Compare Bad Credit Current Accounts

  • Bad credit current accounts are suitable for people with poor credit ratings
  • They provide an alternative to traditional bank accounts and have many standard features without the credit facilities.
  • Compare up-to-date information on account features below to find your ideal account.

What type of current account are you looking for?

  • Cashplus logo

    Cashplus Current Account

    • No Credit check required
    • Instant approval
    • Comes with FREE Creditbuilder facility.
    • Monthly Charge
      £9.95
    • ATM Withdrawal Fee
      Free
    • Direct
      Debit
    • Standing
      Orders
    • Card
      Type
      Debit Prepaid ATM
  • CardOneMoney logo

    CardOneMoney Bank Account

    • No credit checks
    • Open to everyone with guaranteed acceptance (subject to proper identification)
    • No charges for bounced Direct Debits or Standing Orders
    • Monthly Charge
      £12.50
    • ATM Withdrawal Fee
      £1.50
    • Direct
      Debit
    • Standing
      Orders
    • Card
      Type
      Debit Prepaid ATM
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements.

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Bad Credit Accounts FAQs

What is a bad credit account?

Who might need a bad credit bank account?

Can anyone open a bad credit account?

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How do I apply for a bad credit account?

Helpful links for current account issues

Financial Conduct Authority (FCA) - The UK financial regulator's website features lots of useful information for banking customers covering everything from knowing your rights to how to stop unauthorised payments.

Financial Service Compensation Scheme (FSCS) - The FSCS is the best place to find out if your bank is covered by the compensation scheme and for advice on making a claim.

Financial Ombudsman Service - If you've complained to your bank and are still having ongoing problems then the Financial Ombudsman is the next step - their website covers everything you need to know about making a complaint.

Money Advice Service - The government's Money Advice Service provides unbiased advice on choosing, opening and managing a current account.

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