Compare Credit Card Rewards

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About TotallyMoney

TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of MI Money Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

Rewards Credit Cards FAQ

Using a credit card to make regular purchases doesn't have to lead to a life of debt. In fact, for those who pay their credit card bill in full each month, it's possible to be rewarded for spending - either via redeemable points or cashback. These points can add up to be used towards flights, holidays, and other prizes depending on the card you choose.

A points or rewards card is specifically designed to help cardholders who regularly use their cards for purchases, make the most of their spending habits. What's more, these cards offer the added bonus of additional consumer protection, thanks to Section 75 of the Consumer Credit Act established in 1974.

How do rewards points credit cards work?

Are rewards credit cards competitive?

What are premium points rewards credit cards?

How can I cash my points?

Should I transfer my balance to a rewards credit card?

What kind of credit limit can I get?

Is my credit record important?

Do I need to make minimum payments?

Helpful links for credit card issues

Money Advice Service - The government's Money Advice Service website provides concise, unbiased information on choosing and using credit cards as well as handy tools such as credit card calculators.

The UK Cards Association - The British trade association for card payment companies has an extensive range of guides on their website covering all the types of payment cards available to UK consumers including debt, credit and prepaid cards.

Financial Fraud Action (FFA) UK - The Financial Fraud Action website features important advice on using payment cards safely and securely as well as information on the latest scams.

Financial Ombudsman Service - If you've already made a complaint to your card provider and have not had your issue resolved satisfactorily then the next step is to take up your complaint with the Financial Ombudsman.

Important Information

Know Your Money introduces this independent service free of charge to you, but will receive commission from TotallyMoney who in turn may receive commission from the brokers and creditors they refer you to. Know Your Money does not collect, receive or pass any personal data in respect of this service or conduct any activities relating to credit eligibility on behalf of TotallyMoney or their partners.

Knowyourmoney.co.uk is a trading style of Notice Media Ltd, Registered Office: Floor 3 Haldin House, Old Bank of England Court, Queen Street, Norwich, Norfolk NR2 4SX Registered in England & Wales No 05409985 and also in accordance with the Data Protection Act (1988) Registration Number: Z955517X

Notice Media is authorised and regulated by the Financial Conduct Authority, FRN 771521. In respect of consumer credit, knowyourmoney.co.uk acts as a credit broker - not a lender.