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Professional Indemnity Insurance - General Information
Professional indemnity cover is designed to financially protect a business or individual against legal claims made against them. Such claims may be brought about for many reasons including professional negligence, loss of goods or money, libel or defamation, or accidental breach of contract.
Some professional bodies and regulators require their members to have indemnity insurance, these include accountants, solicitors and healthcare professionals. Professionals working in other industries may also consider this cover.
Insurers will look at your business type, number of employees, previous claims and other factors when calculating your premiums. The amount of protection that you require will vary significantly depending on your industry and the size of your business operation.
Professional indemnity insurance can be combined with other types of business cover ? such as public liability and employers? liability ? to provide comprehensive protection.
Read more about this type of cover in our helpful professional indemnity insurance guide.