Cookie Policy

Cookies - What is a cookie?

'Cookies' are small text files that are stored by the browser on your computer or mobile phone. Websites are able to read and write these files, allowing them store things like personalisation details or user preferences.

Know Your Money uses 'cookies' to ascertain how people navigate and use the website. This information is subsequently used to make the website more user-friendly and improve the site for our users. They also allow us to identify unusual behaviour of fraudulent activity on our site.

Cookies are also used to store your preferences, for example if you have consented to our use of cookies.

The information stored in the 'cookie' is not linked in anyway to any personal information that we hold in our database and a cookie does not give us access to your computer or to any information that you have not chosen to give us.

Know Your Money also works with third parties to help us and our advertisers understand your use of the site and to track sales. As part of that process they may set a cookie on your computer to enable them to provide this service.

Know Your Money Cookies

A visit to a page on KnowYourMoney.co.uk may generate the following cookie:

Name Purpose
'Paid User Cookie' This is used to identify which publisher, website and advertisement a click or transaction originated from. The information tracked within this cookie is anonymous and cannot be tied to any personally identifiable information.
'Compliance Cookie' This is used to identify a users preferences regarding our use of cookies.

3rd Party cookies on Know Your Money

Site Analysis

Google Analytics:

We use Google Analytics to measure the behavior of users on the website, this statistical information is stored on the users computer using a cookie so we can evaluate your use of the Know Your Money website. For more information or to opt out of this the Google privacy policy is listed below:

http://www.google.com/intl/en/privacypolicy.html

Cloudflare:

We use Cloudflare to protect the Know Your Money website and to improve our speed and performance. The Cloudflare cookie is used to identify trusted web traffic and does not correspond to any user ID in the web application or store personally identifiable information.

For more information on Cloudflare’s cookie policy visit:

https://www.cloudflare.com/cookie-policy/

Hotjar:

We use Hotjar in order to better understand our users’ needs and to optimise our comparison service and our users experience. Hotjar is a technology service that helps us better understand our users experience (e.g. how much time they spend on which pages, which links they choose to click, what users do and don’t like, etc.) and this enables us to build and maintain our service with user feedback. Hotjar uses cookies and other technologies to collect data on our users’ behavior and their devices (in particular device's IP address (captured and stored only in anonymised form), device screen size, device type (unique device identifiers), browser information, geographic location (country only), preferred language used to display our website). Hotjar stores this information in a pseudonymized user profile. Neither Hotjar nor we will ever use this information to identify individual users or to match it with further data on an individual user.

For further details, please see Hotjar’s privacy policy by clicking on this link.

https://www.hotjar.com/legal/policies/privacy

You can also see information about what cookies they use, here:

https://www.hotjar.com/legal/policies/cookie-information

You can opt-out to the creation of a user profile, Hotjar’s storing of data about your usage of our site and Hotjar’s use of tracking cookies on other websites by following this opt-out link.

Advertising Cookies:

The majority of advertisers work with third-party tracking solutions to track sales and record the sources of traffic. Those providers will often drop a cookie on your computer when you click through a link from our site to a product providers site. No information which identifies you, for example your name, address, email address or telephone number, is used to provide this advertising. These cookies do not collect personal data about you nor are they linked to any identifiable information about you.

Each advertiser may use a different product provider and those product providers will also drop cookies when you click on links within other websites, so it is not always easy to identify the source of the cookie.

We have listed below some of the main tracking solutions that may be integrated into the advertising as well as a link to information on how they use cookies:

Tracking Solution Privacy Information
Optimise Media (UK) Limited https://www.optimisemedia.com/privacy_policy/
Performance Horizon Group Limited https://performancehorizon.com/application/files/4414/8889/2534/phg_privacy.pdf
AWIN Ltd https://www.awin.com/gb/legal/privacy-policy
Google http://www.google.com/policies/privacy/ads/
CAKE http://getcake.com/privacy-policy/
Facebook https://www.facebook.com/legal/terms/update

We do not always have control of who the tracking solution provider is, so whilst we aim to keep this list up to date, we cannot guarantee that it will always be complete. You can manage your third party ad targeting choices here:

http://www.youronlinechoices.com/uk/your-ad-choices

How do I turn cookies off?

If you would not like for this information to be recorded in this way you can choose to disable cookies through your internet browser by following the step by step here:

https://www.aboutcookies.org/how-to-delete-cookies/

If you are concerned about the use of cookies generated by advertisers and how these are used you can find our more information from the consumer website created by the Internet Advertising Bureau (IAB)

http://www.youronlinechoices.com/uk/