Specialist Car Insurance
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Hedgehog Car Insurance
Hedgehog Insurance launched in 2018 as an exclusively online car insurance brand. Its founders, Pete Storey and Ben Gower, wanted to target drivers who may be classed as a higher-risk and so may receive more expensive premiums, such as those with points on their licence or those who have a driving conviction. Hedgehog car insurance policies are underwritten by Berkshire Hathaway International, and they aim to cater for their customers’ needs at a competitive price. Their office is based in Cardiff, Wales.
Drivers can choose from either third party, fire and theft or comprehensive car insurance policies. Third party, fire and theft policies provide cover in the event of injury or damage to third party individuals and property, as well as cover for any damage/loss to your own car caused by fire or theft. These policies may also come with car seat cover, fitted audio and navigational equipment cover, and cover for driving abroad. Hedgehog’s comprehensive car insurance includes these levels of protection, in addition to accidental damage cover, misfuel cover, new car replacement, windscreen cover, personal accident, medical expenses, personal belongings, and lock replacement cover.
Hedgehog Insurance also gives policyholders the choice of a number of optional extras if they want some extra protection. For example, drivers could add breakdown cover, legal care, replacement car, windscreen cover, enhanced key cover, and enhanced personal accident cover to their policy. If they decide to add breakdown cover, policyholders can then choose from basic, national, home assistance, or European cover.
Hedgehog comprehensive insurance policyholders may also be insured to drive other cars, if they meet certain criteria.
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