Specialist Car Insurance
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HughesDrive Car Insurance
Hughes Insurance was established in 1977 and offers insurance for a range of products including: cars, vans, homes, travel, and businesses. Its headquarters are located in County Down, with several other offices situated across Northern Ireland. As an insurance broker, Hughes compares policies from different insurers to find the right cover for their customers, whether they want basic cover or full protection.
HughesDrive is a telematics car insurance policy which is specifically targeted at younger drivers who often struggle to find affordable insurance. Using Bluetooth to connect the mobile app to your vehicle, HughesDrive can track your driving habits and reward those that drive well and safely. If your car doesn’t have Bluetooth, Hughes can send a ‘Beacon’ for you to fit which enables a connection to be made. Getting a telematics policy is likely to result in a lower insurance premium, and policyholders that drive well and receive a green driving score may be eligible for some rewards, such as a voucher for example.
Drivers can choose the level of cover that comes with their HughesDrive car insurance policy, from third party; third party, fire and theft; and comprehensive. Subject to terms, all policies come with some features as standard including breakdown and puncture assistance, motor legal protection, and foreign use cover. However, the more comprehensive policies offer even more benefits such as audio equipment cover, personal belongings cover, new car replacement cover, medical expenses, and windscreen cover. The exact protection offered also depends on which insurer supplies the policy.
Unlike some telematics policies, HughesDrive doesn’t set a curfew or a mileage cap, although it does count your mileage.
Services offered by this provider may change over time. Always check Ts&Cs.
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