Barclays Current Accounts

  • Barclays offer a range of current accounts which you can compare below.
  • Our comparison table includes up-to-date information on interest rates, account fees and other important features.
  • Click on the links provided to apply direct with Barclays.
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Compare Barclays Current Accounts

  • Barclays logo

    Barclays Bank Account

    • Personalised debit card
    • Award-winning online and mobile banking
    • Earn cashback when you shop online and in-store through Barclays with selected partners
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:
    • 75p a day up to £1,000
    • £1.50 a day from £1,000 to £2,000
    • £3 a day from £2,000 and above
    • Unarranged overdraft fees:
    • Barclays' Monthly Maximum Charge for Personal Current Accounts is £32. This includes: a maximum of 4 Unpaid Transaction Fees (£32 cap). Barclays' Monthly Maximum Charge for Personal Current Accounts with Emergency Borrowing is £67. This includes: a maximum of 7 Emergency Borrowing Fees (£35 cap) and a maximum of 4 Unpaid Transaction Fees (£32 cap). It doesn't include charges for using an arranged overdraft or the cost of packs for customising your account.
  • Barclays logo

    Barclays Current Account with Blue Rewards

    • Get £7 every month (£3.50 for each Direct Debit payment) and extra cash rewards on selected products
    • Enhanced rate of cashback at selected retailers when shopping through Barclays
    • Personalised debit card
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £800
    • Monthly Fee
      £3

    Interest details

    • No interest is paid on in-credit balances on this account
    • Rewards details:
    • Get £7 every month (£3.50 for each Direct Debit payment) and extra cash rewards on selected products:
    • £5 each month for having your mortgage with Barclays
    • Up to £3 each month when you take out or renew buildings or contents cover with Barclays
    • Subject to eligibility.

    Overdraft details

    • Arranged overdraft fees:
    • 75p a day up to £1,000
    • £1.50 a day from £1,000 to £2,000
    • £3 a day from £2,000 and above
    • Unarranged overdraft fees:
    • Barclays' Monthly Maximum Charge for Personal Current Accounts is £32. This includes: a maximum of 4 Unpaid Transaction Fees (£32 cap). Barclays' Monthly Maximum Charge for Personal Current Accounts with Emergency Borrowing is £67. This includes: a maximum of 7 Emergency Borrowing Fees (£35 cap) and a maximum of 4 Unpaid Transaction Fees (£32 cap). It doesn't include charges for using an arranged overdraft or the cost of packs for customising your account.

    Compare similar products from other providers

  • B logo

    B Current Account

    • Aged 16 or older (18 and older to apply online)
    • Must open both a B Current account and B Instant Savings account
    • No monthly fee
    • 1% AER on all credit balances with your B Instant Savings account
    • Maximum Interest (AER) [?]
      0.50%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • With a B Current account you'll enjoy 0.50% AER (0.50% gross p.a. variable) on your credit balances up to £2,000.

      B Instant Savings account with unlimited deposits gives you a 1.00% AER, (1.00% gross p.a. variable) paid quarterly on all credit balances.

    Overdraft details

    • £25 planned borrowing buffer, £10 unplanned borrowing buffer
    • 12.5% EAR
  • Starling Bank logo

    Starling Bank Current Account

    • Bank on the go with 100% mobile banking
    • Zero monthly fees
    • Get set up in minutes from your phone
    • Real time balance and instant payment alerts
    • Maximum Interest (AER) [?]
      0.5%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • 0.5% AER on balances up to £2,000
    • 0.25% AER on balances up to £85,000

    Overdraft details

    • Manage your overdraft with an adjustable in-app slider
    • Close your overdraft any time with a few taps
    • Interest of 15% is accrued daily and updated clearly in the app
  • Nationwide logo

    Nationwide FlexDirect

    • 5% AER on balances up to £2,500 for the first 12 months (conditions apply)
    • Fee-free overdraft for 12 months (subject to approval)
    • No monthly fee
    • Maximum Interest (AER) [?]
      5%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £1,000
    • Monthly Fee
      Free

    Interest details

    • 5.00% AER (4.89% gross p.a.) for in-credit balances up to £2,500 (fixed for the first 12 months) if you pay in at least £1,000 per month.
    • After the first 12 months the rate reverts to 1.00% variable.
    • No interest on balances over £2,500.

    Overdraft details

    • Arranged overdraft fees: 0% for the first 12 months
    • 50p per day on balances over £10 thereafter (the first £10 of your arranged overdraft is free)
    • Unarranged overdraft fees: 50p per day on balances up to £10
    • £5 per day on balances over £10 and are capped at £60 per month
    • First time fee refund - Nationwide will refund the first overdraft fees you incur

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