Core Business Insurance Covers
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Public Liability Insurance - General Information
Public liability cover protects against the financial costs of injuring a member of the public or damage caused to third party property during the operation of your business. These policies allow you to claim to cover compensation payments and legal costs arising from such injuries.
Though not a legal requirement, many businesses take out these policies if they operate in close proximity to the public. For example, builders working near public thoroughfares or retailers with customers on their premises may want to take out this kind of insurance policy.
The level of cover you require will depend upon the degree of risk present in your day-to-day business operations. Furthermore, there may be a minimum accepted standard for your particular industry or there may be requirements influenced by your business clients.
For more information read our in-depth FAQ on public liability insurance.
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