Specialist Car Insurance
Award-winning comparisons you can trust
It's always nice to know you're on the right track. Over the years, as we have striven to improve the services we provide to our clients and users, we have been pleased to receive recognition for our efforts from both industry and consumer bodies.
Wise Driving (iGO4) Car Insurance
Wise Driving is a trading name of iGO4 Limited, an insurance broker that was founded by Matt Munro and Tom Cooper in 2007. It is based in Peterborough, Cambridgeshire, and offers car, van, and home insurance. Wise Driving was itself established in 2012 specifically to provide telematics policies to younger drivers. Young and newly qualified drivers often face high insurance premiums as they have little, if any, driving history and are considered a ‘high risk’ to insurers. Telematics policies are an attempt to give this group more affordable insurance by monitoring their driving habits and assessing their safety.
Wise Driving gives drivers the option of third party, fire and theft cover or comprehensive cover with their telematics policy. Drivers with a telematics policy have a device in their vehicle which tracks how well they drive. It measures elements such as braking, acceleration, speed, and time of day the car is used, to produce a driving score which the customer can view online. Drivers with a good score, and so who are considered safe, can benefit from discounted insurance. If they want extra protection, customers can also choose to purchase some optional features alongside their policy, such as breakdown cover, key cover, and motor legal protection.
Drivers can either have a ‘black box’ fitted to their car or fit a small device that connects to their smartphone. Both methods track your driving, although only the ‘black box’ can track the location of the vehicle if it gets stolen.
Knowyourmoney.co.uk is a free service with no charge to the user, for more details on how our site works click here.
For insurance services Know Your Money has partnered with QuoteZone and will receive commission from QuoteZone, who in turn may receive commission from the providers they refer you to. Know Your Money does not collect, receive or pass any personal data in respect of this service on behalf of QuoteZone and their partners.
Knowyourmoney.co.uk is a trading style of Notice Media Ltd, Registered Office: Floor 3 Haldin House, Old Bank of England Court, Queen Street, Norwich, Norfolk NR2 4SX Registered in England & Wales No 05409985 and also in accordance with the Data Protection Act (1988) Registration Number: Z955517X
Notice Media is authorised and regulated by the Financial Conduct Authority, FRN 771521. In respect of consumer credit, knowyourmoney.co.uk acts as a credit broker - not a lender.