Compare Business Credit Lines

  • Lines of credit are available for businesses that need an ongoing source of additional capital
  • You can compare a selection of UK business credit line providers in the table below
1 product found
    • Funding Xchange Credit Lines logo
      Broker

      Funding Xchange Credit Lines

      • Discover personalised flexible Credit Line offers in just 3 minutes
      • Get access to a revolving line of credit that you can draw down from when you need it
      • It can be used to supplement cash flow and help expand your business
      • Minimum Turnover
        £100,000 p.a.
      • Available Amounts
        £1,000 to £250,000
      • Available Terms
        1 month to 5 years

      Company details

      • Funding Xchange’s free service matches your eligibility against over 50 lenders in seconds
      • Complete your application online in as little as 3 minutes and you could get funded in a few hours
      • It's simple, safe and free and the search won’t affect your credit rating

      Eligibility criteria

      • Your business must have been trading for a minimum of 2 years
      • Your business must have an annual turnover of at least £100,000

    Suppliers that don't offer Business Credit Lines but may offer suitable alternatives:

    • Funding Circle logo
      Peer To Peer

      Funding Circle

      • Borrow £50,001 to £500,000 with the Government's CBIL scheme
      • Nothing to pay for 12 months - No upfront fees - No early settlement fees
      • Simple online application & decisions typically in 24 hours
      • Rates between 1.8% and 7.4% APR
      • Minimum Turnover
        £200,000+ p.a.
      • Available Amounts
        £50,001 to £500,000
      • Available Terms
        2 to 5 years

      Company details

      • Funding Circle, supporting small businesses for over 10 years
      • Used by over 57,000 UK businesses
      • All Funding Circle do is small business, as a result 9 out of 10 of their businesses would come back first next time

      Eligibility criteria

      • UK-based business - 3 years of trading history - Adversely affected by coronavirus
      • Loan primarily for trading in the UK
      • Annual turnover from £200K+ up to £45 million - Over 50% of turnover from trading activity (e.g. not from investments)
    • EJ Finance logo
      Broker

      EJ Finance

      • Application-to-offer within 24 hours
      • To be contacted within 3 minutes of applying
      • Access to over 200+ lenders, covering all sectors
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £10,000 to £10,000,000
      • Available Terms
        1 months to 10 years

      Company details

      • Application-to-offer within 24 hours
      • To be contacted within 3 minutes of applying
      • Access to over 200+ lenders, covering all sectors

      Eligibility criteria

      • Application-to-offer within 24 hours
      • To be contacted within 3 minutes of applying
      • Access to over 200+ lenders, covering all sectors
    • Asto logo

      Asto

      • Short-term working capital loans from Asto, a part of the Santander Group
      • Once approved, your business can borrow from £150 to £150,000 (subject to your credit limit)
      • 18.9% APR representative. Rates vary depending on your and your business’ circumstances
      • Minimum Turnover
        No minimum (must have positive cashflow)
      • Available Amounts
        £150 to £150,000
      • Available Terms
        6 to 12 months

      Company details

      • Short-term working capital loans from Asto, a part of the Santander Group
      • Once approved, your business can borrow from £150 to £150,000 (subject to your credit limit)
      • 18.9% APR representative. Rates vary depending on your and your business’ circumstances

      Eligibility criteria

      • Short-term working capital loans from Asto, a part of the Santander Group
      • Once approved, your business can borrow from £150 to £150,000 (subject to your credit limit)
      • 18.9% APR representative. Rates vary depending on your and your business’ circumstances
    • THINK Business Loans logo
      Broker

      THINK Business Loans

      • THINK's funding platform matches your businesses eligibility against hundreds of lenders instantly (without a credit check)
      • THINK are the UK's leading business lending specialists; their experts are on hand to guide you through the process
      • Find the perfect loan in minutes - Make the lender work for you
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £25,000 to £10,000,000
      • Available Terms
        1 month to 30 years

      Company details

      Eligibility criteria

    • Fluidly logo
      Broker

      Fluidly

      • Hassle free funding options within 30 seconds
      • Team of 5-star rated Funding Specialists are on hand to support your application
      • A range of products available including CBILS, unsecured and asset financing
      • Minimum Turnover
        £60,000 p.a.
      • Available Amounts
        £5,000 to £250,000
      • Available Terms
        1 to 5 years

      Company details

      • Hassle free funding options within 30 seconds
      • Team of 5-star rated Funding Specialists are on hand to support your application
      • A range of products available including CBILS, unsecured and asset financing

      Eligibility criteria

      • Hassle free funding options within 30 seconds
      • Team of 5-star rated Funding Specialists are on hand to support your application
      • A range of products available including CBILS, unsecured and asset financing
    • 365 Business Finance logo

      365 Business Finance

      • Your business must process credit and debit card transactions to apply for this product
      • A flexible business funding alternative
      • Cash advanced against card transactions
      • Pay back an affordable % of your card transactions
      • Minimum Turnover
        £5,000+ card transactions per month
      • Available Amounts
        £5,000 to £200,000
      • Available Terms
        4 to 18 months

      Company details

      • Get between £5,000 and £200,000
      • Pay back through your customer card transactions
      • A single all inclusive charge that never changes
      • No interest, APRs or hidden extras

      Eligibility criteria

      • Your business must have been trading for at least 6 months
      • Your business must accept debit and credit card payments
      • Your business must take at least £5,000 per month in card transactions.
    • Portman Asset Finance logo
      Broker

      Portman Asset Finance

      • Business finance broker with specialist sector experience to offer fast and flexible finance solutions
      • Access over 40 leading UK business finance providers
      • Dedicated CBILS specialist account managers
      • Minimum Turnover
        £150,000+ p.a.
      • Available Amounts
        £10,000 to £10,000,000
      • Available Terms
        Up to 5 years

      Company details

      • Business finance broker with specialist sector experience to offer fast and flexible finance solutions
      • Access over 40 leading UK business finance providers
      • Dedicated CBILS specialist account managers

      Eligibility criteria

      • Business finance broker with specialist sector experience to offer fast and flexible finance solutions
      • Access over 40 leading UK business finance providers
      • Dedicated CBILS specialist account managers
    • Nucleus logo

      Nucleus

      • Fast service - receive your funding in 24 hours
      • Unsecured and secured business loans
      • 7 products tailored to your business
      • Minimum Turnover
        £5,000
      • Available Amounts
        £3,000 to £50,000,000
      • Available Terms
        3 months to 8 years

      Company details

      • Fast service - receive your funding in 24 hours
      • Unsecured and secured business loans
      • 7 products tailored to your business

      Eligibility criteria

      • Fast service - receive your funding in 24 hours
      • Unsecured and secured business loans
      • 7 products tailored to your business
    • The Start Up Loans Company logo

      The Start Up Loans Company

      • Interest rate of fixed 6% per annum
      • Receive business mentoring and support after drawing down your loan
      • No application fees or early repayment fees
      • Minimum Turnover
        No minimum
      • Available Amounts
        £500 to £25,000
      • Available Terms
        1 to 5 years

      Company details

      • Start Up Loans is a Not-For-Profit Company offering a finance and mentoring solution to start and grow a business
      • Start Up Loans have helped over 40,000 businesses get started in the UK
      • Free application support
      • Free post-loan business mentoring

      Eligibility criteria

      • Business is based in the UK
      • Trading for under 24 months
      • 18 years and over
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Business Credit Lines FAQ

Also known as 'lines of credit', credit lines are available to businesses that need ongoing access to extra capital. Our selection of frequently asked questions below covers the basics of credit lines and whether they are suited to your business needs. Just click on the question headings for your answers.

What are credit lines?

What are the benefits of credit lines?

What is repayment like with credit lines?

Who are credit lines best suited to?

How can I get a line of credit?

What are draw and repayment periods?

Do credit lines have closing costs?

What are secured and unsecured lines of credit?

What should I consider before applying for credit lines?

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