CardOneMoney Current Accounts

  • CardOneMoney (previously CardOneBanking) offer a number of current account products which you can compare in the below.
  • Compare up-to-date information on interest rates, account fees and other important features
  • Click on the links provided to apply online direct with CardOneMoney.

Compare CardOneMoney Current Accounts

  • CardOneMoney logo

    CardOneMoney Account

    • No credit checks
    • Open to everyone with guaranteed acceptance (subject to proper identification)
    • No charges for bounced Direct Debits or Standing Orders
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £12.50

    Compare similar products from other providers

  • HSBC logo

    HSBC Premier Bank Account

    • Free Worldwide Family Travel Insurance
    • Earn 5% on linked Regular Saver
    • Preferential terms on selected products, services and rewards
    • To be eligible you must meet one of the following: Have an individual income of £75K+ and a mortgage, investment or protection product; or £50K in savings or investments with HSBC UK; or qualify for HSBC Premier in another country
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      Free luxury overnight stay (worth £330 average)
    • Minimum Monthly Credit
      Free
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account
    • A fixed preferential rate of 5% AER/gross over 12 months is available to HSBC Advance customers, who open a new Regular Saver account. Save between £25 and £250 per month by standing order from your HSBC Advance Bank Account for a fixed term of 12 months.

    Overdraft details

    • Apply for a £500 interest-free arranged overdraft facility with no overdraft fee, subject to status and meeting HSBC's UK proof of address requirements

    Switching incentive details

    • Enjoy a luxury overnight stay or family getaway worth on average £330 when you switch to an HSBC Premier account through the Current Account Switch Service. The offer is open to new customers applying for the HSBC Premier Bank Account. Eligibility criteria and T&Cs apply.
  • Nationwide logo

    Nationwide FlexAccount

    • No monthly fee
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:18.9% EAR (variable) thereafter
    • Unrranged overdraft fees: 18.9% EAR (variable)
    • For every payment that is NOT made over and above your reserve limit, you'll be charged an unpaid transaction fee of £15
    • The total sum of fees (including any paid/unpaid transaction fees) is capped at £75 per statement month
  • Nationwide logo

    Nationwide FlexDirect

    • 5% AER on balances up to £2,500 for the first 12 months (conditions apply)
    • Fee-free overdraft for 12 months (subject to approval)
    • No monthly fee
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      5%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £1,000
    • Monthly Fee
      Free

    Interest details

    • 5.00% AER (4.89% gross p.a.) for in-credit balances up to £2,500 (fixed for the first 12 months) if you pay in at least £1,000 per month.
    • After the first 12 months the rate reverts to 1.00% variable.
    • No interest on balances over £2,500.

    Overdraft details

    • Arranged overdraft fees: 0% for the first 12 months
    • 50p per day on balances over £10 thereafter (the first £10 of your arranged overdraft is free)
    • Unarranged overdraft fees: 50p per day on balances up to £10
    • £5 per day on balances over £10 and are capped at £60 per month
    • First time fee refund - Nationwide will refund the first overdraft fees you incur

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CardOneMoney Current Accounts FAQ

Who is CardOneMoney?

Can I open a CardOneMoney current account?

What banking services does a CardOneMoney current account offer?

Can I get a CardOneMoney account if I have bad credit?

Is it free to open a CardOneMoney current account?

How does the CardOneMoney Prepaid Debit Mastercard work?

Do I apply for a CardOneMoney current account online?

Can I carry out a bank transfer through my CardOneMoney current account?

Services offered by this provider may change over time. Always check Ts&Cs.

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