Compare Short Term Business Loans

  • Various types of business finance are available with terms of under 12 months
  • Short term loans can be used many purposes including unexpected costs and cash flow problems
  • We can help you compare short term funding options from business loans specialists

Choose a type of business loan to compare...

    • Funding Xchange Short Term Business Loans logo
      Broker

      Funding Xchange Short Term Business Loans

      • Discover instant & personalised short term finance offers for your business in just 3 minutes
      • Compare Business loan options from 45+ lenders, including exclusive deals, to save you time
      • Never pay more than direct & funding can be accessed in less than 24 hours
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £1,000 to £250,000
      • Available Terms
        1 to 12 months

      Company details

      • Funding Xchange’s platform matches your eligibility against 45+ lenders instantly, with no broker fee
      • Apply in 3 minutes and you could get funded in a few hours
      • Never pay more than direct and the search won’t affect your credit rating

      Eligibility criteria

      • Your business must have been trading for a minimum of 2 years
      • Your business must have an annual turnover of at least £80,000

    Suppliers that don't offer Short Term Business Loans but may offer suitable alternatives:

    • THINK Business Loans logo
      Broker

      THINK Business Loans

      • THINK's funding platform matches your businesses eligibility against hundreds of lenders instantly (without a credit check)
      • THINK are the UK's leading business lending specialists; their experts are on hand to guide you through the process
      • Find the perfect loan in minutes - Make the lender work for you
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £25,000 to £10,000,000
      • Available Terms
        1 month to 30 years

      Company details

      Eligibility criteria

    • Funding Circle logo
      Peer To Peer

      Funding Circle

      • Simple online form and dedicated Account Manager
      • No fees for full early repayment
      • Not currently part of Coronavirus Business Interruption Loan Scheme
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £10,000 to £250,000
      • Available Terms
        6 months to 5 years

      Company details

      • Simple online form and dedicated Account Manager
      • No fees for full early repayment
      • Not currently part of Coronavirus Business Interruption Loan Scheme

      Eligibility criteria

      • Simple online form and dedicated Account Manager
      • No fees for full early repayment
      • Not currently part of Coronavirus Business Interruption Loan Scheme
    • Esme logo

      Esme

      • Hassle-free, paperless application takes just 10 minutes
      • Funds are sent within the hour if approved and you can receive faster payments
      • Unsecured business loans up to £250k with no set up fees or early repayment charges
      • Minimum Turnover
        £15,000 p.a.
      • Available Amounts
        £10,000 to £250,000
      • Available Terms
        1 to 5 years

      Company details

      • Hassle-free, paperless application takes just 10 minutes
      • Funds are sent within the hour if approved and you can receive faster payments
      • Unsecured business loans up to £250k with no set up fees or early repayment charges

      Eligibility criteria

      • Limited Companies Only. Applicants must be a Director of the Business, over 18 and be able to provide a personal guarantee.
      • Must be actively trading for at least 18 months with a current turnover of at least £15,000.
    • Capital on Tap logo

      Capital on Tap

      • Capital on Tap are a Revolving Credit Facility you can utilise through either a credit card, a loan or both
      • Credit limits up to £50,000 with no monthly or annual fees
      • 0% Interest on all card purchases, when balance cleared in full each month
      • Minimum Turnover
        £24,000 p.a.
      • Available Amounts
        £1,000 to £50,000
      • Available Terms
        1 month to 2 years

      Company details

      • Capital on Tap specialises in supporting the UK's SMEs and Self Employed Merchants with credit through their card and loan facilities.
      • Within 1 minute of application they can offer Credit limits of up to £50,000 with rates as low as 9.9%.
      • Since 2012, Capital on tap has provided more than £1billion to over 60,000 UK businesses.

      Eligibility criteria

      • Limited Companies, Sole Traders, Partnerships and Limited Liability Partnerships all welcome to apply
      • No Outsanding CCJs
      • Minimum 12 months Trading History
    • Liberis logo

      Liberis

      • Your business must process credit and debit card transactions to apply for this product
      • Competitive pricing tailored to your business
      • Approval in as little as 5 mins, and funds can be yours within hours
      • 9 out of 10 customers would recommend Liberis
      • Minimum Turnover
        £2,500+ card transactions per month
      • Available Amounts
        £2,500 to £300,000
      • Available Terms
        4 to 12 months

      Company details

      • Approval in as little as 5 mins, and funds can be yours within hours!
      • Competitive pricing tailored to your business. No APR or hidden fees.
      • 9 out of 10 customers would recommend Liberis

      Eligibility criteria

      • Trading for 4+ months
      • Average £625+ a week in card payments
    • The Start Up Loans Company logo

      The Start Up Loans Company

      • Interest rate of fixed 6% per annum
      • Receive business mentoring and support after drawing down your loan
      • No application fees or early repayment fees
      • Minimum Turnover
        No minimum
      • Available Amounts
        £500 to £25,000
      • Available Terms
        1 to 5 years

      Company details

      • Start Up Loans is a Not-For-Profit Company offering a finance and mentoring solution to start and grow a business
      • Start Up Loans have helped over 40,000 businesses get started in the UK
      • Free application support
      • Free post-loan business mentoring

      Eligibility criteria

      • Business is based in the UK
      • Trading for under 24 months
      • 18 years and over
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Short-Term Business Loans FAQ

What is a short-term business loan?

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How much does a short-term loan cost?

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I have a bad credit record, can I access a short-term loan?

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Aside from a standard loan structure, what other forms of short-term loan are there?

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