Compare Unsecured Business Loans

  • Unsecured loans are a popular option for business borrowers
  • Below you can compare unsecured loans from leading UK business finance specialists
    • THINK Business Loans Unsecured Loans logo
      Broker

      THINK Business Loans Unsecured Loans

      • THINK's matching platform compares hundreds of unsecured business loans and facilities instantly
      • 5 Years rates from 1.8% APR with no early repayment fees
      • THINK compares the whole market
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £25,000 to £1,000,000
      • Available Terms
        3 months to 5 years

      Company details

      • THINK's funding platform matches your businesses eligibility against hundreds of lenders instantly (without a credit check)
      • THINK are the UK's leading business lending specialists; their experts are on hand to guide you through the process
      • Find the perfect loan in minutes - Make the lender work for you

      Eligibility criteria

      • Must have a least 12 months' trading History
      • PGs not always required
      • No CCJs or previous liquidations
    • Funding Xchange Unsecured Business Loans logo
      Broker

      Funding Xchange Unsecured Business Loans

      • Find funding from a wide range of unsecured finance providers, business assets are not required
      • Can be used to support cash flow, stock or asset purchases and help grow your business
      • See personalised offers from 40+ lenders in just 3 minutes. Search won't impact your credit rating
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £1,000 to £500,000
      • Available Terms
        1 month to 5 years

      Company details

      • Funding Xchange’s platform matches your eligibility against 45+ lenders instantly, with no broker fee
      • Apply in 3 minutes and you could get funded in a few hours
      • Never pay more than direct and the search won’t affect your credit rating

      Eligibility criteria

      • Your business must have been trading for a minimum of 2 years
      • Your business must have an annual turnover of at least £80,000
    • Funding Circle Unsecured Loans logo
      Peer To Peer

      Funding Circle Unsecured Loans

      • Borrow without giving security on any business assets
      • A fast way to access capital, apply in 10 minutes and get a decision typically in 24 hours
      • Personal guarantee will be required
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £10,000 to £250,000
      • Available Terms
        6 months to 5 years

      Company details

      • Simple online form and a dedicated account manager
      • Get a decision in as little as 5 hours
      • Rates from 1.9% per year - no fees for full early repayment

      Eligibility criteria

      • At least two years filed accounts with Companies House or formally prepared accounts for non-limited businesses
    • Alius Finance Unsecured Business Loans logo
      Broker

      Alius Finance Unsecured Business Loans

      • Unsecured business loans with market leading approval rates
      • An alternative option to fund business expansion and support cash flow
      • A quick loan decision, typically within 24-48 hours
      • Minimum Turnover
        No minimum
      • Available Amounts
        £10,000 to £1,000,000
      • Available Terms
        3 months to 5 years

      Company details

      • Match your business to the country's leading lenders with one simple application.
      • A marketplace for your business, where interested lenders compete, driving rates and fees down.
      • Extensive network providing a quick decision, typically within 24 hours, with no obligation and no upfront cost.

      Eligibility criteria

      • Available to UK limited companies only
      • Not available to start-ups

    Suppliers that don't offer Unsecured Business Loans but may offer suitable alternatives:

    • Capital on Tap logo

      Capital on Tap

      • Capital on Tap are a Revolving Credit Facility you can utilise through either a credit card, a loan or both
      • Credit limits up to £50,000 with no monthly or annual fees
      • 0% Interest on all card purchases, when balance cleared in full each month
      • Minimum Turnover
        £24,000 p.a.
      • Available Amounts
        £1,000 to £50,000
      • Available Terms
        1 month to 2 years

      Company details

      • Capital on Tap specialises in supporting the UK's SMEs and Self Employed Merchants with credit through their card and loan facilities.
      • Within 1 minute of application they can offer Credit limits of up to £50,000 with rates as low as 9.9%.
      • Since 2012, Capital on tap has provided more than £1billion to over 60,000 UK businesses.

      Eligibility criteria

      • Limited Companies, Sole Traders, Partnerships and Limited Liability Partnerships all welcome to apply
      • No Outsanding CCJs
      • Minimum 12 months Trading History
    • Nationwide Corporate Finance logo
      Broker

      Nationwide Corporate Finance

      • Nationwide Corportate Finance are market leaders and have arranged £3 billion of finance over the past 50 years
      • As a direct funder, Nationwide are able to provide cashflow finance during the crisis
      • Business finance from £10k - £500k
      • Minimum Turnover
        £20,000 p.a. (no minimum for new start ups)
      • Available Amounts
        £10,000 to £500,000
      • Available Terms
        1 to 5 years

      Company details

      • Nationwide Corportate Finance are market leaders and have arranged £3 billion of finance over the past 50 years
      • As a direct funder, Nationwide are able to provide cashflow finance during the crisis
      • Business finance from £10k - £500k

      Eligibility criteria

      • Nationwide Corportate Finance are market leaders and have arranged £3 billion of finance over the past 50 years
      • As a direct funder, Nationwide are able to provide cashflow finance during the crisis
      • Business finance from £10k - £500k
    • Liberis logo

      Liberis

      • Your business must process credit and debit card transactions to apply for this product
      • Competitive pricing tailored to your business
      • Approval in as little as 5 mins, and funds can be yours within hours
      • 9 out of 10 customers would recommend Liberis
      • Minimum Turnover
        £2,500+ card transactions per month
      • Available Amounts
        £2,500 to £300,000
      • Available Terms
        4 to 12 months

      Company details

      • Approval in as little as 5 mins, and funds can be yours within hours!
      • Competitive pricing tailored to your business. No APR or hidden fees.
      • 9 out of 10 customers would recommend Liberis

      Eligibility criteria

      • Trading for 4+ months
      • Average £625+ a week in card payments
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Business Unsecured Loans FAQ

What is a business unsecured loan?

How does a business unsecured loan differ from other business loans?

How does a lender decide whether or not to offer a business unsecured loan?

How much interest will I have to pay on a business unsecured loan?

Will the interest rate on a business unsecured loan fluctuate?

How much will I be able to borrow with a business unsecured loan?

How long can I borrow the money for?

How do I choose the right business unsecured loan for my company?

Are there any alternatives to business unsecured loans?

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