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Beauty Therapist Insurance - General Information
The primary focus of a beauty therapist is on pampering their clients. Unfortunately, just like any other business that involves working with members of the public, beauty therapists can face many risks and accidents that may leave them in a difficult position without the right level of insurance.
Comprehensive beauty therapist insurance is usually a tailor-made policy, including everything from public liability to contents protection. With the right policy in place you can focus on your job and your clients, knowing you will be covered should any unexpected accidents occur.
Public liability insurance is at the centre of beauty therapist insurance. It protects you against accidental injury or property damage claims. Additionally, therapists who hire part-time, full-time, or contracted employees will need employers? liability cover too.
There are plenty of extra forms of coverage for beauty therapists to think about, from legal expenses cover that protects against costs from employment tribunals, to business interruption protection, that continues to pay overheads after an insured incident occurs.
For beauty therapists who own their own salon, building insurance and contents protection covers damage to your premises, as well as the cost of replacing lost, stolen, or damaged equipment. Business equipment cover can also cover you in the event of theft or damage to your portable equipment, used outside of the salon.