Specialist Car Insurance
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Insure OK Car Insurance
Insure OK is part of the Fresh Insurance Services Group which was founded in 2002. Fresh Insurance Services are a personal insurance broker which has a number of insurance brands including Autosaint, First, Ladybird, and Insure OK. Insure OK provides telematics car insurance to drivers who may typically find it harder to get affordable policies. As well as young and newly qualified drivers, Insure OK also offers telematics insurance to individuals with a more complicated driving history, such as those with previous claims and convictions. The company is based in Redditch, with an additional office in Bracknell, and aims to find drivers suitable policies from a range of insurers.
Insure OK’s telematics policy records data to see how safely their customers drive. A device is fitted to your vehicle and it measures speed, acceleration, braking, as well as the time of day you drive. Customers that are deemed to drive safely may be eligible for a discounted insurance policy. Insure OK checks driving scores at intervals throughout the year and gives drivers opportunities to get a refund at these points, as well as at renewal, if they have been driving safely. However, if the driver has a poor score, they could need to pay extra. The device can also be used in the event of a claim to offer more information on the circumstances surrounding the incident, as well as being used to help locate a car that has been stolen.
In addition to their telematics car insurance policy, customers can purchase extra cover, should they need it. These optional extras can include breakdown cover, legal expenses, key cover, and excess protection.
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