Compare Merchant Cash Advances

  • Merchant cash advances are designed for businesses that need an advance on their projected card sales
  • Below we compare a selection of specialist business finance provider that offer merchant cash advances to UK companies
3 products found
    • THINK Business Loans Merchant Cash Advance logo
      Broker

      THINK Business Loans Merchant Cash Advance

      • Check eligibility (without a credit check) & compare all MCA facilities in one place
      • THINK work with the whole market to find you the best rates
      • Borrowers must process at least £5,000 in card transactions monthly
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £25,500 to £500,000
      • Available Terms
        3 months to 3 years

      Company details

      • THINK's funding platform matches your businesses eligibility against hundreds of lenders instantly (without a credit check)
      • THINK are the UK's leading business lending specialists; their experts are on hand to guide you through the process
      • Find the perfect loan in minutes - Make the lender work for you

      Eligibility criteria

      • Must have at least 3 months trading history
      • Must take card payments
      • No credit score required
      • In some cases you may be required to change card providers
    • Funding Xchange Merchant Cash Advance logo
      Broker

      Funding Xchange Merchant Cash Advance

      • Discover instant & personalised Cash Advance offers in just 3 minutes
      • A flexible way to raise working capital for your business
      • Repayments are based on your credit & debit card sales
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £1,000 to £250,000
      • Available Terms
        1 month to 5 years

      Company details

      • Funding Xchange’s platform matches your eligibility against 45+ lenders instantly, with no broker fee
      • Apply in 3 minutes and you could get funded in a few hours
      • Never pay more than direct and the search won’t affect your credit rating

      Eligibility criteria

      • Your business must have been trading for a minimum of 2 years
      • Your business must have an annual turnover of at least £80,000
      • You will need to accept credit/debit cards to see offers for Merchant Cash Advance products
    • Liberis Business Cash Advance logo

      Liberis Business Cash Advance

      • Approval in as little as 5 mins, and funds can be yours within hours
      • Competitive pricing tailored to your business - no APR or hidden fees
      • 9 out of 10 customers would recommend us
      • Minimum Turnover
        £2,500+ card transactions per month
      • Available Amounts
        £2,500 to £300,000
      • Available Terms
        4 to 12 months

      Company details

      • Approval in as little as 5 mins, and funds can be yours within hours!
      • Competitive pricing tailored to your business. No APR or hidden fees.
      • 9 out of 10 customers would recommend Liberis

      Eligibility criteria

      • Trading for 4+ months
      • Average £625+ a week in card payments

    Suppliers that don't offer Merchant Cash Advances but may offer suitable alternatives:

    • The Start Up Loans Company logo

      The Start Up Loans Company

      • Interest rate of fixed 6% per annum
      • Receive business mentoring and support after drawing down your loan
      • No application fees or early repayment fees
      • Minimum Turnover
        No minimum
      • Available Amounts
        £500 to £25,000
      • Available Terms
        1 to 5 years

      Company details

      • Start Up Loans is a Not-For-Profit Company offering a finance and mentoring solution to start and grow a business
      • Start Up Loans have helped over 40,000 businesses get started in the UK
      • Free application support
      • Free post-loan business mentoring

      Eligibility criteria

      • Business is based in the UK
      • Trading for under 24 months
      • 18 years and over
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Merchant Cash Advance FAQ

Merchant cash advances are a form of lump sum cash advance provided to businesses based on their projected card expenditure. If you are considering a merchant cash advance, our selection of frequently asked questions below will provide you with important information to aid you in making a decision - just click on the question headings for a concise, helpful answer.

What is a merchant cash advance?

Can all businesses apply for a merchant cash advance?

Do I need to pay an interest rate?

How much of an advance can I get?

How much does it cost?

How do I pay back an advance?

What can I use a merchant cash advance for?

Will I need perfect credit for approval?

How can I apply for a merchant cash advance?

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