank transfer and £1 per ATM withdrawal
    • Tide Mastercard - get free purchases at home and abroad with the real exchange rate
    • Automate your financial admin with Tide's inbuilt tools
  • CardOneBanking - Small Business Account

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      None
    • Account
      Fee
      From £12.50 per month
    • Overdraft
      Facility
    • No credit checks and no branch visits
    • Free text alerts each time money is paid in and confirming bills are paid
    • No bounced payment charges
    • Most accounts opened within 3 hours of application
    • Account fee - £12.50 per month plus £55 application fee (refundable if application is not successful)
  • Acorn Account - for Business

    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      None
    • Account
      Fee
      From £12.50 per month
    • Overdraft
      Facility
    • No credit checks
    • Pay in at Barclays branches and at the Post Office
    • 24 hour delivery of account details.
    • Pay bills using Faster Payments from your smart-phone.
  • Revolut - Revolut for Business

    Multi-currency
    • Maximum
      Interest (AER)
      0%
    • Free Banking
      Duration
      3 months
    • Account
      Fee
      From £6.99 per month thereafter
    • Overdraft
      Facility
    • Accounts in 25 currencies
    • Send and receive fee-free cross border money transfers, at the interbank rate - save 10x vs. using a bank
    • Sign up in 10 minutes
    • Integrations with Slack, Xero, Zapier
    • Open API

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